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Daily Current Affairs
28 & 29 December, 2025
1. KAVACH, recently in news, is best described as which of the following?
A. Satellite-based train navigation system
B. Automatic Train Protection system to prevent collisions
C. High-speed rail signalling technology imported from Europe
D. Passenger information management system
E. AI-based railway ticketing platform
Answer: B
Explanation: KAVACH is an indigenously developed Automatic Train Protection (ATP) system of Indian Railways designed to prevent collisions, overspeeding and SPAD.
2. Which of the following is NOT a feature of the KAVACH system?
A. Automatic braking on signal overshoot
B. Collision avoidance on same track
C. Operation in low visibility conditions
D. Automatic route scheduling for trains
E. Speed regulation based on track conditions
Answer: D
Explanation: KAVACH focuses on safety functions like braking and collision avoidance, not route scheduling or timetable management.
3. Passenger Assistance Control Room (PACR) has been established by which ministry?
A. Ministry of Railways
B. Ministry of Home Affairs
C. Ministry of Civil Aviation
D. Ministry of Tourism
E. Ministry of Electronics and IT
Answer: C
Explanation: PACR is a 24×7 control room set up by the Ministry of Civil Aviation for grievance redressal and crisis response.
4. PARAM Rudra supercomputer inaugurated at IIT Patna was developed under which mission?
A. Digital India Mission
B. Make in India
C. National Knowledge Network
D. National Supercomputing Mission
E. National AI Mission
Answer: D
Explanation: PARAM Rudra is part of the National Supercomputing Mission (NSM) aimed at strengthening HPC capabilities in India.
5. Gandikota Canyon, often called the ‘Grand Canyon of India’, is located on the banks of which river?
A. Godavari
B. Krishna
C. Penna (Pennar)
D. Tungabhadra
E. Cauvery
Answer: C
Explanation: Gandikota Canyon is carved by the Penna (Pennar) River in Kadapa district of Andhra Pradesh.
6. The Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Bill, 2025 raised the FDI limit in insurance companies to:
A. 74%
B. 80%
C. 90%
D. 100%
E. 49%
Answer: D
Explanation: The Bill raised the FDI cap from 74% to 100% under the automatic route to attract global capital and expertise.
7. Which regulatory body has been granted enhanced powers under the Insurance Amendment Bill, 2025?
A. RBI
B. SEBI
C. IRDAI
D. PFRDA
E. IFSCA
Answer: C
Explanation: IRDAI has been empowered to investigate violations, curb mis-selling, and strengthen transparency.
8. Aryaman Finance (India) Limited has been classified by RBI as which type of NBFC?
A. NBFC-D-SI
B. NBFC-MFI
C. NBFC-Factor
D. Type-II NBFC–ND–ICC
E. Infrastructure Finance Company
Answer: D
Explanation: AFIL is a Non-Deposit Taking NBFC (ND) under the Investment and Credit Company (ICC) category.
9. Bancassurance refers to which of the following arrangements?
A. Insurance companies owning banks
B. Banks selling insurance products to customers
C. RBI distributing insurance schemes
D. Online-only insurance distribution
E. Government-sponsored insurance delivery
Answer: B
Explanation: Bancassurance is a model where banks distribute insurance products using their branch network.
10. PayNearby received TPAP licence from which organisation to operate UPI services?
A. RBI
B. SEBI
C. Ministry of Finance
D. NPCI
E. UIDAI
Answer: D
Explanation: NPCI authorises Third Party Application Providers (TPAPs) for UPI-based payment services.
