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Banking/Finance

Written for the exam, not for the news cycle. Every item carries what it means for NABARD Grade A, RBI Grade B and SEBI Grade A.

Page 37
Optimum Credit–Deposit (CD) Ratio for Banks: SBI Report : A research report by State Bank of India (SBI) has stated that a credit–deposit (CD) ratio beyond optimal levels sharply reduces incremental profitability and 14 Jan 2026 PFRDA Forms Panel for Assured Payout Framework under NPS Context: The Pension Fund Regulatory and Development Authority (PFRDA) has constituted a 15-member expert committee to frame guidelines and regulations for assu 14 Jan 2026 Tripura Gramin Bank Introduces India’s First Solar-Powered ATM Van Context: In January 2026, Tripura Gramin Bank (TGB) became the first Regional Rural Bank (RRB) in India to introduce India’s first fully solar-powered mobile AT 14 Jan 2026

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Unified Regulatory Framework for Crypto Exchanges Context: Ahead of Union Budget 2026–27, the Ministry of Finance is in discussions with the Securities and Exchange Board of India (SEBI) and the Reserve Bank of 14 Jan 2026 RBI May Introduce Licence Regime for Corporate Business Correspondents : The Reserve Bank of India (RBI) is considering a licensing framework for corporate Business Correspondents (BCs). This would bring fintech firms operating as 14 Jan 2026 RBI Proposes to Resume UCB Licensing : The Reserve Bank of India (RBI) has released a Discussion Paper proposing to resume licensing of Urban Co-operative Banks (UCBs)—a process paused since 2004. 14 Jan 2026 RBI Proposes Change in Computation of Owned Funds of NBFCs : RBI has proposed amendments to how owned funds of Non-Banking Financial Companies (NBFCs) are calculated. Quarterly profits may now be included as part of fre 14 Jan 2026 World Bank Raises India’s FY27 Growth Forecast to 6.5% : The World Bank has upgraded India’s GDP growth forecast for FY27 to 6.5%, from 6.3% projected in October 2025, citing stronger domestic demand and resilient e 14 Jan 2026
RBI Issues Foreign Exchange Management (Guarantees) Regulations, 2026 : In January 2026, the Reserve Bank of India (RBI) issued the Foreign Exchange Management (Guarantees) Regulations, 2026, creating a comprehensive regulatory fr 14 Jan 2026 PSLV-C62 / EOS-N1 Mission : The 22.5-hour countdown has begun for the launch of PSLV-C62 / EOS-N1 mission from Sriharikota. Launch scheduled at 10:17 a.m. from the first launch pad. Laun 12 Jan 2026
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