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Daily Current Affairs
9 September, 2025
1. Two-Factor Authentication (2FA) requires which of the following?
A) Two passwords
B) Password + Security Question
C) Password + Authenticator App/Device
D) Only Biometric Authentication
E) Password + CAPTCHA
Answer: C) Password + Authenticator App/Device
Explanation: 2FA requires two proofs of identity — something you know (password) and something you have (authenticator app/device), making it harder for attackers.
2. The Bhil tribe is considered one of the largest tribal groups in India. The word Bhil is derived from which of the following?
A) Sanskrit word for “forest”
B) Dravidian word for “bow”
C) Persian word for “tribe”
D) Hindi word for “warrior”
E) Pali word for “hunter”
Answer: B) Dravidian word for “bow”
Explanation: The name “Bhil” comes from the Dravidian word billu/villu, meaning bow, highlighting their traditional association with archery.
3. In the election of the Vice President of India, who constitutes the Electoral College?
A) Only Lok Sabha MPs
B) Only Rajya Sabha MPs
C) All State Legislators + Parliament
D) All Members of Parliament (Lok Sabha + Rajya Sabha, elected & nominated)
E) Only Elected MPs of Lok Sabha & Rajya Sabha
Answer: D) All Members of Parliament (Lok Sabha + Rajya Sabha, elected & nominated)
Explanation: Unlike the Presidential election, state legislators are not included. Both elected and nominated MPs from Lok Sabha and Rajya Sabha form the Electoral College.
4. Pallas’s cat, recently photographed in Arunachal Pradesh, has which IUCN status?
A) Critically Endangered
B) Endangered
C) Vulnerable
D) Near Threatened
E) Least Concern
Answer: D) Near Threatened
Explanation: Pallas’s cat (Otocolobus manul) is listed as Near Threatened due to its limited habitat and population decline, though not yet endangered.
5. SEBI postponed settlements in which two market segments due to clearing corporation holidays?
A) Cash & Derivatives
B) SLBM & Cash
C) Commodity & Forex
D) IPO & Debt Market
E) Equity & Mutual Funds
Answer: B) SLBM & Cash
Explanation: SEBI revised settlement schedules in the cash market and Securities Lending & Borrowing Mechanism (SLBM) to avoid disruptions caused by clearing holidays.
6. Which body directed SEBI to explain its non-disclosure of documents in the Jane Street case?
A) Supreme Court of India
B) Ministry of Finance
C) Securities Appellate Tribunal (SAT)
D) Reserve Bank of India (RBI)
E) Competition Commission of India (CCI)
Answer: C) Securities Appellate Tribunal (SAT)
Explanation: SAT, a quasi-judicial body under SEBI Act, directed SEBI to file a reply on withholding documents in the Jane Street derivatives case.
7. Reinsurance companies provide insurance to which of the following?
A) Farmers
B) Households
C) Other Insurance Companies
D) Government Agencies
E) MSMEs
Answer: C) Other Insurance Companies
Explanation: Reinsurers cover risks of insurance companies, allowing them to diversify, handle large claims, and maintain financial stability.
8. Which bank is awaiting RBI’s nod to transition from a Small Finance Bank to a Universal Bank?
A) Bandhan Bank
B) Ujjivan Small Finance Bank
C) Equitas Small Finance Bank
D) AU Small Finance Bank
E) Jana Small Finance Bank
Answer: B) Ujjivan Small Finance Bank
Explanation: Ujjivan SFB has applied for a universal bank licence and awaits RBI’s approval, likely by December 2025.
9. The “Dream2Demo” Startup Pitch Fest was recently organized by which institution?
A) NITI Aayog
B) Indian Bank
C) State Bank of India (SBI)
D) Ministry of MSME
E) Reserve Bank of India (RBI)
Answer: C) State Bank of India (SBI)
Explanation: SBI organized the first-ever startup pitch fest, “Dream2Demo,” to connect entrepreneurs with investors and strengthen the startup ecosystem.
10. According to the SIDBI–CRIF Small Business Spotlight report, which state holds the highest share of small business credit outstanding?
A) Gujarat
B) Uttar Pradesh
C) Tamil Nadu
D) Maharashtra
E) Karnataka
Answer: D) Maharashtra
Explanation: Maharashtra leads with â‚ą606.2 thousand crore in small business credit outstanding (13.4% share), followed by Tamil Nadu, Gujarat, UP, and Karnataka.
