September 2025 Current Affairs Quiz PDF with Answers

Answer: C) Password + Authenticator App/Device

2FA requires two proofs of identity — something you know (password) and something you have (authenticator app/device), making it harder for attackers.

Answer: B) Dravidian word for “bow”

The name “Bhil” comes from the Dravidian word billu/villu, meaning bow, highlighting their traditional association with archery.

Answer: D) All Members of Parliament (Lok Sabha + Rajya Sabha, elected & nominated)

Unlike the Presidential election, state legislators are not included. Both elected and nominated MPs from Lok Sabha and Rajya Sabha form the Electoral College.

Answer: D) Near Threatened

Pallas’s cat (Otocolobus manul) is listed as Near Threatened due to its limited habitat and population decline, though not yet endangered.

Answer: B) SLBM & Cash

SEBI revised settlement schedules in the cash market and Securities Lending & Borrowing Mechanism (SLBM) to avoid disruptions caused by clearing holidays.

Answer: C) Securities Appellate Tribunal (SAT)

SAT, a quasi-judicial body under SEBI Act, directed SEBI to file a reply on withholding documents in the Jane Street derivatives case.

Answer: C) Other Insurance Companies

Reinsurers cover risks of insurance companies, allowing them to diversify, handle large claims, and maintain financial stability.

Answer: B) Ujjivan Small Finance Bank

Ujjivan SFB has applied for a universal bank licence and awaits RBI’s approval, likely by December 2025.

Answer: C) State Bank of India (SBI)

SBI organized the first-ever startup pitch fest, “Dream2Demo,” to connect entrepreneurs with investors and strengthen the startup ecosystem.

Answer: D) Maharashtra

Maharashtra leads with ₹606.2 thousand crore in small business credit outstanding (13.4% share), followed by Tamil Nadu, Gujarat, UP, and Karnataka.

Answer: B) Diclofenac

Diclofenac, used as a veterinary drug, caused kidney failure in vultures that fed on treated carcasses, leading to a 95% population decline.

Answer: D) Himalayan Griffon

India has 9 species of vultures, 3 of which are Critically Endangered — White-rumped, Indian, and Slender-billed vultures. The Himalayan Griffon is Near Threatened, not Critically Endangered.

Answer: C) Rajasthan

Although BWHGs are authorized in 7 border states, they are currently operational only in Rajasthan with 2,279 active members.

Answer: E) Metro Rail Corridor

The Great Nicobar Project includes ICTT, Airport, Township, and Power Plant. A Metro Rail Corridor is not part of the project.

Answer: B) It is India’s first tri-service all-women circumnavigation mission.

‘Samudra Pradakshina’ is India’s first-ever tri-service (Army, Navy, Air Force) all-women circumnavigation sailing mission.

Answer: C) 2026–27

The NSO (MoSPI) will conduct the 81st NSS round between July 2026 and June 2027, covering both AIDIS and SAS.

Answer: E) Nearly 50%

IISER Bhopal found that dams and reservoirs across India have lost nearly 50% of their capacity due to sediment build-up.

Answer: C) NABFID Act, 2021

Nabfid was established as a Development Finance Institution (DFI) under the NABFID Act, 2021 to provide long-term infra financing.

Answer: C) Small-ticket consumer loans

The RBI aims to allow lenders to lock mobile phones purchased on credit if borrowers default, targeting small-ticket consumer loans.

Answer: C) 28

Post-consolidation in May 2025, the number of RRBs reduced from 43 to 28, covering 26 states and 3 UTs.

Answer: C. Union Home Minister Amit Shah

The 2nd National Conference of ANTF Heads was inaugurated by Union Home Minister Amit Shah on September 16–17, 2025 in New Delhi.

Answer: C. Assam

PM Narendra Modi inaugurated the country’s first bamboo-based ethanol plant at Golaghat, Assam, as part of India’s push for clean and renewable energy.

Answer: B. Indian Sign Language Research and Training Centre (ISLRTC)

The Purple Fest 2025 was organized by ISLRTC in collaboration with Amity University, Noida, focusing on inclusion and empowerment of Divyangjan.

Answer: C. Online Drug Disposal Campaign

The ANTF conference witnessed the launch of the Online Drug Disposal Campaign, a digital platform for transparent and safe disposal of seized drugs.

Answer: C. Singapore

Nearly 22.6% of India’s outward foreign direct investment (OFDI) went to Singapore, making it the top destination.

Answer: D. 100%

The Bill proposes to raise FDI in insurance from the existing 74% to 100%, aiming to boost competition and insurance penetration.

Answer: D. 2 million

NPCI plans to expand UPI-based cash withdrawals to over 2 million BCs across India to improve rural and semi-urban access.

Answer: C. Public shareholding relaxation post-IPO

SEBI introduced reforms such as giving listed companies more time to meet public shareholding norms post-IPO, easing compliance, and boosting participation.

