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Banking/Finance

Written for the exam, not for the news cycle. Every item carries what it means for NABARD Grade A, RBI Grade B and SEBI Grade A.

Page 106
RBI Imposes Penalties on HDFC Bank and Shriram Finance for Regulatory Non-Compliance Context: On July 12, 2025, the Reserve Bank of India (RBI) imposed monetary penalties on HDFC Bank and Shriram Finance Ltd. for violations of regulatory norms u 12 Jul 2025 Finance Ministry Seeks Control Over National Health Claims Exchange (NHCX) Context: To enhance transparency, curb inflated medical bills, and streamline insurance claims, the Department of Financial Services (DFS) under the Finance Min 11 Jul 2025 Growing Retail Digital Payments: The Value of Interoperability: IMF Context: According to the International Monetary Fund (IMF), India now processes faster digital payments than any other country, largely driven by the widesprea 11 Jul 2025

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Financial Markets Need More Clarity on RBI’s Liquidity Management Context: India’s banking system has witnessed a sharp turnaround in liquidity—from a deficit of ₹2 trillion at end-2024 to a surplus exceeding ₹3–4 trillion dai 11 Jul 2025 SBI Mutual Fund Enters Specialised Investment Fund (SIF) Space Under Magnum Brand Context: SBI Mutual Fund (SBI MF), India’s largest asset manager, has officially entered the Specialised Investment Fund (SIF) space under its well-recognised M 11 Jul 2025 Sanjiv Bhasin Moves SAT Against SEBI Ban in Market Manipulation Case Context: Sanjiv Bhasin, former Director at IIFL Securities and a well-known market commentator, has filed an appeal with the Securities Appellate Tribunal (SAT) 11 Jul 2025 CAMS Launches CAMSPay Gateway for Secure Digital Transactions Context: Computer Age Management Services (CAMS), a key fintech infrastructure provider in India, has launched a new CAMSPay Payment Gateway tailored to meet th 10 Jul 2025 RBI Issues Draft Guidelines on Novation of OTC Derivative Contracts Context On July 10, 2025, the Reserve Bank of India (RBI) released draft guidelines proposing a structured mechanism for novation of over-the-counter (OTC) deri 10 Jul 2025
Catastrophe Bonds (Cat Bonds) Context: India faces increasing exposure to climate-induced disasters such as floods, cyclones, forest fires, and earthquakes. Despite this, disaster risk insur 10 Jul 2025 SEBI Proposes Expanded Role for Credit Rating Agencies Context: The Securities and Exchange Board of India (SEBI) has released a consultation paper proposing to expand the permitted activities of Credit Rating Agenc 10 Jul 2025
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