Context: RBI imposed penalties in 281 instances totaling ₹86.1 crore in FY24, up from ₹40.4 crore (211 cases) in FY23. RBI’s Scale-Based Enforcement Framework Legal Framework Fraud Detection: Lag Still a Major Problem Technology Gaps in Fraud Detection Need for Sector-Wide Governance Reform BS
IBC Amendment and RERA Participation
Context: The Insolvency and Bankruptcy Board of India (IBBI) has amended corporate insolvency regulations. Need for Structural Reforms Proposed Solutions Current Amendment Is Inadequate BS
The Alternative Investment Funds (AIFs) Industry
Context: The Indian Venture and Alternate Capital Association (IVCA) has urged SEBI to set up an inter-regulatory platform to: Key Issues Strategic Focus Areas for AIF Reform Shift Towards Accredited Investors Revisiting Outdated Norms BS
RBI’s Contingent Risk Buffer and Surplus Transfer
What is the Contingent Risk Buffer (CRB)? Recent Developments Implication for Surplus Transfer Why It Matters BS
What is a Derivative?
A derivative is a financial contract whose value is based on an underlying asset (e.g., stock, index, gold, oil). Types of Derivatives in India Why So Many Warnings Against Derivatives? Global Perspective: Warren Buffet Indian Regulators’ Concerns Risks Associated with Derivatives 1. Not a Long-Term Asset 2. Leverage Risk 3. Misuse by Retail Investors 4. Time Decay in Options 5. Illusion of Safety in Options
SWAYAM Platform
Context: Banaras Hindu University (BHU) has been appointed as the national coordinator for the Institutions of National Importance (INI) domain on the SWAYAM platform, replacing IIT Madras/NPTEL. The move marks a strategic shift to diversify online learning beyond STEM disciplines, aligning with the goals of the National Education Policy (NEP) 2020. SWAYAM Platform
EOS-09 (Risat-1B) Satellite
Context: The Indian Space Research Organisation (ISRO) recently witnessed a rare failure of its Polar Satellite Launch Vehicle (PSLV), leading to the loss of the EOS-09 (Risat-1B) satellite. This event has triggered technical introspection, given PSLV’s high success record and strategic importance. EOS-09 (RISAT-1B): India’s C-Band Radar Imaging Satellite Overview: Key Features: Purpose and Applications: Significance of PSLV in India’s Space Program TOI
India Semiconductor Mission (Semicon 2.0)
Context: India aims to achieve 5% of global semiconductor chip production capacity by 2030. This initiative is part of the next phase of the India Semiconductor Mission (Semicon 2.0). Incentive Scheme & Investments Current Approved Projects and Output Company / Project Type Daily Chip Capacity (in million) Tata Fab 48 HCL-Foxconn JV OSAT 1.2* CG Power OSAT 15 Kaynes OSAT 6.3 Micron ATMP 4.8 (expected by end-2025) Polymatech (Chennai) ATMP 6 (currently operational) Suchi Semicon (Gujarat) State cleared 10 RRP Electronics (MH) + RIR Power (Odisha) State cleared 6 (combined est.) Ecosystem Development under Semicon 2.0 BS
National Manuscripts Mission
Date of Launch: June 9, 2025New Name: Gyan Bharatam Mission Context: The Government of India is relaunching the National Manuscripts Mission (NMM) under a new avatar, Gyan Bharatam Mission, to enhance efforts in manuscript conservation, digitization, and cultural preservation. Key Features of the Gyan Bharatam Mission Budgetary Allocation Current Status of Manuscript Digitization TH
India Imposes Port Restrictions on Imports from Bangladesh
Context: India has imposed port restrictions on specific imports from Bangladesh, citing reciprocal trade measures following Bangladesh’s restriction on Indian exports via land ports. Key Developments: List of Specified Commodities Under Import Restriction Impact & Implications: TH