28 October, 2024 Table of contents: National Payments Corporation of India’s arm NPCI Bharat BillPay Ltd (NBBL)  is aiming to process over 1 billion transactions a month in upcoming 2-3 years. About Bharat Connect: Bharat Connect is a digital public infrastructure in India that allows customers and businesses to pay bills and collect payments as well. Founder: Sheeza Khan CEO: Noopur Chaturvedi Launched in: 2017 2.India has over 11.5 lakh children vulnerable to child marriage: NCPR report A study has been done in order to identify children risk of child marriage by National Commission for Protection of Child Rights (NCPR). Key Findings: About National Commission for Protection of Child Rights (NCPR): The National Commission for Protection of Child Rights (NCPCR) was established in 2007 and is a government organization of India that primarily promotes and safeguards the rights of children under the 2005 Act. NCPCR’s Role and Responsibilities: Schemes related to promoting Child literacy and Empowering Girl Child in India: Beti Bachao, Beti Padhao (BBBP) Schemes Sukanya Samriddhi Yojana Scheme for Adolescent Girls (SAG) Scheme for Promotion of Menstrual Hygiene Udaan Kasturba Gandhi Balika Vidyalaya (KGBV) PM CARES for Children 3. Ministry of Rural Development signs MoU with ten banks to promote individual financing for higher order enterprises: Deendayal Antyodaya Yojana-National Rural Livelihood Mission (DAY NRLM) Signs Memorandum of Understanding with Public Sector Banks. Lakhpati Didi: Lakhpati Didi Initiative Overview Deendayal Antyodaya Yojana-National Rural Livelihoods Mission (DAY-NRLM) Overview: 4. State Bank of India Study Shows 74.2% Decline in Income Disparity AmongIndividuals Earning Up to Rs 5 Lakh: A report from the State Bank of India (SBI) indicates a cumulative 74.2% decline in income disparity for individuals earning up to Rs 5 lakh annually between fiscal years 2013-14 and 2022-23. Impact of Income Tax on Lower Income Groups Regional Tax Filing Trends Direct Tax Contribution ITR Filings 5. India’s forex reserves decline by $2.16 billion, reaching $688.26 billion: Government data: India’s foreign exchange reserves fell by $2.163 billion to $688.267 billion for the week ending October 18, 2024, a significant decrease from the previous week’s decline of $10.746 billion. Reserves and Exchange Rates in India About Forex Reserve: Facts to remember: 6. Reserve Bank of India Cancels Authorization Certificate of UAE Exchange Centre:

October 26, 2024 Table of contents: In Varanasi, Uttar Pradesh, Prime Minister Shri Narendra Modi today laid the foundation stone and officially announced number of development projects. Today’s projects include many Varanasi development projects and multiple airport projects of worth Rs 6,100 crore. Key Findings: Inauguration of Sankara Eye Hospital in Varanasi: Other projects: 2. COP-29 Summit: The UNFCCC is facing a major budget shortage, which could affect its ability to conduct climate negotiations and support the 2024-25 climate agenda, including the COP-29 summit. The UNFCCC works on a two-tier funding system, with mandatory funds contribution from member countries and optional donations for any other needs, such as event organizing funds. About COP – 29 Summit: 3. National Payments Corporation of India Teams Up with Al Etihad Payments to Launch Domestic Card Scheme JAYWAN in the UAE: India’s National Payments Corporation (NPCI) in collaboration with Al Etihad Payments (AEP) is set to launch a domestic card scheme called JAYWAN in United Arab Emirates (UAE). The JAYWAN card is based on India’s RuPay card, developed by NPCI. About JAYWAN Card: About Rupay: 4. MNRE approves three pilot projects to use hydrogen in steel production: National Green Hydrogen Mission Approves three Pilot Projects for Steel Production National Green Hydrogen Mission: The Union Cabinet of India approved the National Green Hydrogen Mission on January 4, 2023. The mission’s goals: National Green Hydrogen Mission Approves Three Pilot Projects for Steel Production Ministry of New and Renewable Energy (MNRE):

