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Banking/Finance

Written for the exam, not for the news cycle. Every item carries what it means for NABARD Grade A, RBI Grade B and SEBI Grade A.

Page 196
Gold Reserve in Central Bank Context: Central banks around the world, added 53 tonne of gold to their reserves, of which the Reserve Bank of India’s addition was 8 tonne, the World Gold Cou 7 Jan 2025 Fintech In India Pic Credit: Business Standard Context The Prime Minister addressed the Global Fintech Fest (GFF) 2024 at the Jio World Convention Centre in Mumbai. Re 7 Jan 2025 Loan-to-Deposit Ratio (LDR) Context: HDFC Bank’s loan-to-deposit ratio (LDR) fell below 100 per cent for the first time since its merger. Loan-to-Deposit Ratio (LDR) The Loan-to-Deposit Ra 6 Jan 2025

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NABARD Grade A 2026: what the 2025 cut-offs changed, and the 90-day plan

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State Bank of India Poverty Reduction Report Key Findings: Rural Poverty Reduction: The poverty ratio in rural areas has significantly decreased, standing at 4.86% in FY24, down from 7.2% in FY23. Urban Po 6 Jan 2025 LODR Regulations Context: Four Kirloskar companies said they have filed an appeal before the Securities Appellate Tribunal challenging the SEBI letter asking them to disclose th 6 Jan 2025 Fintech Repository The Fintech Repository is a centralized information hub for fintech companies. It was launched in India in 2021 by the Reserve Bank of India (RBI). Origin The l 6 Jan 2025 Netbanking 2.0: NPCI’s Pilot for Easier Mobile Payments Context: NPCI is piloting Netbanking 2.0 to make mobile payments easier. Key Highlights: Aims The pilot aims to popularize more payment avenues, which will redu 4 Jan 2025 1New Tax Rule by Ministry of Finance Context: No buyer will be subjected to tax deduction for purchases made by him after receipt by an International Financial Services Centre or IFSC-seller as fro 4 Jan 2025
Bank Loan Growth in Q3FY25 Context: Deposits, as Bank of Baroda stated, increased by 9.23% y-o-y in Q3FY25, reaching a domestic deposit amount of ₹ 11.65 trillion. Loans are up by 11.76% 4 Jan 2025 Securitisation Volumes Rise in Q3FY25 Context: Securitisation volumes are expected to have surpassed ₹ 68,000 crore in Q3FY25: ICRA Securitization Volumes Securitization volumes in banking is t 4 Jan 2025
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