Every day of the month in one file. Enter your details once — the download opens right away.
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Answer: C. Assembly-led growth to deep manufacturing
Budget 2026–27 explicitly shifts focus from basic assembly operations to deep manufacturing with emphasis on technology depth, supply-chain resilience, and global competitiveness.
Answer: D. Renewable Energy Equipment
The seven sectors include Biopharma, Semiconductors, Electronics Components, Rare Earths, Chemicals, Capital Goods & Containers, and Textiles & Sports Goods. Renewable energy equipment is not listed as a standalone sector.
Answer: C. ₹10,000 crore over 5 years
Biopharma SHAKTI is a flagship initiative with an allocation of ₹10,000 crore spread over five years to strengthen biologics, biosimilars, and regulatory capacity.
Answer: C. Semiconductor equipment, materials, and full-stack Indian IP
ISM 2.0 focuses on building domestic capability across equipment, materials, intellectual property, and resilient supply chains rather than just chip assembly.
Answer: B. Kerala – Chavara beach sand deposits
Kerala’s Chavara region has a long history of beach sand mineral (monazite) mining and is a key anchor for Rare Earth Corridors.
Answer: C. Saturation + Professionalisation
The livestock push focuses on saturating veterinary services while professionalising value chains to improve productivity and farmer incomes.
Answer: C. Duty-free treatment of EEZ and high-seas catch
Fish caught in India’s EEZ or high seas is made duty-free, encouraging deep-sea fishing and export competitiveness.
Answer: C. Act East Policy
The Buddhist Circuit supports cultural diplomacy, regional development, and connectivity with Southeast Asia, aligning strongly with the Act East Policy.
Answer: C. 31 March of the following year
The deadline has been extended from 31 December to 31 March, encouraging voluntary corrections and reducing litigation.
Answer: C. Permanent magnets for EVs and defence systems
Rare earth elements like Neodymium and Praseodymium are essential for permanent magnets used in EVs, wind turbines, missiles, radars, and aerospace systems.
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Answer: B. Their benefits are non-excludable and non-rivalrous
Wetlands provide services like flood control, water purification, climate regulation and biodiversity conservation, which are non-excludable and largely non-rivalrous, making them a national public good.
Answer: B. Presence of hydric soils and hydrophytes
Wetlands are defined by waterlogged (anaerobic) hydric soils and vegetation adapted to low-oxygen conditions, called hydrophytes.
Answer: C. Is a seasonal desert wetland supporting migratory birds
Chhari Dhand is a seasonal wetland in Kutch with saline–freshwater interactions, hosting flamingos, pelicans and other migratory birds.
Answer: C. Discussion is permitted only through a formal resolution
No direct discussion takes place on the President’s Address. Parliamentary debate occurs only through the Motion of Thanks, rooted in Article 87.
Answer: B. Hybrid propulsion system using atmospheric oxygen
SFDR is an air-breathing propulsion system that uses atmospheric oxygen and solid fuel, enabling sustained supersonic thrust.
Answer: C. Retain high terminal energy with sustained thrust
Continuous thrust till impact allows high manoeuvrability and speed retention, making interception by enemy air defence systems extremely difficult.
Answer: C. Support long-gestation, high-risk research and innovation
The RDI Fund provides patient capital for deep-tech and frontier R&D projects that are too risky for traditional VC funding.
Answer: D. Limited number of second-level fund managers
Fund deployment depends on downstream investment decisions by approved fund managers, whose selection is still ongoing.
Answer: C. Reduce reliance on SWIFT and dollar-dominated systems
CBDC-based cross-border payments aim to enhance financial sovereignty and reduce dependence on traditional dollar-based settlement systems.
Answer: D. Anchoring food inflation expectations
The ban is intended to curb speculation and price volatility in essential food commodities, prioritising consumer price stability.
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Answer: B) De-escalate trade tensions and realign energy sourcing
The 2026 India–USA Trade Deal focuses on ending trade friction, restoring market access, and shifting India’s energy sourcing away from Russian oil towards the US and others.
Answer: C) Dairy
Sensitive sectors such as dairy and staple agricultural crops are excluded to protect domestic farmers and food security.
Answer: B) Criminal Tribes Act, 1871
DNTs were historically branded as “criminal tribes” under the Criminal Tribes Act, 1871, which was repealed in 1952.
Answer: C) Automated summarisation of Gram Sabha meetings
SabhaSaar is an AI-powered voice-to-text platform that automatically generates structured Minutes of Meetings (MoM) from Gram Sabha recordings.
Answer: C) Autonomous territorial authority within Nagaland
FNTA is an autonomous governance structure within Nagaland, providing enhanced administrative and financial autonomy without creating a separate State.
Answer: B) Ensuring settlement of trades in case of default
SGF acts as a financial buffer maintained by clearing corporations to guarantee completion of trades even if a member defaults.
Answer: B) A Z-score of 10 overstates extreme risk
SEBI noted that a Z-score of 10 captures extremely rare events and may lead to overly conservative and capital-intensive risk norms.
Answer: C) Temporary regulatory non-compliance
After concession expiry, assets revert to the government, making SPVs temporarily non-compliant. SEBI’s proposal avoids forced divestment during this phase.
Answer: C) Integrity, reputation and financial soundness
The framework assesses whether intermediaries and their management meet standards of integrity, competence, reputation, and financial soundness.