October 25, 2024 Table of Contents: Secretary M Nagaraju is likely to chair a meeting with the Managing directors(MDs) and chief executive officers (CEOs) of public sector banks(PSBs) on November 5, 2024. Key Highlights: Some glimpse of the report: About co – lending: Col lending is a lending arrangement between the bank and a non banking financial company (NBFC) which provides loans to the undeserved areas. The coal landing has been introduced by the Reserve Bank of India (RBI) in 2020 and its main motive was to improve the credit flow to priority sectors.  Key Features: About RBI: RBI was established on April 1 1935, based on the Recommendation of Hilton young Commission. It was then privately oned but later Nationalized in 1949 and is now fully owned by government of India. Roles and Responsibilities: 2. The Indian AI mission has recently selected 8 responsible artificial intelligence(AI) projects through the expression of interest(EOI): These project will include the development of transparent, ethical, and trustworthy AI Technologies. About Indian AI mission: This is a government initiative that has been launched by government of India to promote AI innovations and address societal needs at the very grassroot level. The IndiaAI Mission was launched on July 3–4, 2024 at the Global IndiaAI Summit in New Delhi.  The missions to create and ethical AI infrastructure driven by various air Technology and to enhance the data quality.  It also promote AI driven startups and the applications of AI within the industries. Focus areas:  The main focus area of this mission are Healthcare, education, agriculture, smart cities and infrastructure. Key components: Building a AI computing ecosystem with over 10,000 GPUs . Developing impactful AI applications. Setting up data and  AI labs in order to promote AI  courses well as upskilling the youths. The mission is led by NITI Aayog, the Department of Science and Technology (DST), the Ministry of Electronics and Information Technology (MeitY), and the Department of Biotechnology (DBT). Financial Support: The Union Cabinet approved the Rs 10,372 crore IndiaAI Mission in March to establish a computing capacity of over 10,000 GPUs and develop foundational models with a capacity of more than 100 billion parameters trained on datasets covering major Indian languages for priority sectors like healthcare, agriculture, and governance.  3. Union Minister of Commerce and industry Piyush Goyal launches district master plan under pm Gati Shakti for 27 aspirational districts: Union Minister of Commerce and industry, Sri Piyush Goyal today launch the district version of PM GatiShakti National Master Plan for 27 aspirational districts in the country on the occasion of completion of 3 years of PM GatiShakti.  About Gati Shakti Mission: PM Gati Shakti national master plan (PMGS=NMP) was launched on 13th October 2021. It’s ambition is to provide multimodal connectivity infrastructure to various economic zones. 4. Ukraine war briefing: Russia plans to send North Korean troops into battle: Ukrainian President Volodymyr Zelenskyy, the president of Ukraine, demanded that international leaders put “tangible pressure” on Pyongyang, warning that Russia was preparing to deploy North Korean forces against his nation as early as Sunday. Course of the war: Background: There have been linguistic and cultural similarities between Russia and Ukraine for hundreds of years. Cause of Conflict:  Power Balance: In order to maintain the regional power balance, Russia and the western power have fought for a decade in Ukraine since the nation is separated from the Soviet Union. Russian Interest in the Black Sea: Russia benefits from a number of geopolitical advantages. Union of Soviet Socialist Republics (USSR): From 1922 to 1991, the Soviet Union, also known as the Union of Soviet Socialist Republics (USSR), was a transcontinental nation like Egypt and Indonesia. Origins: After the 1917 Russian Revolution, which cause the Romanov monarchy to fall, Vladimir Lenin established the Soviet Union. Soviet Union was the first Marxist-Communist state in history. Second World War Facts to remember: 5. International Monetary Fund (IMF): International Monetary Fund (IMF) on Tuesday, retained its growth rate projects for India in its World Economic Outlook (WEO) and projected the growth of India at 7% in current fiscal year ending in March 31 2025 and 6.5% in the next fiscal year (FY2025-26). About International Monetary Fund: Since December 27, 1945, India has been a member of the International Monetary Fund (IMF). The IMF is a group that comes up with economic initiatives aiming the financial stability and monetary cooperation. Increasing productivity, job creation, and economic sustainability are some of the IMF’s objectives. The IMF was established in 1944 at the Bretton Woods Conference in New Hampshire, USA. The IMF came into existence on December 27, 1945, when 29 countries ratified its Articles of Agreement

