Source: TOI Context: The Securities and Exchange Board of India (SEBI) has intensified efforts to curb online investment scams and protect retail investors amid rising instances of fraudulent financial promotions and fake trading platforms across digital spaces. Key Development SEBI’s Key Requests to Digital Platforms Supporting Investor Protection Initiatives To further enhance market safety, SEBI has recently launched:
Sebi to Streamline Processes
Source: BS Context: The Securities and Exchange Board of India (Sebi) is taking measures to simplify the initial public offering (IPO) process, improve transparency, and prevent delays in listings. These reforms aim to make it easier for companies to raise capital while keeping investor interests protected. Key Announcements by Sebi Chairman Tuhin Kanta Pandey Implications
Insurance Brokers Seek ‘Zero-Rate’ GST
Source: Mint Context: The Insurance Brokers’ Association of India (IBAI) is pushing for a zero-rated GST structure for insurance products, following the recent GST exemption on retail term and health insurance. The exemption blocked input tax credits (ITC), causing insurers to bear higher costs and trim broker commissions, potentially leading to higher premiums for customers. Key Points What Zero-Rate GST Means
SEBI to Review Short Selling and Securities Lending Frameworks
Source: BL Context: Markets regulator SEBI will set up a working group to conduct a comprehensive review of short selling and Securities Lending and Borrowing (SLB) frameworks. The move is aimed at improving transparency, efficiency, and market depth in India’s capital markets. Background Key Details Formation of Working Group Securities Lending and Borrowing (SLB) The Securities Lending and Borrowing (SLB) mechanism is a regulated framework that allows investors to lend or borrow shares (securities) for a specified period, usually to facilitate short selling, arbitrage, or to prevent settlement failures. It was introduced in India in 2008 by SEBI through stock exchange platforms and is managed by clearing corporations to ensure safety, transparency, and guaranteed settlement. How It Works About the SLB Mechanism
SEBI Expands IPO Anchor Book Size to Boost Domestic Institutional Participation
Source: Mint Context: The Securities and Exchange Board of India (SEBI) has amended its regulations to revamp the share allocation framework for anchor investors in initial public offerings (IPOs). The move is designed to enhance domestic institutional participation, particularly from mutual funds (MFs), insurance companies, and pension funds. Increased Anchor Portion Reservation Simplified: More shares are reserved for anchor investors, and mutual funds get extra if insurance/pension funds don’t take their full share. Higher Number of Anchor Investors Simplified: Bigger IPOs now allow more anchor investors, reducing concentration and spreading investment among multiple long-term players. Simplification of Discretionary Allotment Simplified: The allocation process is easier and more uniform for anchors, avoiding complicated categories. Regulatory Update
Big Bank Pursuit: FM
Source: BS Context: Union Finance Minister Nirmala Sitharaman confirmed that talks have begun with the RBI and public-sector banks (PSBs) on forming larger banking entities through potential mergers or other structural routes. Objective: To create world-class banks in India, strengthen the banking ecosystem, and support economic growth. Public Sector Bank Consolidation Customer Engagement & Branch-Level Reforms Credit & Lending Financial Markets & Investor Awareness Fiscal Prudence & Financial Inclusion
India Supports Afghanistan’s Kunar Dam
Source: TOI Context: India has expressed support for Afghanistan’s plan to construct a dam on the Kunar River, a move that could significantly affect water availability in Pakistan. About Kunar River Course & Flow Tributaries Mouth Key Features
UDAN (Ude Desh ka Aam Naagrik) Scheme
Context: The UDAN (Ude Desh ka Aam Naagrik) scheme, launched in 2016 to boost regional air connectivity and make flying affordable, is facing critical challenges in achieving its objectives. The programme aimed to connect smaller towns and promote regional development through enhanced air travel. About UDAN (Ude Desh ka Aam Naagrik) Launched: 2016 by Government of India. Ministry: Ministry of Civil Aviation (MoCA). Objective: Key Features: UDAN 2.0
Universal Basic Income (UBI)
Source: TH Context: As India faces deepening wealth inequality, rapid automation, and climate-induced displacement, the article argues for Universal Basic Income (UBI) as a central pillar of a modern welfare state. The author contends that UBI, long viewed as utopian, now represents a moral, economic, and democratic necessity for India’s future. Why India Needs a Universal Basic Income Socioeconomic Rationale Administrative and Ethical Advantages Economic Impact and Pilot Evidence UBI as a Democratic Reform Shifting the Citizen–State Relationship Promoting Dignity and Autonomy Implementation Challenges and Fiscal Concerns Cost and Fiscal Feasibility Phased Rollout Digital and Institutional Gaps
INS Ikshak
Source: PIB Context: INS Ikshak, the third of the Survey Vessel Large (SVL), was commissioned into the Indian Navy in a ceremonial event at Naval Base, Kochi on 06 Nov 2025. The commissioning ceremony was presided over by Admiral Dinesh K Tripathi, the Chief of the Naval Staff. Capabilities & Features of INS Ikshak