Answer: C) Voluntary settlement with payment of a fee
Compounding under FEMA allows entities to admit violations, pay a monetary penalty, and close the case without prolonged litigation.
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Answer: C. Department for Promotion of Industry and Internal Trade (DPIIT)
The Union Government defined “deep tech” start-ups through a gazette notification issued by DPIIT to bring regulatory clarity.
Answer: D. R&D-intensive operations with high technical uncertainty
Deep tech start-ups are defined as R&D-intensive enterprises based on advanced scientific or engineering knowledge and high uncertainty.
Answer: E. 20 years
The government has extended the maximum age limit for deep tech start-ups from 10 years to 20 years.
Answer: B. National Biodiversity Authority (NBA)
The NBA launched the digital portal to electronically issue Certificates of Origin for cultivated medicinal plants.
Answer: C. Facilitate Access and Benefit Sharing (ABS) exemption
The CoO certifies that medicinal plants are cultivated, enabling stakeholders to claim exemption under ABS provisions.
Answer: D. 5.25%
The RBI maintained the policy repo rate at 5.25% amid stable macroeconomic conditions.
Answer: D. No pre-commitment to either hikes or cuts
A neutral stance means RBI will respond based on evolving inflation and growth conditions without bias.
Answer: D. ₹25,000
RBI proposed compensation up to ₹25,000 for victims of cyber frauds involving transactions below ₹50,000.
Answer: B. Mission SAKSHAM
Mission SAKSHAM is a certification-based capacity-building framework for strengthening UCBs.
Answer: D. Cautious sentiment amid micro-level pressures
The survey indicates moderation in optimism due to inflation perception and income insecurity, not economic distress.
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Answer: C. Highest mountain in South America and Western Hemisphere
Mount Aconcagua (6,959 m) is the highest peak in South America, the Western Hemisphere, and the tallest mountain outside Asia. It is part of the Seven Summits and is located in Argentina.
Answer: C. Intermediate-Range Ballistic Missile
Agni-3 is an IRBM with a range of about 3,000 km. It forms a key part of India’s land-based nuclear deterrence and is developed by DRDO.
Answer: D. V.O. Chidambaranar Port
V.O. Chidambaranar Port (Thoothukudi, Tamil Nadu) became India’s first port to initiate an advanced RF and radar-based Anti-Drone (C-UAS) system.
Answer: B. AI-driven access to real-time government datasets
The Model Context Protocol (MCP) Server allows machine-readable, API-based access to official statistics for direct integration with AI and analytics tools.
Answer: C. Debt overhang and liquidity withdrawal
High public debt, reduced liquidity due to RBI’s forex sales, and weak transmission to long-term G-sec yields have pushed borrowing costs higher despite repo rate cuts.
Answer: D. 23
In February 2026, India signed DPI cooperation agreements with 23 countries to share components of India Stack such as digital identity and payments.
Answer: C. Risk profile of banks
India has shifted from a flat-rate deposit insurance premium to a risk-based model, linking premiums to capital adequacy, asset quality, liquidity, and supervisory assessment.
Answer: C. Rice
India has protected staple crops such as rice, wheat, and sugar due to food security and political sensitivity, while opening non-sensitive agricultural products.
Answer: C. Blanket political resistance without scientific evaluation
The editorial argues that GM crops are rejected due to ideological opposition, regulatory paralysis, and Centre–State conflict rather than evidence-based scientific assessment.
Answer: C. Matching equity grant
The scheme provides a matching equity grant up to ₹15 lakh per FPO (₹2,000 per farmer) to improve financial strength and creditworthiness.
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Answer: B) India–Malaysia Partnership for Advancing Collective Transformation
The IMPACT framework was articulated during the PM’s visit to Malaysia. It aims to deepen cooperation in economic growth, digital integration, cultural ties, and strategic engagement between India and Malaysia.
Answer: B) 2nd
In the 2025 LEED rankings (outside USA), Mainland China ranked 1st while India climbed to 2nd position with over 16 million Gross Square Meters (GSM) of certified space.
Answer: B) Protect and restore ecosystems to address societal challenges
NbS are actions to protect, sustainably manage, and restore ecosystems to tackle climate change, disaster risks, and food and water security while benefiting biodiversity and human well-being.
Answer: C) People, Planet, Progress
The India–AI Impact Summit 2026, hosted in New Delhi, is guided by the Three Sutras — People, Planet, and Progress — and operationalised through Seven Chakras focusing on responsible AI implementation.
Answer: C) 1973
Project Tiger was launched in 1973 as a Centrally Sponsored Scheme to conserve tigers and their habitats using a core–buffer strategy.
Answer: C) ₹20 lakh
RBI directed banks to extend collateral-free loans up to ₹20 lakh to all Micro and Small Enterprises (MSEs), with flexibility to increase up to ₹25 lakh for good borrowers.
Answer: C) Pessimistic sentiment
The CSI stood at 98.1 in January 2026. A value below 100 reflects pessimism about the current economic conditions among consumers.
Answer: D) 2019
RBI introduced VRR in 2019 to attract stable, long-term foreign portfolio investments into India’s debt markets with relaxed regulations in exchange for retention commitments.
Answer: C) Achieve self-reliance and boost pulse exports
The mission aims to make India self-reliant in pulse production and transform the country into a global exporter through cluster-based production, seed villages, and establishment of pulse mills.
