IRDAI Assistant Manager Exam 2026 | Phase II Syllabus Explained Clearly

What this video covers

IRDAI Assistant Manager Exam 2026 | Phase II Syllabus Explained (Descriptive)

Preparing for the IRDAI Assistant Manager Phase II (Descriptive) Examination but feeling overwhelmed by the vast syllabus?

This video gives you a complete, structured understanding of the Phase II syllabus, helping you know what to study, how to prioritise, and how to prepare effectively.

The focus is not just listing topics, but decoding the syllabus from an exam-oriented perspective.

Paper I – English (Descriptive)

• Essay writing (current economic, social & insurance issues)
• Precis writing techniques
• Reading comprehension
• Business & Office correspondence

Paper II – Economic & Social Issues Impacting Insurance

• Economic growth, business cycles & insurance penetration
• Demographic transition & age structure impact
• Utility theory & insurance premium setting
• Impact of catastrophes & pandemics on insurance markets
• Financial markets, financial institutions & systemic risk
• Economic capital, risk-based capital & reinsurance
• Insurance investments in infrastructure
• Insurance reforms in India & regulatory framework
• Functions of Insurance Regulatory and Development Authority of India (IRDAI)
• Role of Actuary, de-tariffing, motor insurance experience
• FSLRC & changing insurance laws
• Rural & social insurance, micro-insurance
• Social security laws & RSBY (BPL health insurance)

Paper III – Insurance and Management

• Part 1 – Insurance
• History & principles of insurance
• Risk, uncertainty, pooling & indemnity
• Legal foundations of insurance
• Group, health insurance & pensions
• Intermediation & bancassurance
• Functions of insurers (pricing, underwriting, claims, reinsurance)
• Insurance products: life, health, liability, agricultural & ECGC
• Solvency norms, reinsurance, GIC & obligatory cessions
• Part 2 – Management
• Nature & scope of management
• Management functions (POSDCORB)
• Leadership theories & styles
• Human Resource Development (HRD)
• Performance appraisal & employee welfare
• Motivation, morale & incentive theories
• Communication process & barriers
• Role of Information Technology
• Corporate Governance & its mechanisms

Who Should Watch This Video?

• IRDAI Assistant Manager 2026 aspirants
• Insurance regulatory exam aspirants
• RBI / SEBI / NABARD aspirants preparing for descriptive papers
• Candidates confused about Phase II preparation strategy

Why This Video is Important

Phase II is descriptive and decisive in final selection.

This video helps you

• Avoid unnecessary topics
• Understand answer expectations
• Integrate current affairs with theory
• Prepare smartly, not blindly