Answer: B. Corteva Agriscience

Global agri-science company Corteva Agriscience launched new pesticides in India using Zorvec Entecta technology to fight grape and potato diseases.

Answer: C. 20 minutes

Corteva’s pesticide is designed for fast action, giving crops wash-off protection within 20 minutes of spraying.

Answer: B) Accelerated renewable energy deployment

India added 25.1 GW of clean electricity in H1 2025 (70% higher YoY), while fossil fuel generation fell by 29 TWh, making renewable energy growth the key driver of emissions decline.

Answer: C) Army, Navy, Air Force

The Tri-Services Education Corps will merge the education branches of the Army, Navy, and Air Force to promote jointness, optimise manpower, and strengthen integration.

Answer: B) France

Bharat Innovates 2026 will be hosted in Nice, France (June 17–19, 2026), to showcase India’s deeptech innovations and attract global investments.

Answer: C) 5–7 years

The RRC, launched on October 1, 2025, will ensure that all RBI regulations undergo a comprehensive internal review every 5–7 years.

Answer: D) SEBI

SEBI is reforming commodity markets to allow banks, insurance firms, pension funds, and FPIs in non-agricultural derivatives (metals, energy), to boost liquidity and global integration.

Answer: C) Unified digital insurance marketplace

Bima Sugam is India’s first electronic insurance marketplace to enable paperless policy purchase, renewal, portability, and claims for life, health, and general insurance.

Answer: B) RuPay

The CRED–IndusInd Bank co-branded credit card is launched on the RuPay network, offering wide and flexible reward redemptions across platforms.

Answer: C) Biologicals for sustainable agriculture — a climate resilient approach

BASAI 2025 promoted climate-resilient agriculture through bio-stimulants, biofertilizers, and biopesticides to enhance productivity and ensure residue-free food.

Answer: C) Ahmedabad

The GI Facilitation Centre was set up at EDII, Ahmedabad, to help artisans and entrepreneurs register and market traditional crafts and agro-products.

Answer: C) Collective bargaining and improving farmer incomes

FPOs are legal entities formed by farmers to collectively undertake production, procurement, and marketing, ensuring better price realisation, credit access, and adoption of sustainable practices.

Answer: -- D) Preferential treatment to majority religion

Indian secularism ensures that the state treats all religions equally and does not give preferential treatment to any religion. It also protects minority rights and maintains state neutrality.

Answer: -- B) Kesavananda Bharati v. State of Kerala (1973)

The Kesavananda Bharati case established the Basic Structure Doctrine, stating that certain features of the Constitution like secularism, democracy, and fundamental rights cannot be amended by Parliament.

Answer: -- B) Maharashtra

Maharashtra had the highest number of PRS in 2023 with 54 stretches, indicating significant river pollution in the state.

Answer: -- D) Rohini, Maharashtra

Rohini Gram Panchayat in Maharashtra received the Gold Award for implementing a fully paperless e-Office system and providing 1,027 online services.

Answer: -- E) Both C and D

Small brokers with less than 10,000 clients and those not providing internet trading platforms are now excluded from SEBI's technical glitch compliance framework.

Answer: -- C) ₹2 crore

RBI mandates a minimum capital of ₹2 crore before issuing the Certificate of Registration for NBFC-P2P lending platforms.

Answer: -- B) Banking & PSU Bond Fund

The Banking & PSU Bond Fund is being merged into the Short Duration Fund, simplifying fund management and offering unitholders a choice to exit within 30 days.

Answer: -- B) Funds must go through registered bank accounts via escrow

RBI mandates that all loan disbursals and repayments must go through bank accounts of registered lenders and borrowers via escrow accounts to ensure transparency and safety.

Answer: -- B) 51.6%

Short-term rural optimism declined, with only 51.6% expecting income improvement in the next quarter, down from 56.4% in July 2025.

Answer: -- C) Agritech innovation and sustainable agriculture

Maitri 2.0 is designed to promote collaboration between Indian and Brazilian innovators, startups, and institutions in agritech, focusing on sustainable agriculture, digital technologies, and resilient food systems.

Answer: B. Morocco

Defence Minister Rajnath Singh inaugurated India’s first overseas defence manufacturing facility in Berrechid, Morocco, established by Tata Advanced Systems Limited (TASL), producing Wheeled Armoured Platforms (WhAP) for the Royal Moroccan Army.

Answer: C. 2,000 km

Agni-Prime is an intermediate-range ballistic missile with a range of up to 2,000 km. It was tested for the first time from a rail-based mobile launcher to enhance mobility, survivability, and reduce detectability.

Answer: C. 17,444 sq km

According to MoSPI’s forest accounting publication, India’s total forest area increased from 697,898 sq km in 2010–11 to 715,342 sq km in 2021–22, a net addition of 17,444 sq km (+2.5%).

Answer: B. Resolve GST disputes through a specialized forum

GSTAT provides a nationwide, independent appellate forum for dispute resolution under GST laws, offering time-bound, plain-language decisions and digital hearings.