Answer: D) ₹25 lakh
The mission proposes establishment of 1,000 pulse mills across the country with government subsidy support of up to ₹25 lakh per mill to promote processing and value addition.
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Answer: D. Label photorealistic AI-generated content prominently
The amended IT Rules mandate clear labelling of photorealistic AI-generated content that appears real. Non-compliance may lead to loss of safe harbour protection.
Answer: C. 45th
India improved to 45th rank in NRI 2025 with a score of 54.43, reflecting better digital and ICT preparedness.
Answer: B. Objecting to inclusion of a name in electoral roll
Form 7 allows a registered voter or BLA to seek deletion or object to inclusion of a name due to death, duplication, shifting, or ineligibility.
Answer: D. Odonata
Lyriothemis keralensis is a newly discovered dragonfly species from Kerala. Dragonflies belong to the order Odonata.
Answer: B. 5%
The SDF rate is 5%, acting as the floor of the LAF corridor and is 25 basis points below the repo rate.
Answer: C. 20% of total advances
RBI draft norms propose raising the unsecured loan cap for UCBs to 20% of total advances from the previous 10% of total assets.
Answer: D. ₹50 crore
SEBI is examining reducing the monitoring threshold from ₹100 crore to ₹50 crore to enhance oversight and investor protection.
Answer: B. Asset size below ₹1,000 crore with no public funds and no customer interface
RBI proposes exempting small NBFCs (below ₹1,000 crore assets) that do not accept public funds and have no customer interface. These will be classified as Unregistered Type I NBFCs.
Answer: D. 2013–14
The MSP for MFP scheme was launched in 2013–14 to protect tribal gatherers from distress sales and middlemen exploitation.
Answer: E. Minor Forest Produce
TRIFED (Tribal Cooperative Marketing Development Federation of India) implements the MSP scheme for Minor Forest Produce.
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Answer: B) 91st rank, 39 score
In CPI 2025, India ranked 91st out of 182 countries with a score of 39 out of 100, improving 5 places and 1 point compared to the previous year.
Answer: B) Bharat Mandapam
The 12th International Plastics Exhibition — PLASTINDIA 2026 — was held from February 5–10, 2026, at Bharat Mandapam, New Delhi.
Answer: C) C-DAC
The SATYA portal was developed with technical support from the Centre for Development of Advanced Computing (C-DAC) under the Ministry of Electronics & IT to digitise the certification lifecycle.
Answer: B) Pokhran Field Firing Range
Vayu Shakti is a biennial live firepower exercise conducted by the Indian Air Force at the Pokhran air-to-ground range in Rajasthan.
Answer: C) 2024
The Ministry of Statistics and Programme Implementation (MoSPI) is revising the CPI base year from 2012 to 2024 to reflect updated consumption patterns and modern data collection practices.
Answer: C) Third-party sales incentives
RBI has proposed banning third-party sales incentives to prevent mis-selling of financial products like insurance and mutual funds by bank employees.
Answer: C) 2 times projected peak load
SEBI has mandated that exchanges and clearing corporations in the commodity derivatives segment maintain IT capacity of at least 2x the projected peak load to ensure resilience and system stability.
Answer: D) Nuremberg, Germany
BIOFACH, the world’s leading organic trade fair, is held annually in Nuremberg, Germany. In 2026, India was designated as the ‘Country of the Year’.
Answer: C) Organic food and agriculture
BIOFACH is the world’s premier trade fair for certified organic food and agriculture, promoting sustainable farming and environmentally responsible consumption.
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Answer: C) 2024
The Ministry of Statistics and Programme Implementation (MoSPI) released a new CPI series with 2024 as the base year, replacing the earlier 2012 base year. The revision reflects updated consumption patterns based on the Household Consumption Expenditure Survey (HCES) 2023–24.
Answer: D) 10%
The 16th Finance Commission introduced a new horizontal devolution criterion giving 10% weight to a State’s contribution to GDP. This rewards economically productive States while maintaining overall tax devolution at 41%.
Answer: E) Dassault Rafale
The Defence Acquisition Council (DAC) granted Acceptance of Necessity (AoN) for procurement of 114 Dassault Rafale multi-role fighter aircraft to strengthen the Indian Air Force’s combat capability.
Answer: B) Hanle
The National Large Optical–Near Infrared Telescope (NLOT), a 13.7-metre segmented mirror telescope, will be set up at Hanle in Ladakh. The high-altitude dry environment ensures superior astronomical observation.
Answer: C) Preventing borrower harassment
RBI’s draft norms aim to stop coercion, intimidation, repeated calls, public humiliation and other harsh recovery practices, thereby strengthening borrower protection.
Answer: E) Real Estate Investment Trusts (REITs)
The Union Budget proposed monetising CPSE real estate via REITs, which pool investor funds into income-generating properties and distribute rental income as dividends.
Answer: D) Policyholder funds
IRDAI clarified that insurers cannot deploy policyholder funds abroad through AIFs to protect policyholders from overseas investment risks and ensure financial stability.
Answer: D) Publicly shaming borrowers
RBI prohibits harsh recovery practices such as threatening language, repeated calls, intimidation, and public humiliation of borrowers or their relatives.
Answer: D) 2.5 crore tonnes
India produces around 2.5 crore tonnes of pulses annually, while demand is approximately 3 crore tonnes. The gap is met through imports, leading to farmer concerns.
