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RBI Digital Payments Initiatives

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AI-based UPI HELP
  • Purpose: Provides assistance for payments, mandates, and dispute resolution.
  • Features:
    • AI-powered support system for checking transaction status, raising complaints, managing mandates.
    • Enhances customer trust by making digital payments secure and easy to access.
IoT Payments with UPI
  • Purpose: Enables transactions directly from connected devices.
  • Supported Devices: Cars, smart TVs, smart glasses, wearables.
  • Functionality:
    • Payments can be initiated using contextual triggers, routines, voice, or text commands.
    • Works across devices or cloud environments within user-defined limits.
    • Ideal for instant payments for fuel, EV charging, and other services.
  • Impact: Makes transactions faster, smarter, and frictionless.
Banking Connect
  • Purpose: Interoperable net banking solution for smooth payments.
  • Features:
    • Enables seamless transactions across banks and payment aggregators.
    • Standardizes merchant onboarding and simplifies digital payment integration.
UPI Reserve Pay
  • Purpose: Provides secure control over credit limits for specific purposes.
  • Features:
    • Users can block and manage portions of credit limits across merchants and UPI apps.
    • Facilitates repeat purchases and budgeted spending.

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  • All Posts
  • Agri Business
  • Agriculture
  • AIC
  • Answer Key
  • Banking/Finance
  • Bill and Amendment
  • Blog
  • Current Affairs
  • Cut-off Mark
  • Daily English Editorial Analysis (DEEA)
  • Daily Quiz
  • Economy
  • Fact To Remember
  • General
  • International Affairs
  • International Relationships of India
  • IRDAI
  • Job Notification
  • NABARD Grade A
  • National Affairs
  • NICL
  • Organization
  • PFRDA
  • Preparation Tips
  • Previous Year Question Papers (PYQ)
  • RBI Grade A
  • RBI Grade B
  • Recruitment Notification
  • Result
  • Scheme & Yojna
  • Sci & Tech
  • SEBI
  • Study Material
  • Syllabus & Exam Pattern
  • UIIC
  • UPSC Exam
    •   Back
    • DEEA August 2025
    •   Back
    • RBI Previous Year Question Papers (RBI PYQ)
    • SEBI Previous Year Question Papers (SEBI PYQ)
    • IRDAI Previous Year Question Papers (IRDAI PYQ)
    • NABARD Previous Year Question Papers (NABARD PYQ)
    • SIDBI Previous Year Question Papers (SIDBI PYQ)

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