2,165 articles
Banking/Finance
Written for the exam, not for the news cycle. Every item carries what it means for NABARD Grade A, RBI Grade B and SEBI Grade A.
RBI Directive on Default Loss Guarantee (DLG)
What is Default Loss Guarantee (DLG)? A contractual arrangement where a fintech entity guarantees to compensate lenders (banks or NBFCs) for losses arising from
2 Jun 2025
Deposit Insurance and Credit Guarantee Corporation (DICGC)
Context: The Union government is considering increasing the bank deposit insurance limit from the current ₹5 lakh to potentially ₹10 lakh. Deposit insurance is
28 May 2025
Reserve Bank of India (Digital Lending) Directions, 2025 Issued by RBI
Context: The Reserve Bank of India (RBI) released new digital lending norms earlier this month impacting credit guarantee schemes for MSME loans. Most MSME loan
28 May 2025
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FM Nirmala Sitharaman Signals Boost for Fintech Sector
Context: Finance Minister Nirmala Sitharaman visited Pine Labs’ Noida office. Acknowledged fintech's role in enabling secure, inclusive financial services, espe
28 May 2025
MoSPI to Monitor Impact of Mudra Loan Scheme
Context: The Ministry of Statistics and Programme Implementation (MoSPI) aims to track the utilization and impact of credit access programmes such as the Pradha
28 May 2025
HDFC Bank Launches Biz+ Current Account Suite for Small Businesses
Context: HDFC Bank has launched the Biz+ current account suite, a customized banking solution aimed at supporting micro, small, and medium enterprises (MSMEs).
23 May 2025
Star Health Launches Star Flexi
Context: Star Health and Allied Insurance, India’s largest retail health insurer, has introduced Star Flexi—a customizable, multi-rider add-on under its flagshi
23 May 2025
EnKash Launches India’s First Unified Payment Gateway for SMBs and Startups
Context: EnKash, a pioneer in India’s spend management and fintech innovation space, has launched the EnKash Payment Gateway — a revolutionary platform designed
23 May 2025
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NABARD Grade A 2026: what the 2025 cut-offs changed, and the 90-day plan
The 2025 cycle was the toughest on record at every stage. This session reads those numbers properly and turns them into a week-by-week plan for Phase 1.
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Government Notifies Payments Regulatory Board (PRB) Regulations, 2025
Context: The Central Government has notified the Payments Regulatory Board (PRB) Regulations, 2025, introducing a new regulatory body to replace the existing Bo
23 May 2025
IRDAI Imposes ₹1 Crore Penalty on Acko General Insurance for Statutory Violations
Context: The Insurance Regulatory and Development Authority of India (IRDAI) has imposed a monetary penalty of ₹1 crore on Acko General Insurance for multiple r
23 May 2025
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