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Answer: C. Global mobility and travel freedom
The Henley Passport Index, published by Henley & Partners, ranks passports based on the number of destinations citizens can access without prior visa (visa-free, visa-on-arrival, or e-visa). It measures global mobility and travel freedom.
Answer: D. 75
In February 2026, India ranked 75th globally with access to 56 destinations. It improved from 80th (January 2026) and 85th (2025).
Answer: D. SIDBI
The Fund of Funds Scheme (FFS) under Startup India is operated by SIDBI (Small Industries Development Bank of India). The government invests in AIFs, which then invest in startups.
Answer: B. Article 105
Article 105 of the Constitution provides privileges and immunities to Members of Parliament, including freedom of speech in Parliament. Article 194 provides similar powers for State Legislatures.
Answer: C. HAL
The Dornier 228 aircraft, originally developed in Germany, is manufactured in India by Hindustan Aeronautics Limited (HAL) at Kanpur. It is used for maritime patrol, surveillance, and search and rescue missions.
Answer: B. 1969
The Lead Bank Scheme was introduced in 1969 to improve banking penetration and financial inclusion. Each district was assigned a Lead Bank to coordinate credit expansion.
Answer: D. 75%
RBI permits banks to finance up to 75% of the total acquisition value for takeovers of listed and unlisted non-financial companies, subject to safeguards.
Answer: C. 60%
RBI has proposed that banks aim to maintain a 60% Credit-Deposit ratio in rural and semi-urban areas to improve credit flow and reduce regional disparities.
Answer: D. REITs
RBI has proposed allowing banks to lend to SEBI-registered Real Estate Investment Trusts (REITs), with exposure capped at 49% of asset value and full security requirements.
Answer: C. 3:1
RBI has capped the post-acquisition consolidated debt-to-equity ratio at 3:1 to ensure prudent lending and prevent excessive leverage.
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Answer: C) 50%
Under the Urban Challenge Fund (UCF), at least 50% of the project cost must be mobilised through market sources such as municipal bonds, bank loans, and PPPs. The Central Government provides 25% assistance to encourage market-linked funding and reduce dependence on grants.
Answer: B) PMO, NSCS and Cabinet Secretariat
Seva Teerth consolidates major decision-making institutions including the Prime Minister’s Office (PMO), National Security Council Secretariat (NSCS), and the Cabinet Secretariat to improve coordination and governance efficiency.
Answer: C) Nagaland
The Sangtam is a recognised Naga tribe mainly residing in Kiphire and Tuensang districts of Nagaland. The community recently passed a resolution to protect pangolins.
Answer: B) Bharat Mandapam
The AI Impact Summit 2026 is being held at Bharat Mandapam, New Delhi. It is the fourth edition of the global summit and the first hosted in a Global South country.
Answer: C) Corporates and Financial Institutions
Commercial Papers (CPs) are short-term unsecured promissory notes issued by corporates, NBFCs, and financial institutions to meet working capital requirements.
Answer: D) They are issued by regulated banks
CDs are issued by banks and regulated financial institutions under RBI norms. Since banks are highly regulated, CDs are perceived to have lower credit risk compared to corporate-issued CPs.
Answer: B) 5%
Default Loss Guarantees in digital lending partnerships are usually capped at around 5% of the loan portfolio. This allows limited risk-sharing between fintechs and NBFCs.
Answer: C) Four times its net worth or $1 billion (whichever is lower)
As per the Overseas Investment framework under FEMA, Indian companies can invest abroad up to four times their net worth or $1 billion, whichever is lower, subject to compliance conditions.
Answer: D) 75%
RBI guidelines allow banks to finance up to 75% of acquisition costs, while the acquirer must contribute at least 25% equity, ensuring shared financial responsibility.
Answer: B) APEDA Act, 1985
APEDA (Agricultural and Processed Food Products Export Development Authority) was established under the APEDA Act, 1985 and became operational in 1986 to promote agricultural exports from India.
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Answer: A) 1 and 2 only
The National Green Tribunal upheld the environmental clearance for the Great Nicobar Project. The project includes a transshipment port, airport, power plant and township. However, the NGT directed compliance with the Island Coastal Regulation Zone (ICRZ) Notification, 2019 — it did not strike it down.
Answer: C) 50%
Under the Urban Challenge Fund, the Centre funds 25% of project cost, while cities must raise at least 50% via municipal bonds, loans, or PPPs. This promotes fiscal discipline and market-based urban financing.
Answer: C) Diversification of financial intermediation beyond banks
India’s financial system is no longer purely bank-centric. Credit increasingly flows through NBFCs, fintech platforms, capital markets, insurance and pension systems. Hence, reforms must address the broader financial ecosystem.
Answer: A) 1 and 3 only
The RBI removed the all-in-cost cap and expanded eligible participants under the new ECB regime. However, on-lending for real estate business remains prohibited as a prudential safeguard.
Answer: C) Foreign visitors without Indian bank accounts
UPI One World is a prepaid wallet facility designed for foreign visitors to enable seamless UPI-based digital payments in India without requiring an Indian bank account.
Answer: B) Cash-to-GDP ratio has declined
Although Currency in Circulation has reached record highs, the cash-to-GDP ratio has declined, indicating that digital payments (especially UPI) are driving incremental economic growth.
Answer: C) Improving price discovery and hedging
Natural gas futures enable transparent price discovery and allow producers and consumers to hedge against volatility, strengthening India’s energy market framework.
