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Banking/Finance

Written for the exam, not for the news cycle. Every item carries what it means for NABARD Grade A, RBI Grade B and SEBI Grade A.

Page 187
Expected Credit Loss (ECL) ECL is the technique by which financial institutions and companies predict potential financial loss arising from a customer's inability to pay. It gives the est 8 Feb 2025 Liquidity Coverage Ratio (LCR) Context: The RBI has postponed the implementation of the proposed Liquidity Coverage Ratio (LCR) guidelines to at least March 31, 2026, from April 1, 2025. This 8 Feb 2025 RBI Cuts Repo Rate Context: The Reserve Bank of India (RBI) cut the policy repo rate by 25 basis points to 6.25%, the first cut in almost five years, driven by weakening inflation 8 Feb 2025

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NABARD Grade A 2026: what the 2025 cut-offs changed, and the 90-day plan

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Marginal Cost of Funds-based Lending Rate (MCLR) Context: In anticipation of the beginning of a softer rate cycle, several banks are looking to raise the share of their marginal cost-based lending rate (MCLR)- 7 Feb 2025 Indian Banking Sector Context: The Indian banking sector, apart from small finance banks, remained muted in terms of profitability in Q3FY25 due to lower core income, declining margi 7 Feb 2025 RBI’s Monetary Policy Committee Meeting Context: The Reserve Bank of India (RBI) has cut the repo rate by 25 basis points to 6.25%. This is for the first time in five years that the repo rate has been 7 Feb 2025 Basis Point (BPS) A basis point (BPS) is a unit of measurement that represents a change of 0.01%. It's used to describe the change in the value or rate of a financial instrument. 7 Feb 2025 RBI’s Financing Limitations Context: The Reserve Bank of India (RBI) enforces various restrictions on loans and credit exposure to maintain financial stability and prevent fund misuse. The 6 Feb 2025
Co-lending Context: The Department of Revenue has rejected a recommendation by a panel led by State Bank of India (SBI) to exempt the 18% Goods and Services Tax (GST) levi 6 Feb 2025 RBI Monetary Policy Committee RBI MPC Meeting February 2025, RBI Monetary Policy Committee (MPC) expectations live news & updates: Follow here for all the latest updates regard 6 Feb 2025
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