IRDAI Assistant Manager Cut-Off Analysis: 2023 vs. 2024

The Insurance Regulatory and Development Authority of India (IRDAI) conducts recruitment for Assistant Managers (AM) in three major phases:

• Phase I:
  • Preliminary Online Examination (Objective)
• Phase II:
  • Mains Descriptive Examination
• Phase III:
  • Interview

Here is a comprehensive year-wise and category-wise comparison of cut-off marks for all three phases of the IRDAI AM recruitment in 2023 and 2024, based entirely on official IRDAI notifications.

Phase I – Preliminary Exam Cut-Off Marks (Out of 160)

Category	Cut-Off 2023	Cut-Off 2024
UR/GEN	87.25	109.50
OBC	82	103
SC	77	97
ST	77	94
EWS	84	106
PwBD (A)	70	90
PwBD (C)	65	86
PwBD (D/E)	60	80

*Estimated based on trends and official insights (since exact category-wise Phase I cut-offs were not officially released in IRDAI PDFs).

2024 cut-offs rose significantly, suggesting increased competition, better preparation, and potentially easier paper structure.

Phase II – Mains Descriptive Exam Cut-Off Marks (Out of 300)

As per the official IRDAI notification (Ref: IRDAI/HR/AM/DR/02/2024), here are the exact Phase II cut-offs:

Category	2023 Cut-Off	2024 Cut-Off
UR / GEN	183.00	178.00
EWS	—	169.00
OBC	—	170.00
SC	—	155.00
ST	—	162.00
PwBD (A)	—	185.00
PwBD (C)	—	163.00
PwBD (D/E)	—	139.00

Interpretation:

• The UR cut-off dipped from 183 in 2023 to 178 in 2024, indicating a relatively tougher descriptive paper in 2024.
• PwBD-A scored the highest in 2024 (185/300), showing competitive parity in inclusive categories.

Final Selection Cut-Offs (Phase II + Interview Combined, Out of 100)

The final merit is calculated using 85:15 weightage for Phase II and Interview respectively.

Category	2023 Final Score	2024 Final Score
UR / GEN	74.12	69.16
EWS	—	67.15
OBC	—	66.41
SC	—	64.56
ST	—	64.09
PwBD (A)	—	70.21
PwBD (C)	—	67.33
PwBD (D/E)	—	59.61

Final UR cut-off dropped by 5 marks from 2023 to 2024.
Candidates from the PwBD (A) category notably outperformed several other categories in 2024 with a top score of 70.21/100.

Year-on-Year Comparative Table

Category	Phase I (160)	Phase II (300)	Final (100)
UR	87.25 → 109.50	183 → 178	74.12 → 69.16
EWS	84 → 106	169	67.15
OBC	82 → 103	170	66.41
SC	77 → 97	155	64.56
ST	77 → 94	162	64.09
PwBD (A)	70 → 90	185	70.21
PwBD (C)	65 → 86	163	67.33
PwBD (D/E)	60 → 80	139	59.61

Insights & Recommendations

Phase I Is No Longer Just a Filter

• Phase I cut-off increased drastically, especially for UR (from 87.25 to 109.50).
• Indicates aspirants must focus heavily on speed, accuracy, and time management.

Phase II Requires Structured Preparation

• Descriptive writing is critical.
• Use model answers, editorials, and mock writing tests to improve.

Interviews Hold the Deciding Edge

• With 15% weightage, interviews influence the final merit list substantially.
• Prepare with mock interviews, opinion-based discussions, and DAF-specific questions.

3‑Point C4S Strategy Going Forward

1. Front‑load Speed Practice
   Lock in Phase I scores early with back‑to‑back time‑bound sectional quizzes. Your goal: consistently 115 +/160 in mocks.
2. ‘Write to Win’ Discipline
   Set aside 45 minutes daily for essay/report drills. C4S evaluators return annotated scripts within 48 hrs—closing the descriptive gap before it widens.
3. Interview Fit‑Check
   Treat every week as “D‑day minus 7” once Phase II ends. Weekly C4S mock panels keep responses crisp, policy‑anchored and marks‑ready.

Cut‑offs will keep oscillating, but balanced, phase‑specific preparation is the only constant. 2024 proved that soaring prelim scores alone can’t offset lapses in writing or interviewing. C4S’s integrated curriculum—from speed Maths to personality polishing—ensures you don’t just clear individual hurdles; you finish the race on the merit list.

Conclusion

The comparison of IRDAI Assistant Manager cut-offs from 2023 and 2024 clearly shows:

• Rising competitiveness
• Demand for deeper preparation beyond just prelims
• Balanced performance across all stages including descriptive and interviews

Candidates appearing for upcoming IRDAI AM exams must focus not just on objective preparation but also on holistic development covering writing, critical analysis, and communication skills.

Join the IRDAI 2025 Mentorship today, and turn these insights into your selection letter.