Answer: B) 100% secured loans with 40% haircut on equity collateral
RBI mandated fully secured loans and imposed a minimum 40% haircut on shares pledged as collateral to reduce systemic risk and excessive leverage in capital markets.
Answer: B) Offer AI-based agricultural advisory services
MahaVISTAAR integrates research-based advisories, pest alerts, weather updates and market intelligence, acting as a digital decision-support platform for farmers.
Answer: C) Offering livestock disease and feeding advice
Sarlaben is an AI-powered voice assistant that provides guidance on livestock disease management, feeding practices and dairy hygiene, reducing dependence on physical veterinary consultations.
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Answer: C. Ensure ethical and responsible use of AI in healthcare
SAHI (Secure AI for Health Initiative) provides a governance and policy framework to ensure AI in healthcare is ethical, transparent, accountable and people-centric. It creates a national roadmap for responsible AI deployment.
Answer: B. Benchmark and validate AI-based health solutions
BODH (Benchmarking Open Data Platform for Health AI) evaluates AI tools for performance and reliability before large-scale deployment, ensuring evidence-based implementation.
Answer: C. PRAKSHEPAN
PRAKSHEPAN is an AI-based climatology and disaster prediction system providing early warnings for floods, landslides and avalanches, supporting disaster management efforts.
Answer: D. 20,000 GPUs
Under AI Mission 2.0, the government plans to procure 20,000 additional GPUs to strengthen the national common compute cluster, supporting start-ups, academia and researchers.
Answer: D. 25% of total capital
RBI proposed that authorised dealers must maintain NOOP limits up to 25% of total capital (Tier I + Tier II) to manage foreign exchange risk exposure.
Answer: C. Type II Non-Deposit Taking NBFC
Airtel Money received RBI approval to function as a Type II NBFC (Non-Deposit Taking), meaning it cannot accept public deposits but can undertake permitted financial activities like lending.
Answer: B. Reduce policy acquisition costs
Life insurers proposed spreading commissions over 3–5 years instead of upfront payments to reduce initial acquisition costs and lower premium burden on policyholders.
Answer: C. Incentive-driven third-party product sales
RBI’s draft norms ban incentive-based third-party product sales to prevent mis-selling and ensure suitability of financial products for customers.
Answer: D. Urea
Urea is fully price-controlled and highly subsidised by the government, unlike other fertilisers which fall under the Nutrient-Based Subsidy (NBS) regime.
Answer: C. Fertiliser quality and distribution
The Fertiliser Control Order (FCO) governs quality standards, distribution and regulatory oversight of fertilisers in India, ensuring control over supply and market operations.
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Answer: D. China
The G7 consists of the United States, United Kingdom, France, Germany, Italy, Japan, and Canada. China is not a member. The European Union participates as a non-enumerated member.
Answer: B. Extreme heat and sustainable cooling
The Beat the Heat Programme focuses on tackling extreme heat through sustainable cooling technologies and urban resilience planning.
Answer: C. Advanced reasoning and complex tasks
The 105B parameter Large Language Model is built for advanced reasoning, coding, multilingual processing, and complex problem-solving tasks.
Answer: D. A cadet training ship
INS Krishna is India’s first indigenous Cadet Training Ship (CTS), designed as a “floating classroom” to provide practical sea training to naval cadets.
Answer: C. BODH
BODH (Benchmarking Open Data Platform for Health AI) evaluates AI tools before large-scale deployment to ensure safety, reliability, and fairness.
Answer: C. 3:1
RBI guidelines cap the post-acquisition Debt–Equity ratio at 3:1 on a continuous basis to prevent excessive leverage and reduce systemic risk.
Answer: D. OTC derivative transactions
RBI has mandated UTI for all Over-the-Counter (OTC) derivative transactions to improve transparency, risk monitoring, and financial stability oversight.
Answer: C. Real-time digital payments ecosystem
The partnership focuses on building a sovereign AI model tailored for high-volume, real-time digital payments with fraud detection and operational intelligence capabilities.
Answer: B. GOBARdhan
The GOBARdhan Scheme promotes conversion of animal waste and crop residue into compressed biogas (CBG) and organic manure, supporting circular agriculture.
Answer: C. AgriStack
Bharat VISTAAR integrates AgriStack, land records, farmer registries, and ICAR advisories to provide AI-driven support services to farmers.
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Answer: C. Securing supply chains in advanced technologies
Pax Silica is a US-led multilateral framework aimed at securing and diversifying supply chains in advanced technologies such as semiconductors, AI and critical minerals, reducing dependence on geopolitically sensitive sources.
Answer: B. Semiconductor manufacturing capacity
By joining Pax Silica, India seeks integration into trusted global tech networks, which supports its semiconductor manufacturing ambitions and supply chain resilience.
Answer: C. Vision 2035
The India–UK Offshore Wind Taskforce was launched under Vision 2035 to accelerate offshore wind energy development through bilateral cooperation.
Answer: C. 15
The Privileges Committee in the Lok Sabha consists of 15 members nominated by the Speaker. It examines cases of breach of privilege or contempt of the House.
Answer: C. Powers and privileges of Parliament
Article 105 provides for the powers, privileges and immunities of Parliament and its members. Article 194 provides similar provisions for State Legislatures.
Answer: C. Map and scale India’s AI startup ecosystem
The AI Impact Startup Book is a comprehensive compendium of AI solutions developed by Indian startups, aimed at enabling large-scale deployment and positioning India as a global AI use-case capital.
