Context: The Government of India has decided to add a new “Sustainable Transport” mission under the National Action Plan on Climate Change (NAPCC) — the first such inclusion in over a decade. Scope of the Sustainable Transport Mission Sectoral Emission Landscape Key Challenges & Priorities 1. Lack of International Roadmap for Road Sector 2. Railway Freight Optimization 3 Charging Infrastructure Deficit Power Source Paradox
Section 7 of the Insolvency and Bankruptcy Code (IBC)
Context: The Indian Renewable Energy Development Agency (IREDA), a government-owned financier, has filed an insolvency petition under Section 7 of the Insolvency and Bankruptcy Code (IBC) against Gensol Engineering over a â‚ą510 crore loan default. Section 7 of the Insolvency and Bankruptcy Code (IBC) Section 7 of the Insolvency and Bankruptcy Code (IBC) outlines the process for initiating a Corporate Insolvency Resolution Process (CIRP) by a financial creditor. It allows a financial creditor, either individually or jointly with others, to file an application with the Adjudicating Authority (NCLT) when a corporate debtor defaults on a financial debt. Key Provisions of Section 7 IBC Significance of Section 7 IBC
Market Capitalization
Context: Investor sentiment is shifting away from small cap and mid cap (SMID) funds towards largecap-oriented schemes, particularly flexicap funds, amid ongoing market volatility and correction in the SMID space. Understanding Market Capitalization SEBI’s Classification of Market Capitalization (2017 Guidelines) Category Market Cap Range Ranking by Market Cap Large-cap ₹20,000 crores and above Top 1 to 100 companies Mid-cap ₹5,000 crores to ₹20,000 crores 101st to 250th companies Small-cap Below ₹5,000 crores 251st company onwards Large-Cap Companies Mid-Cap Companies Small-Cap Companies Comparison: Large-cap vs Mid-cap vs Small-cap Funds Parameter Large-cap Funds Mid-cap Funds Small-cap Funds Risk Profile Low risk, ideal for conservative investors Moderate risk High risk Volatility & Liquidity Low volatility, high liquidity Moderate volatility and liquidity High volatility, low liquidity Returns & Growth ~7% average returns (last 5 years), steady ~10.28% average returns, moderate growth ~14.74% average returns, high growth
Small and Medium Real Estate Investment Trust (SM Reit)
Context: Securities and Exchange Board of India (Sebi) has issued a public warning to investors about Strata, a commercial real estate investment platform, after it voluntarily surrendered its Small and Medium Real Estate Investment Trust (SM Reit) licence. SEBI’s Guidelines on Small and Medium Real Estate Investment Trusts (SM REITs) The Securities and Exchange Board of India (SEBI) has introduced new regulations to facilitate the creation of Small and Medium Real Estate Investment Trusts (SM REITs), providing greater access to real estate investments for smaller investors. What is an SM REIT? Key Features of SM REITs Significance of SM REITs Infrastructure Investment Trust (InvIT) Key Components of an InvIT
Fund Manager Survey (FMS): BofA Securities
Context: India is now the most preferred equity market in the Asia-Pacific (APAC) region, according to BofA Securities’ May 2025 Fund Manager Survey (FMS), outperforming Japan, China, and other regional peers. Key Survey Findings Focus Themes in India Market Sentiment and Economic Outlook Survey Methodology BS
SEBI Eases Internal Audit Team Norms for Credit Rating Agencies
Context: On May 15, 2025, the Securities and Exchange Board of India (SEBI) relaxed eligibility norms for the composition of internal audit teams of Credit Rating Agencies (CRAs) to expand the pool of qualified professionals. Key Changes Introduced Objective of the Change Impact BS
Systematic Investment Plan (SIP)
Context: The number of Systematic Investment Plan (SIP) cancellations in India more than tripled to 162.3 lakh in April 2025 compared to March. Contrary to perceptions of investor panic amid market volatility, this spike was primarily due to a SEBI circular enforcing stricter rules on failed SIP payments. Systematic Investment Plan (SIP) A Systematic Investment Plan (SIP) is a disciplined method of investing in mutual funds, allowing investors to invest a fixed amount at regular intervals instead of a lump sum. SIPs help investors build wealth gradually through consistent and automated investments. What is SIP in Mutual Funds? How Does SIP Work? Example: SIP vs Lump Sum Suppose you want to invest â‚ą1 lakh in a mutual fund: Types of Systematic Investment Plans Key Benefits of SIP SEBI Circular on SIP Invalidations BS
RBI Proposal to Add Nominee Email and Phone Numbers in Bank Nomination Forms
TET
Co-Lending Rules for NBFCs and Banks
Context: FICCI Urges RBI to Retain Existing Co-Lending Rules for NBFCs and Banks: NBFCs originate loans and then sell up to 80% of the loan to partner banks via direct assignment. This model provides NBFCs operational flexibility and benefits from a waiver on minimum holding period for the loans sold to banks. As per ICRA (April 2025), co-lending assets under management (AUM) reached â‚ą80,000 crore by March 2024, showing strong growth. Key Highlights: TET
eCommerce Business Models
B2B E-commerce Market Growth in India Business-to-Business (B2B) Business-to-Consumer (B2C) Consumer-to-Consumer (C2C) Consumer-to-Business (C2B) Business-to-Administration (B2A) Consumer-to-Administration (C2A)
