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Banking/Finance

Written for the exam, not for the news cycle. Every item carries what it means for NABARD Grade A, RBI Grade B and SEBI Grade A.

Page 32
Commercial Papers (CPs) vs Certificates of Deposit (CDs) Source: BS Why in News? Investors are increasingly shifting from Commercial Papers (CPs) to Certificates of Deposit (CDs) due to higher CD issuances, better yie 16 Feb 2026 RBI Restores Default Loss Guarantees (DLGs) for NBFCs Source: ET Why in News? The Reserve Bank of India (RBI) has restored the use of Default Loss Guarantees (DLGs) for Non-Banking Financial Companies (NBFCs), reve 16 Feb 2026 RBI Initiates Talks to Ease Overseas Investment (OI) Norms Source: ET Why in News? The Reserve Bank of India (RBI) has begun consultations with banks to review and simplify overseas investment rules, following industry 16 Feb 2026

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RBI’s New Rules on M&A Financing and Broker Funding Source: BL Why in News? The Reserve Bank of India (RBI) has issued new guidelines on merger & acquisition (M&A) financing and broker funding, introducin 16 Feb 2026 60% Credit-Deposit Ratio for Rural & Semi-Urban Branches Source: BS Why in News? The Reserve Bank of India (RBI), in its draft revised guidelines for the Lead Bank Scheme (LBS), has proposed that banks maintain a 60% 14 Feb 2026 RBI Allows Bank Loans for Takeovers of Listed and Unlisted Companies Source: BS Why in News? The Reserve Bank of India (RBI) has issued final norms permitting banks to finance acquisitions (takeovers) of both listed and unlisted 14 Feb 2026 RBI to Revamp Lead Bank Scheme (LBS) Source: ET Why in News? The Reserve Bank of India (RBI) has issued draft revised guidelines to overhaul the Lead Bank Scheme (LBS) to improve district-level cre 14 Feb 2026 RBI Tightens Rules on Loan Recovery Agents Source: ET Why in News? The Reserve Bank of India (RBI) has issued draft guidelines to regulate the conduct of loan recovery agents, aiming to prevent harassmen 14 Feb 2026
IRDAI Clarifies Investment Norms for Insurers in AIFs Source: BL Why in News? The Insurance Regulatory and Development Authority of India (IRDAI) has issued clarifications on investment norms for insurers in Altern 14 Feb 2026 RBI Proposes Inclusion of Agri-Tech Expenses in Farm Loans Source: News on Air Why in News? The Reserve Bank of India (RBI) has proposed revised draft norms for the Kisan Credit Card (KCC) scheme to expand farm credit c 14 Feb 2026
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