October 24, 2024 Table of contents:   About Solar Radiation System (SRM): How it actually works? Advantages: Limitations: Conclusions: Spraying Diamond dust in the atmosphere may be a theoretically promising experiment, but in order to fight against global warming and to address the issues like greenhouse gases we need to follow the different protocols such as reducing the greenhouse gases such as hydrochlorofluorocarbons, promoting the use of solar energy because the large amount of electricity is being produced through coal, promoting e vehicles and many more. 2. I4C Study: The Indian Cyber Crime Coordination Centre(I4C) which comes under Union Home Ministry, has projected that India will face some serious economic loss in the upcoming year from cyber frauds. Key Findings: Conclusion: Basically, this is a type of issue is being widely spread across the country. But when we talk about the solution it is definitely the matter of awareness. Do not give any kind of OTP via calls or never share your personal information online or offline and less and until you are sure about the authenticity of the person. Apart from this most common way of fraud is making the person click on the suspicious links so one should definitely take care of this thing. Also monitor your transaction regularly and always use two factor authentication for your sensitive information. 3. Localized Weather Forecasting: Key Points: 4. Industrial Alcohols: In a nine-judge this landmark judgement comes after multiple States challenge the centers claim that industrial alcohol comes under the control of union government as per entry 52 of the union list. About the list: State list Entry 8: The list grants the states the authority to regulate intoxicating liquor and regulate the activities of transport sale and position of the liquor. Union list entry 52: the center argued that the constitution gives the Exclusive authority over industrial alcohol to the center under this principle. But supreme court stated that the states authority overrides the union of authority under Entry 8. About industrial alcohol: 5. E. Coli: About E. Coli:  It is also a type of bacteria that resides in the humans and animal’s intestine. Some of the bacteria are very normal and harmless but some can cause serious illness. 6. India to established its first coal exchange soon: The Union Minister of coal and mines G. Kishan Reddy on Monday announced that India is going to established it’s first coal exchange.  About Coal Controller Organization:

October 22, 2024 Table of contents: India and China have finally come up with a solution regarding LAC tensions. This comes after announcement of an agreement on the “patrolling arrangements” and the resolution of military stand-off at the Line of Actual Control by foreign secretary Vikram Misri in BRICS summit. This has been seen that in past few weeks, Indian and Chinese diplomatic and military negotiators are closely engaged with each other. This is a good sign as far as relation between the two nation is concerned. Notably, in 2020 Indian and Chinese troops were engaged in aggressive faceoff at Galvan valley after which the sides accepted “Buffer Zones” in some disputed areas which means the military patrolling in the area will be restricted the two countries Pointing towards significance of the deal, S. Jaishankar said “We will be able to do patrolling which we were doing till 2020 and with that we have gone back to where the situation was in 2020. With that we can say that the disengagement process with China has been completed”,. About Line of Actual Control (LAC): About Belt and Road Initiative of Chine: Ambition: 2. India’s Rise: A new Era of Economic Prosperity: Context: Talks during the Annual India Leadership Summit in New Delhi focused on India’s growing economic power in contrast to China’s long possession in the tech market. With more than 151,000 companies and a predicted 7% GDP growth, India is driving fast in terms of digital innovations. Information from the report: India’s economic transition is being driven by the following factors: