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Agricultural Loans and the Payback Potential in India

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Context:

Reduced NPA, showing that farmers are improving their repayment capacity.

Highlights:

  • A Non Performing Asset (NPA) refers to loans or advances that have stopped generating income for the bank.
  • Popular schemes of the Union Government are Kisan Credit Card and PM KISAN which are targeted to farmer welfare.

Kisan Credit Card and PM KISAN

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