Answer: C. An open-source multilingual Voice AI stack
VoicERA is an open-source Voice AI execution stack built on BHASHINI to enable multilingual speech-based digital services in governance and public services.
Answer: D. Hyderabad
The 23rd edition of BioAsia 2026 was held in Hyderabad, Telangana, known as the “Vaccine Capital of the World” and a major biotechnology hub.
Answer: B. Cash-settled without physical exchange of currency
NDDCs are derivative contracts settled in cash without actual delivery of the underlying currency. RBI’s draft norms aim to expand such trading, especially through GIFT City IFSC.
Answer: C. Set up automatic recurring payments through mandates
UPI Autopay, launched by NPCI in 2020, enables automatic recurring payments such as subscriptions and EMIs through pre-approved mandates. RBI has asked for its review due to rising consumer complaints.
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Answer: C. Human-centric and ethical AI governance
M.A.N.A.V. (PM Narendra Modi’s Human-Centric AI Odyssey) emphasizes ethical, inclusive, transparent and accountable AI development with human values at its core.
Answer: C. Stabilise and slow down the crew module during re-entry
The Drogue Parachute is part of the Crew Module deceleration system. It stabilises the module and reduces velocity during atmospheric re-entry before the main parachutes deploy.
Answer: D. Ministry of Skill Development and Entrepreneurship
SANKALP (Skill Acquisition and Knowledge Awareness for Livelihood Promotion) was launched in 2018 to strengthen short-term skill training and improve industry linkage.
Answer: C. Article 338A
NCST is a constitutional body established under Article 338A through the 89th Constitutional Amendment Act, 2003 to protect and promote the rights of Scheduled Tribes.
Answer: B. Maharashtra
Bela Gram in Maharashtra achieved net-zero status through tree plantation, solar energy adoption, LPG usage, and waste management practices.
Answer: C. International land borders (excluding northern borders under VVP-I)
VVP-II is a Central Sector Scheme designed to develop villages along international land borders such as Indo-Bangladesh, Indo-Nepal, Indo-Myanmar, Indo-Bhutan and Indo-Pakistan (excluding northern borders already covered under VVP-I).
Answer: C. Silent telecom-based authentication and backend device binding
NPCI plans to introduce SMS-less UPI onboarding using telecom network-based authentication and tokenised backend verification to improve security and user experience.
Answer: C. PFRDA regulatory sandbox
The Swasthya Pension Scheme was introduced under the Pension Fund Regulatory and Development Authority (PFRDA) regulatory sandbox to test innovative pension products combining retirement and healthcare needs.
Answer: D. Biofortification with higher iron and zinc content
SW-3 is an early-maturing variety resistant to yellow rust and biofortified with higher iron (Fe), zinc (Zn) and about 12% protein, making it nutritionally superior.
Answer: C. Tapioca (cassava) roots
Salem Sago is a starch-based product made from tapioca roots. It received a GI tag in 2023 and is largely produced in Salem district of Tamil Nadu.
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Answer: B) Rare earth & critical minerals
During the Brazilian President’s visit, India and Brazil signed agreements focusing on cooperation in rare earth and critical minerals, steel mining, and digital partnership to strengthen strategic and economic ties.
Answer: C) Central Research Institute, Kasauli
The Td vaccine was manufactured by the Central Research Institute (CRI), Kasauli and launched under the Universal Immunization Programme to strengthen vaccine self-reliance.
Answer: B) Apprenticeship Engagement Index
The report recommends the creation of an Apprenticeship Engagement Index to compare state-level performance and address regional disparities in apprenticeship participation.
Answer: C) MSMEs
The Export Promotion Mission is designed to enhance MSME participation in global exports by providing financial, logistics, compliance, and market access support.
Answer: C) Cadet training at sea
INS Krishna is an indigenously built Cadet Training Ship (CTS) aimed at providing hands-on practical training to naval officer cadets without diverting frontline warships.
Answer: C) Personal daily sapling plantation commitment
The initiative began as a personal pledge to plant at least one sapling daily and aims to transform it into a nationwide mass afforestation movement.
Answer: D) 2024
The Consumer Price Index (CPI) base year has been revised to 2024 to better reflect current consumption patterns using updated HCES data and COICOP 2018 classification.
Answer: C) Bank’s risk rating
The new Risk-Based Premium system links insurance premium rates to a bank’s risk profile, encouraging better risk management and financial stability.
Answer: B) SEBI
P-Notes are offshore derivative instruments issued by SEBI-registered FPIs to overseas investors who do not wish to directly register with SEBI.
Answer: C) Foreign visitors to India
UPI One World enables foreign visitors to make UPI payments in India without requiring an Indian bank account or mobile number, promoting digital tourism convenience.
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Answer: A. 1 and 3 only
PRAHAAR is issued by the Ministry of Home Affairs, not Defence. It promotes a proactive, intelligence-driven approach and includes recovery as one of its seven pillars. It also addresses emerging threats like cyber networks and drones.
Answer: B. 1 and 2 only
The amended protocol grants full taxing rights on capital gains to the source country and removes the MFN clause. Dividend taxation is now 5% (for ≥10% shareholding) and 15% otherwise, not a uniform 10%.
Answer: C. Hoysala
The temples at Belur, Halebidu and Somanathapura were built under the Hoysala dynasty (11th–13th century CE) and are known for intricate star-shaped architecture and sculptural excellence.
