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Daily Current Affairs
06 & 07 January, 2026
1. Under the Unlawful Activities (Prevention) Act (UAPA), courts deny bail primarily on the basis of which provision?
A. Section 14
B. Section 19
C. Section 43D(5)
D. Section 39
E. Section 10
Answer: C. Section 43D(5)
Explanation: Section 43D(5) of UAPA states that bail can be denied if the court finds accusations to be prima facie true, even without examining detailed evidence. Considerations like long incarceration carry limited weight.
2. ICGS Samudra Pratap, recently commissioned, is significant because it is:
A. India’s first nuclear-powered Coast Guard ship
B. India’s first indigenously designed Pollution Control Vessel
C. India’s largest naval destroyer
D. India’s first LNG-powered patrol vessel
E. India’s first underwater surveillance ship
Answer: B. India’s first indigenously designed Pollution Control Vessel
Explanation: ICGS Samudra Pratap is India’s first indigenously designed Pollution Control Vessel (PCV) and also the largest ship in the Indian Coast Guard fleet.
3. India’s newly introduced e-Production Investment Business Visa (e-B-4) is primarily meant for:
A. Tourism by foreign nationals
B. Employment-based migration
C. Research and academic exchange
D. Manufacturing and production-related business activities
E. Cultural exchange programmes
Answer: D. Manufacturing and production-related business activities
Explanation: The e-B-4 visa allows Chinese nationals to visit India for installation, commissioning, and production-linked investment activities, not tourism or employment.
4. Aditya-L1 mission is positioned at the Sun–Earth Lagrange Point-1 mainly to:
A. Reduce launch fuel requirements
B. Avoid atmospheric drag
C. Enable uninterrupted solar observation
D. Study lunar eclipses
E. Monitor Earth’s climate systems
Answer: C. Enable uninterrupted solar observation
Explanation: L1 provides a stable gravitational location allowing continuous, eclipse-free observation of the Sun, essential for studying solar flares, CMEs, and space weather.
5. The Somnath Temple is historically significant because:
A. It was never destroyed
B. It is the oldest Buddhist shrine
C. It represents repeated destruction and reconstruction
D. It was built during the Mughal period
E. It was constructed entirely during British rule
Answer: C. It represents repeated destruction and reconstruction
Explanation: Somnath Temple was destroyed and rebuilt multiple times over centuries, making it a symbol of cultural resilience and civilisational continuity.
6. The National Environmental Standard Laboratory (NESL) inaugurated in India focuses on:
A. Climate modelling
B. Forest biodiversity mapping
C. Calibration of air pollution monitoring instruments
D. Wastewater recycling research
E. Carbon trading certification
Answer: C. Calibration of air pollution monitoring instruments
Explanation: NESL is an apex facility for testing, calibration, and certification of air pollution monitoring instruments under Indian environmental conditions.
7. India’s Loan-to-Deposit Ratio (LDR) touching 81% indicates:
A. Excess liquidity in banks
B. Weak credit demand
C. Aggressive lending relative to deposits
D. Decline in MSME lending
E. Falling interest rates
Answer: C. Aggressive lending relative to deposits
Explanation: An 81% LDR means banks have lent â‚ą81 for every â‚ą100 of deposits, signalling tight liquidity and faster credit growth than deposit mobilisation.
8. The Payments Regulatory Board (PRB) derives its statutory authority from:
A. RBI Act, 1934
B. Banking Regulation Act, 1949
C. Payment and Settlement Systems Act, 2007
D. Companies Act, 2013
E. Finance Act, 2024
Answer: C. Payment and Settlement Systems Act, 2007
Explanation: PRB is established under Section 3 of the PSS Act, 2007, replacing the earlier BPSS to regulate payment systems.
9. Under RBI’s proposed dividend framework, banks with CET1 capital below 8%:
A. Can pay up to 25% dividend
B. Can pay dividend with RBI approval
C. Can pay dividend only once in two years
D. Are not allowed to pay any dividend
E. Can pay dividend after provisioning
Answer: D. Are not allowed to pay any dividend
Explanation: RBI’s graded framework prohibits dividend payouts if CET1 capital falls below 8%, ensuring capital protection.
10. Which of the following best explains India’s distorted fertiliser use pattern?
A. Excess use of potassium
B. High subsidy on phosphatic fertilisers
C. Heavy subsidisation of urea
D. Lack of irrigation facilities
E. Declining soil fertility alone
Answer: C. Heavy subsidisation of urea
Explanation: Cheap urea has led to excessive nitrogen use, causing NPK imbalance (10.9:4.4:4 instead of ideal 4:2:1), environmental damage, and declining productivity.
