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Daily Current Affairs
04 & 05 January, 2026
1. Pradhan Mantri Matru Vandana Yojana (PMMVY) primarily aims to achieve which of the following?
A. Universal health insurance for women
B. Conditional cash transfer for first living child
C. Free institutional delivery for all women
D. Nutrition support for all children below 5 years
E. Wage compensation for all informal workers
Answer: B. Conditional cash transfer for first living child
Explanation: PMMVY provides conditional cash assistance to pregnant and lactating women for their first living child to improve maternal health and nutrition.
2. Under PMMVY, what is the total maternity benefit a woman effectively receives, including Janani Suraksha Yojana (JSY)?
A. ₹5,000
B. ₹5,500
C. ₹6,000
D. ₹6,500
E. ₹7,000
Answer: C. ₹6,000
Explanation: PMMVY provides ₹5,000 and an additional ₹1,000 is provided under JSY, fulfilling the NFSA mandate of ₹6,000.
3. The ‘first-to-finish incentive model’ is a key feature of which scheme?
A. Production Linked Incentive Scheme
B. Electronics Component Manufacturing Scheme
C. Startup India Scheme
D. National Manufacturing Mission
E. Modified Special Incentive Package Scheme
Answer: B. Electronics Component Manufacturing Scheme
Explanation: ECMS rewards companies that complete production milestones early, encouraging speed and efficiency.
4. Rah-Veer (Good Samaritan) Scheme is notified under which legal provision?
A. Section 135 of CrPC
B. Section 124A of IPC
C. Section 134A of Motor Vehicles Act
D. Section 45 of Evidence Act
E. Section 12 of Disaster Management Act
Answer: C. Section 134A of Motor Vehicles Act
Explanation: Rah-Veer is notified under Section 134A of the Motor Vehicles (Amendment) Act, 2019.
5. Olive Ridley sea turtles are globally known for which unique nesting phenomenon?
A. Solo nesting
B. Cliff nesting
C. Nocturnal nesting
D. Arribada
E. Seasonal hibernation
Answer: D. Arribada
Explanation: Arribada refers to mass nesting where thousands of Olive Ridley turtles nest simultaneously on selected beaches.
6. Insurance misselling has been flagged as a major concern by which regulator?
A. RBI
B. SEBI
C. IRDAI
D. PFRDA
E. IBBI
Answer: C. IRDAI
Explanation: IRDAI has highlighted misselling as a serious issue and advised insurers to undertake root-cause analysis.
7. RBI has allowed existing non-compliant related-party loans to continue till when?
A. One year from notification
B. Five years from sanction
C. Till regulatory approval
D. Till contractual maturity
E. Till asset classification review
Answer: D. Till contractual maturity
Explanation: RBI permitted run-off of existing exposures till maturity without renewal or enhancement.
8. Reduced risk weights for NBFC infrastructure lending are linked to which key factor?
A. Credit rating only
B. Project size
C. Repayment of original project debt
D. Government guarantee
E. Promoter equity contribution
Answer: C. Repayment of original project debt
Explanation: RBI retained repayment-based criteria, lowering repayment thresholds to qualify for reduced risk weights.
9. The dramatic rise in farmers’ income in Beed district was primarily driven by which factor?
A. MSP increase
B. Loan waivers
C. Crop diversification with water security
D. Free electricity
E. Mechanisation subsidies
Answer: C. Crop diversification with water security
Explanation: Shift to high-value horticulture combined with groundwater recharge transformed farm incomes.
10. Which organisation released 184 new crop varieties with improved climate resilience and nutrition?
A. NABARD
B. ICAR
C. NITI Aayog
D. FAO
E. Ministry of Environment
Answer: B. ICAR
Explanation: The Indian Council of Agricultural Research developed and released 184 new varieties across 25 crops.
