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Banking/Finance

Written for the exam, not for the news cycle. Every item carries what it means for NABARD Grade A, RBI Grade B and SEBI Grade A.

Page 128
UPI’s Share in India’s Digital Transactions Context: Unified Payments Interface (UPI) continued to dominate India's digital payments landscape in FY25, recording a 41.7% annual growth in volume and expand 2 Jun 2025 FD-Backed Credit Card Launched by ZET in Partnership with SBM Bank Context: ZET, a fintech platform focused on credit score building, has partnered with SBM Bank (India) to launch a fixed deposit-backed credit card — the SBM ZE 2 Jun 2025 India’s Crypto Landscape and Regulatory Challenges Strong Crypto Adoption Amid Regulatory Uncertainty India ranks first globally for grassroots crypto adoption for the second year, according to Chainalysis (2024 2 Jun 2025

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NABARD Grade A 2026: what the 2025 cut-offs changed, and the 90-day plan

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RBI’s Draft Directions on Gold Loans (April 2025) Context: On April 9, 2025, the Reserve Bank of India (RBI) released draft guidelines on loans against gold collateral. Objective: Harmonise gold loan regulation 2 Jun 2025 Kisan Credit card Scheme Update Context: The Kisan Credit Card (KCC) scheme provides a single-window facility offering both working capital and investment credit to farmers engaged in cultivat 2 Jun 2025 Non-Food Credit Growth Slows to 11.2% in April 2025: RBI Sectoral Deployment Data Context: Non-food credit growth of Scheduled Commercial Banks (SCBs) slowed sharply to 11.2% (y-o-y) in the fortnight ending April 18, 2025, compared to 15.3% i 2 Jun 2025 RBI Strengthens Foreign Exchange Reserves Context: The Reserve Bank of India (RBI) reported an 8.2% growth in its balance sheet, reaching Rs 76 lakh crore in FY25. A key focus of the central bank is to 2 Jun 2025 India’s Record Remittances in FY24 Context: India received a record $118.7 billion in inward remittances in 2023–24, surpassing foreign direct investment (FDI) inflows and financing over half of 2 Jun 2025
RBI Annual Report 2024 Highlights Shift to EBLR in Indian Bank Loans Context: The Reserve Bank of India (RBI) Annual Report for FY2023-24 reveals a major shift in the Indian lending landscape, with a growing proportion of loans n 2 Jun 2025 Niveshak Shivir by IEPFA and SEBI Context: The Investor Education and Protection Fund Authority (IEPFA), under the Ministry of Corporate Affairs, in collaboration with SEBI, has launched Nivesha 2 Jun 2025
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