Answer: C. Bridge the global AI divide through inclusive access
The New Delhi Declaration is a non-binding framework focused on inclusive, responsible AI development and reducing inequality in access to computing, data and AI technologies.
Answer: B. 2 and 3 only
NMP 2.0 monetises brownfield assets through leasing while ownership remains with the government. It helps mobilise funds for infrastructure without increasing direct budgetary spending.
Answer: C. Leasing operational rights for a fixed period while retaining ownership
Asset monetisation involves granting operational rights to private entities for a fixed concession period while ownership remains with the government.
Answer: D. EPFO
The Employees’ Provident Fund Organisation (EPFO) will implement automatic settlement of inoperative EPF accounts with balances up to ₹1,000, credited directly to Aadhaar-linked bank accounts.
Answer: C. Member turns 58 and does not withdraw the balance
After the 2016 amendment, an EPF account becomes inoperative only after the member attains 58 years and fails to withdraw the balance. Mere inactivity does not make it inoperative.
Answer: C. Environmental harm considering quantity and toxicity
TAT measures ecological impact by combining pesticide quantity, chemical toxicity and exposure risk to non-target organisms, making it a better indicator than simple usage data.
Answer: C. 1, 3 and 4 only
Rising toxicity is driven by intensive agriculture, high-potency chemicals and pest resistance. Large-scale adoption of integrated pest management would reduce toxicity, not increase it.
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Answer: C. Southern part of North America
Mexico is officially known as the United Mexican States (Estados Unidos Mexicanos) and is located in the southern part of North America. It shares borders with the United States in the north and Guatemala and Belize in the southeast, while the Pacific Ocean, Gulf of Mexico, and Caribbean Sea surround it.
Answer: C. 2000
The UNESCO Asia-Pacific Awards for Cultural Heritage Conservation were established in 2000. The award recognises outstanding heritage conservation projects across the Asia-Pacific region and promotes technical excellence, cultural authenticity, and community participation in heritage protection.
Answer: B. Maharashtra
Our Lady of Grace Cathedral is located in Papdy village in Vasai, Maharashtra. It is a 16th-century Catholic cathedral built during Portuguese rule on India’s western coast and constructed using traditional materials such as stone and mud mortar.
Answer: C. Anti-Submarine Warfare Shallow Water Craft
INS Anjadip is an Anti-Submarine Warfare Shallow Water Craft (ASW-SWC) designed for operations in coastal and shallow waters. It is part of an eight-ship ASW-SWC project aimed at strengthening India’s anti-submarine capabilities.
Answer: C. CK-12 Foundation
Teacher App 2.0 was launched by Union Education Minister Dharmendra Pradhan. It was developed by the Bharti Airtel Foundation in collaboration with CK-12 Foundation, a global nonprofit organisation based in California, USA. The app helps teachers with AI-powered tools, learning content, and dashboards.
Answer: B. IEEFA and Ember
The States’ Electricity Transition (SET) Report 2026 was jointly released by the Institute for Energy Economics and Financial Analysis (IEEFA) and Ember. The report analysed 21 Indian states representing about 95% of India’s power demand.
Answer: C. Uttar Pradesh, Andhra Pradesh, Rajasthan
The SET Report 2026 identified Uttar Pradesh, Andhra Pradesh, and Rajasthan as leading states in electric vehicle adoption and green hydrogen development, indicating their progress toward a clean electricity transition.
Answer: B. Bundled sale of financial products
The Reserve Bank of India (RBI) introduced new guidelines to prevent mis-selling of financial products, especially the bundled sale of third-party products like insurance along with loans or banking services. These rules also require clear consent and product suitability checks.
Answer: C. 20%
Under the new RBI broker funding guidelines, banks’ capital market exposure cannot exceed 20% of their net worth. The rules also require 100% collateral for most broker exposures and restrict funding for proprietary trading activities.
Answer: C. Protein supply chains
The APB100 benchmark, released by Asia Research and Engagement (ARE), evaluates 100 major Asian companies based on how they manage environmental, social, and governance (ESG) risks in protein supply chains, including meat, dairy, poultry, and seafood sectors.
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Answer: B. PM Garib Kalyan Anna Yojana
The Government of India launched a CBDC-based food subsidy pilot project in Puducherry under the PM Garib Kalyan Anna Yojana (PMGKAY). The subsidy is provided through programmable digital rupee tokens issued by the RBI, which can be used only at authorised fair price shops, ensuring transparency and preventing leakage in the Public Distribution System.
Answer: C. Sweden
India and Sweden signed a Statement of Intent to establish the Sweden–India Technology and Artificial Intelligence Corridor (SITAC). The initiative aims to strengthen cooperation in Artificial Intelligence, innovation, research, and digital technologies between the two countries.
Answer: C. 2026
The Telecom Regulatory Authority of India (TRAI) was established in 1997 under the TRAI Act. It celebrated its 29th Foundation Day in 2026, highlighting its role in regulating telecom services and protecting consumer interests in the telecom sector.
Answer: B. Bird flu (Avian Influenza)
Saudi Arabia imposed a ban on poultry imports from around 40 countries including India due to concerns over avian influenza (bird flu). The decision was taken to prevent the spread of the disease and ensure food safety within the country.
Answer: B. Road safety
The #MakeASafetyStatement campaign was launched by the United Nations to promote awareness about road safety practices, such as wearing helmets and seat belts, avoiding drunk driving, and encouraging responsible road behaviour.
Answer: C. Bhubaneswar
The Reserve Bank of India established a high-security data centre in Bhubaneswar, Odisha, to strengthen the resilience and security of India's financial infrastructure, especially digital payment systems like UPI, NEFT, and RTGS.
Answer: C. Aavas Financiers
The Asian Development Bank (ADB) signed a financing agreement worth USD 108 million with Aavas Financiers to support affordable housing finance in India and expand home loan access for low-income households.
Answer: C. Reserve Bank of India
The digital rupee tokens used in the pilot project are issued by the Reserve Bank of India (RBI). These tokens are programmable and can only be used for specific purposes like purchasing food grains from authorised shops.
Answer: C. Digital payment infrastructure and data security
The RBI data centre in Bhubaneswar is designed to improve data security, operational resilience, and continuity of digital payment systems, ensuring smooth functioning of platforms like UPI, NEFT, and RTGS.
Answer: C. Purpose-specific spending of subsidies
Programmable CBDC tokens ensure that subsidies are spent only for the intended purpose. Beneficiaries can use these tokens only at authorised fair price shops, which improves transparency and reduces misuse of government subsidies.
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Answer: B. Google
The UIDAI partnered with Google to display more than 60,000 verified Aadhaar centres on Google Maps, allowing citizens to easily locate authorised Aadhaar enrolment and update centres and avoid fraudulent operators.
Answer: B. Border Roads Organisation
The Border Roads Organisation (BRO) restored the Chungthang–Lachen route and built the Taram Chu Bridge in North Sikkim after multiple natural disasters damaged the road network, improving connectivity and strategic logistics in the border region.
Answer: B. Trilochan Pokhrel
The Government of Sikkim announced that Pakyong Airport will be renamed after freedom fighter Trilochan Pokhrel, popularly known as “Gandhi Pokhrel,” recognising his contribution to India’s independence movement.
Answer: B. Chandrashekhar Azad
27 February marks the martyrdom day of Chandrashekhar Azad, the revolutionary freedom fighter who vowed never to be captured alive by British authorities and sacrificed his life in 1931 at Alfred Park in Allahabad.
Answer: D. 2024
India updated the Consumer Price Index (CPI) base year to 2024, reflecting modern consumption patterns and aligning with the COICOP 2018 classification system for better inflation measurement.
Answer: B. COICOP 2018
The revised CPI uses COICOP (Classification of Individual Consumption According to Purpose) 2018, expanding consumption categories from six to twelve to better represent current spending patterns.
Answer: B. Housing and services
The updated CPI shows reduced weight for food items and increased weight for housing and services, reflecting long-term changes in household consumption behaviour.
Answer: B. CPI Level
The CPI level indicates how expensive goods and services are compared to the base year, while the inflation rate measures how quickly prices change over time.
Answer: C. Rise in general price levels over time
Inflation measures the rate at which the general price level of goods and services increases over time, reducing the purchasing power of money. CPI is commonly used to measure inflation.
Answer: B. Iron, Folic Acid, and Vitamin B12
Fortified rice contains micronutrients such as iron, folic acid, and vitamin B12, which help address malnutrition and anaemia, especially among vulnerable populations receiving food through government welfare schemes.
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Answer: B. Gujarat
India’s first semiconductor ATMP (Assembly, Test, Mark, and Package) plant by Micron Technology was inaugurated in Sanand, Gujarat. The facility strengthens India’s semiconductor manufacturing ecosystem and supports the country’s ambition to become a major player in the global electronics supply chain.
Answer: A. Soundala
Soundala village in Maharashtra declared itself a “caste-free village” through a gram sabha resolution. The initiative promotes social equality by eliminating caste-based discrimination and ensuring equal access to public resources like temples, water sources, and schools.
Answer: C. United Nations Road Safety Fund
The UN Road Safety Fund launched the Sustainable Road Safety Financing Project in India in February 2026 to improve road safety financing and support initiatives aimed at reducing road accidents and fatalities.
Answer: C. 7.8%
According to data released under the new GDP base year series (2022–23), India’s GDP growth slowed slightly to around 7.8% in the third quarter of FY26 compared to the previous quarter.
Answer: B. About 5%
India has started a gradual process of rupee internationalisation. Currently, about 5% of India’s international trade is invoiced or settled in rupees, reflecting early progress in reducing dependence on the US dollar.
Answer: C. International trade settlement in rupees
Special Rupee Vostro Accounts allow foreign banks to hold rupee accounts in India to facilitate trade settlements in Indian rupees, supporting the internationalisation of the currency.
Answer: C. $723 billion
According to RBI data, India’s forex reserves declined by about $2.11 billion to around $723.6 billion for the week ending February 20, 2026, mainly due to changes in foreign currency assets.
Answer: B. 63%
Data from the Controller General of Accounts showed that India’s fiscal deficit reached about 63% of the annual FY26 target by the end of January 2026, indicating improved fiscal management compared to the previous year.
Answer: B. Iron, Folic Acid, Vitamin B12
Fortified rice contains added micronutrients such as iron, folic acid, and vitamin B12 to combat malnutrition and anaemia among vulnerable populations.
Answer: E. All of the above
Fortified rice distribution has been implemented through several welfare schemes such as PM Garib Kalyan Anna Yojana, TPDS under NFSA, PM POSHAN (Mid-Day Meal), and ICDS to improve nutrition levels across the country.