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Daily Current Affairs
01 & 02 January, 2026
1. According to the Dynamic Ground Water Resource Assessment Report, 2024, what is India’s national stage of groundwater extraction?
A. 45.30%
B. 52.18%
C. 60.47%
D. 68.25%
E. 72.90%
Answer: C. 60.47%
Explanation: The report states that annual groundwater extraction is 245.64 BCM with a national stage of extraction at 60.47%, indicating relative sustainability at the national level.
2. Which of the following regions shows persistent groundwater stress despite national-level improvement?
A. Eastern India
B. North-East India
C. Coastal Andhra Pradesh
D. North-West India
E. Himalayan region
Answer: D. North-West India
Explanation: Punjab, Haryana, Rajasthan, and Delhi in North-West India continue to face groundwater stress due to water-intensive agriculture and arid conditions.
3. BSNL’s Voice over WiFi (VoWiFi) service primarily operates using which technological framework?
A. LTE Core
B. GSM Network
C. IP Multimedia Subsystem (IMS)
D. Satellite Communication
E. VoIP Gateways
Answer: C. IP Multimedia Subsystem (IMS)
Explanation: VoWiFi operates on the IMS framework, enabling calls and SMS over Wi-Fi without using cellular towers.
4. The Central Excise (Amendment) Act, 2025 mainly aims to achieve which of the following objectives?
A. Increase GST collections
B. Subsidise tobacco farmers
C. Reduce tobacco affordability
D. Promote exports of tobacco
E. Harmonise excise with petroleum taxes
Answer: C. Reduce tobacco affordability
Explanation: The Act significantly raises excise duties on tobacco products to align with public health objectives and discourage consumption.
5. The Financial Stability Report (FSR) is released by which institution?
A. Ministry of Finance
B. SEBI
C. RBI
D. NITI Aayog
E. IMF
Answer: C. RBI
Explanation: The Financial Stability Report is a half-yearly publication of the Reserve Bank of India assessing risks to the financial system.
6. Recently, banks have been allowed to sponsor pension funds under which scheme?
A. Atal Pension Yojana
B. EPFO
C. National Pension System
D. PM-SYM
E. National Social Security Scheme
Answer: C. National Pension System
Explanation: PFRDA has allowed banks to independently sponsor pension funds under the National Pension System (NPS).
7. Which regulatory authority permitted 100% Foreign Direct Investment (FDI) in the insurance sector through notified rules?
A. RBI
B. SEBI
C. IRDAI
D. Ministry of Finance
E. Department of Economic Affairs
Answer: D. Ministry of Finance
Explanation: The Ministry of Finance notified final rules enabling 100% FDI in insurance after legislative approval.
8. Climate-Resilient Agriculture (CRA) primarily focuses on which of the following?
A. Increasing chemical fertiliser use
B. Expanding monoculture farming
C. Adapting agriculture to climate shocks
D. Export-oriented farming only
E. Large-scale irrigation dams
Answer: C. Adapting agriculture to climate shocks
Explanation: CRA integrates biotechnology, AI, and sustainable practices to help farming systems adapt to climate variability.
9. Under the government’s new seed push announced in January 2026, cotton seeds released continue to belong to which category?
A. Bt-I hybrids
B. Non-GM varieties
C. Genome-edited varieties
D. Bt-II hybrids
E. Organic open-pollinated seeds
Answer: D. Bt-II hybrids
Explanation: All newly released cotton seeds remain Bt-II hybrids, indicating continuity in pest-resistant technology.
10. The integrated e-Bill System for fertiliser subsidies primarily aims to achieve which of the following?
A. Increase fertiliser prices
B. Replace nutrient-based subsidy
C. Digitise subsidy processing
D. Promote organic farming
E. Reduce fertiliser production
Answer: C. Digitise subsidy processing
Explanation: The e-Bill System enables end-to-end digital submission, processing, tracking, and payment of fertiliser subsidy bills.
