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Banks Seek Authority to Freeze Mule Accounts Context: Banks are seeking the authority to freeze accounts involved in channelling illicit transactions without needing approval from law enforcement agencies 15 Apr 2025 SBI Approves Restructuring Plan for RINL, Catalyzing Revival of Vizag Steel Plant Context: Directors of the State Bank of India (SBI) board have okayed a restructuring package for Vizag’s Rashtriya Ispat Nigam (RINL), paving the way for simil 15 Apr 2025 Bank of India Cuts Interest Rates on Special Deposit Scheme and Loans 1. Special Deposit Scheme – Amrit Vrishti Revised Interest Rate: 7.05% (down by 20 basis points from 7.25%) Tenure: 444 days Effective Date: April 15, 2025 Seni 15 Apr 2025

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Deposit Rate Cuts in Current RBI Easing Cycle Likely to Be Moderate Context: The ongoing monetary easing cycle by the Reserve Bank of India (RBI) is expected to lead to modest deposit rate cuts, unlike the sharper declines witne 15 Apr 2025 Rate Cut 2025 Background In response to the Reserve Bank of India's 50 basis points reduction in the repo rate, leading Indian banks have revised their lending and deposit in 15 Apr 2025 Silicon Photonics Silicon Silicon is a tetravalent metalloid and it is less reactive than its chemical analogue carbon. It is the second (after oxygen) most abunda 15 Apr 2025 10 Years of PM Mudra Yojana Context: The Pradhan Mantri Mudra Yojana (PMMY) has emerged as a cornerstone of India’s financial inclusion and MSME development strategy. As it completes a dec 15 Apr 2025 PM Vidyalaxmi Scheme Context: Despite its goal to support meritorious students from low- and middle-income families through financial aid for higher education, the PM Vidyalaxmi Sch 15 Apr 2025

Parliamentary Panel Seeks CCI’s Response on Safeguarding Small Retailers Context: The Parliamentary Standing Committee on Commerce, led by TMC MP Dola Sen, has asked the Competition Commission of India (CCI) to provide a detailed res 15 Apr 2025 Archaeological Survey of India (ASI) Explores Dwarka Context: The Archaeological Survey of India (ASI) is leading an effort to uncover the ancient history of Dwarka, a key location in India’s cultural heritage. AS 15 Apr 2025

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