Answer: C. Two-factor authentication (2FA)

RBI has mandated 2FA for all digital transactions to enhance security and reduce fraud, requiring at least two of the three factors: something the user knows, has, or is.

Answer: B. Qatar

NPCI, in collaboration with Qatar National Bank, enabled UPI acceptance in Qatar, with Qatar Duty Free outlets being the first merchant to facilitate seamless payments for Indian tourists.

Answer: B. Only NGOs listed on SSE that have raised funds

Sebi’s revised rules require Annual Impact Report (AIR) audits for social enterprises that have successfully raised funds via SSE, ensuring genuine and measurable social impact.

Answer: C. 89.9

sDQI evaluates the quality of data submitted by banks. RBI reported an improvement to 89.9 in June 2025 from 89.3 in March 2025, strengthening risk-based supervision and financial stability monitoring.

Answer: B. Raise funds in rupees for Indian projects

NDB plans to issue its first rupee-denominated bond to raise funds for infrastructure and development projects, while promoting internationalisation of the Indian rupee.

Answer: C. 20–30 bps

Moody’s expects a moderate rise in retail NPAs for NBFCs in FY26 due to increased vehicle loans and credit growth, though overall loan quality is expected to remain stable.

Answer: A) Uttar Pradesh

Uttar Pradesh launched "Mission Clean Rivers 2025" to rejuvenate and clean its major rivers like Ganga and Yamuna, ensuring sustainable water management and eco-restoration.

Answer: B) Morocco

India inaugurated its first overseas defence manufacturing unit in Morocco to strengthen defence ties and boost indigenous defence production globally.

Answer: C) Maharashtra

India’s first “Digital Police University” will be established in Maharashtra, focusing on advanced policing, AI, cybercrime investigation, and forensic sciences.

Answer: D) Secularism

The Supreme Court reaffirmed that secularism is part of the Basic Structure of the Constitution, meaning it cannot be altered or removed by constitutional amendments.

Answer: B) Digital Lending Apps

RBI introduced a framework to ensure responsible retention practices by digital lending apps, addressing issues of forced loans, hidden charges, and mis-selling.

Answer: B) HDFC Bank

HDFC Bank issued India’s first Green Digital Bond on the global market, supporting projects in renewable energy and sustainable infrastructure.

Answer: C) ₹10,000 crore

NABARD introduced a ₹10,000 crore Climate Resilience Fund to help farmers adapt to climate change, with focus on irrigation, sustainable cropping, and risk management.

Answer: C) HDFC Ergo

HDFC Ergo launched “Health Shield Plus,” which uses AI for faster claim settlement, making health insurance more accessible and transparent.

Answer: C) 6.7%

The IMF projected India’s GDP growth at 6.7% for FY 2025-26, driven by strong domestic consumption, manufacturing, and digital transformation.

Answer: C) Integrating AI, drones, and IoT in farming

The “National Agri-Tech Mission 2025” aims to integrate modern technologies like Artificial Intelligence, drones, and IoT into farming practices to boost productivity and sustainability.

Answer: C. 4%

India’s IIP growth slowed slightly to 4% in August 2025 from 4.3% in July 2025 due to weaker manufacturing activity, even as mining and electricity showed recovery.

Answer: D. 93

Gokul Jalashay (Buxar) and Udaipur Jheel (West Champaran) were designated as new Ramsar sites, bringing India’s total to 93 — the highest in Asia and third globally.

Answer: C. Ministry of Home Affairs

The Sahyog portal is operated by the Ministry of Home Affairs through the Indian Cyber Crime Coordination Centre (I4C) for content takedown requests to social media platforms.

Answer: B. Cybercrime

Cybercrime cases increased by 31.2% in 2023, mainly involving online fraud, sexual exploitation, and extortion, reflecting digitalization challenges.

Answer: C. Weighted Average Call Rate (WACR)

RBI retained the WACR as the operating target to ensure short-term money market rates stay aligned with the policy repo rate.

Answer: C. Before the earlier 3-year limit

The RBI now allows banks to adjust loan spreads earlier than the previous 3-year restriction, offering flexibility and borrower benefit.

Answer: C. Baa3

Moody’s maintained India’s Baa3 rating, the lowest investment-grade level, with a stable outlook due to fiscal challenges but strong economic fundamentals.

Answer: B. Secured Overnight Rupee Rate (SORR)

SORR will replace MIBOR as India’s key benchmark, providing a secured and transparent overnight rate similar to the global SOFR.

Answer: C. TATA AIG & Equitas Small Finance Bank

The partnership aims to distribute TATA AIG’s general insurance products through Equitas Bank’s network, expanding rural insurance reach.

Answer: B. Smart Farm Centre Model

Arya.ag’s Smart Farm Centre Model integrates climate-smart technologies and women-led agri-services, enhancing resilience and sustainability for smallholder farmers.