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Daily Current Affairs
23 & 24 November, 2025
1. The Constitution (131st Amendment) Bill, 2025 seeks to bring Chandigarh under which Article of the Indian Constitution?
A. Article 239
B. Article 240
C. Article 239AA
D. Article 244
E. Article 243P
Answer: B. Article 240
Explanation: The 131st Amendment Bill, 2025 proposes including Chandigarh under Article 240, giving the President the power to make regulations for certain Union Territories.
2. What is the key objective behind the Atomic Energy Bill, 2025?
A. Nationalising all nuclear facilities
B. Opening the civil nuclear sector to private players
C. Increasing FDI limit in nuclear mining
D. Transferring atomic energy control to States
E. Creating a separate ministry for atomic energy
Answer: B. Opening the civil nuclear sector to private players
Explanation: The Bill aims to modernise India’s civil nuclear framework by allowing private participation, which currently remains a government monopoly.
3. Which city hosted the G-20 Summit where the U.S. boycotted the event?
A. Nairobi
B. Cape Town
C. Johannesburg
D. Addis Ababa
E. Cairo
Answer: C. Johannesburg
Explanation: The G-20 Summit took place in Johannesburg, South Africa, marking the first time the event was held in Africa.
4. What key reform did ANMI propose to SEBI regarding F&O trading?
A. Reducing margin requirements
B. Increasing expiry days
C. Strengthening investor education & eligibility norms
D. Introducing new index options
E. Reducing lot sizes
Answer: C. Strengthening investor education & eligibility norms
Explanation: ANMI stated that retail losses stem from low financial literacy rather than expiry-day changes, hence pushing for stricter norms and education.
5. SEBI has proposed reducing brokerage for mutual fund trades in the cash market to:
A. 10 bps
B. 12 bps
C. 5 bps
D. 2 bps
E. 1 bps
Answer: D. 2 bps
Explanation: The proposal reduces brokerage from 12 bps to 2 bps to prevent investors from paying twice for research.
6. What major risk did RBI identify regarding bank payout APIs?
A. ATM hacking
B. KYC misuse and money laundering
C. Fake UPI handles
D. Blockchain scams
E. Fraud in debit card issuance
Answer: B. KYC misuse and money laundering
Explanation: Unregulated tech service providers misused payout APIs to move funds without standard checks like KYC or OTP, causing major AML risks.
7. Easebuzz recently received RBI authorisation to operate as which type of entity?
A. Payment Bank
B. Full-service Payment Aggregator
C. NBFC-Account Aggregator
D. Cross-border Remittance Operator
E. Digital Lending Platform
Answer: B. Full-service Payment Aggregator
Explanation: Easebuzz can now process online, offline, and cross-border merchant payments under RBI-authorised PA status.
8. What is NOT included in the Total Expense Ratio (TER) of mutual funds?
A. Management fees
B. Custodian charges
C. Registrar fees
D. Statutory levies like STT
E. Administrative expenses
Answer: D. Statutory levies like STT
Explanation: SEBI plans to unbundle TER and exclude statutory charges such as STT and stamp duty.
9. Which genome-editing technology is commonly used to modify crop genes without adding foreign DNA?
A. Bt Engineering
B. CRISPR–Cas systems
C. Hybridisation
D. Irradiation breeding
E. Polymerase cloning
Answer: B. CRISPR–Cas systems
Explanation: Genome editing in India uses CRISPR-Cas9/Cas12a to make precise edits in native plant genes, producing non-transgenic crops.
10. What is the main aim of promoting integrated farming for marginal farmers?
A. Increase chemical fertilizer usage
B. Replace agriculture with industry
C. Improve productivity, sustainability, and farmer income
D. Promote monocropping
E. Reduce livestock rearing
Answer: C. Improve productivity, sustainability, and farmer income
Explanation: Integrated farming combines crops, livestock, horticulture, etc., enhancing income and sustainability for marginal farmers.
