Source: ET Context: The Reserve Bank of India (RBI) released a draft circular on October 25, 2025, proposing to raise the LTV ceilings and loan limits for individuals availing loans against shares and debt mutual funds. The move aims to enhance credit flow, align prudential norms with market dynamics, and streamline capital market exposures. Key Highlights of the Draft Proposal: 1. Increased Loan-to-Value (LTV) Ratios: 2. Loan Amount Limits: 3. Risk Management Conditions: Objective and Rationale

Source: ET Context: State Bank of India (SBI) and Bank of Baroda (BoB) will spearhead the establishment of a digital payments intelligence platform aimed at detecting and preventing fraudulent transactions in real time across banks. Entity Formation: Objectives:

Source: TOI Context: The Reserve Bank of India (RBI) has granted an exemption to the Swamih Investment Fund—a government-backed initiative supporting stalled real estate projects—from its recently tightened regulations on Alternate Investment Funds (AIFs). About Swamih Fund: RBI’s 2024 Tightened Rules on AIFs: Exemption Details:

Source: BL Context: The Reserve Bank of India (RBI) has proposed reducing risk weights on loans given by Non-Banking Financial Companies (NBFCs) to high-quality operational infrastructure projects, according to draft guidelines released on October 24, 2025. The move seeks to reduce financing costs, promote infrastructure lending, and align capital norms with actual project risk. Key Highlights:

Context: Finance Minister Nirmala Sitharaman has announced that a simplified Goods and Services Tax (GST) registration system under GST 2.0 will be implemented from November 1, 2025. The reform aims to enhance ease of doing business, reduce human interface, and make the tax administration more efficient and transparent. Key Highlights:

Source: ET Context: The Securities and Exchange Board of India (SEBI) has issued a clarification restricting mutual funds (MFs) from participating in pre-IPO placements of equity shares. The decision aims to safeguard investors and ensure that MF portfolios remain compliant with listing requirements. Key Highlights:

Source: ET Context: In a move to strengthen financial stability and curb excessive risk-taking, the Reserve Bank of India (RBI) has proposed a new prudential framework limiting banks’ exposure to capital markets and acquisition financing. The draft circular aims to ensure that banks maintain adequate capital buffers while supporting credit growth in India’s expanding economy. Key Highlights of the Draft Norms: Exposure Limits Rules for Acquisition Finance Revised Norms for NBFC Exposure RBI has also proposed lower risk weights for NBFCs’ infrastructure loans, particularly for well-established projects. This will likely reduce capital requirements for banks, enhancing credit availability to the infrastructure sector. Significance:

Source: BS Context: The Reserve Bank of India (RBI) has issued a draft circular proposing to allow banks to finance acquisitions by Indian corporates both domestic and overseas marking a major policy shift in corporate financing regulations. The move aims to strengthen domestic participation in mergers and acquisitions (M&A) while ensuring financial stability through prudential exposure limits. Key Highlights: