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Daily Current Affairs
14 February, 2026
1. The Henley Passport Index (HPI) ranks countries based on:
A. GDP per capita
B. Military strength
C. Global mobility and travel freedom
D. Human Development Index
E. Tourism revenue
Answer: C. Global mobility and travel freedom
Explanation: The Henley Passport Index, published by Henley & Partners, ranks passports based on the number of destinations citizens can access without prior visa (visa-free, visa-on-arrival, or e-visa). It measures global mobility and travel freedom.
2. India’s rank in the Henley Passport Index – February 2026 is:
A. 85
B. 80
C. 70
D. 75
E. 65
Answer: D. 75
Explanation: In February 2026, India ranked 75th globally with access to 56 destinations. It improved from 80th (January 2026) and 85th (2025).
3. The â‚ą10,000 crore Startup India Fund 2.0 will be operated by:
A. RBI
B. SEBI
C. NABARD
D. SIDBI
E. NITI Aayog
Answer: D. SIDBI
Explanation: The Fund of Funds Scheme (FFS) under Startup India is operated by SIDBI (Small Industries Development Bank of India). The government invests in AIFs, which then invest in startups.
4. Parliamentary privileges of Members of Parliament are provided under which Article of the Constitution?
A. Article 356
B. Article 105
C. Article 370
D. Article 280
E. Article 324
Answer: B. Article 105
Explanation: Article 105 of the Constitution provides privileges and immunities to Members of Parliament, including freedom of speech in Parliament. Article 194 provides similar powers for State Legislatures.
5. The Dornier 228 aircraft to be procured for the Indian Coast Guard is manufactured in India by:
A. DRDO
B. BEL
C. HAL
D. ISRO
E. BHEL
Answer: C. HAL
Explanation: The Dornier 228 aircraft, originally developed in Germany, is manufactured in India by Hindustan Aeronautics Limited (HAL) at Kanpur. It is used for maritime patrol, surveillance, and search and rescue missions.
6. The Lead Bank Scheme (LBS) was introduced in:
A. 1956
B. 1969
C. 1982
D. 1991
E. 2005
Answer: B. 1969
Explanation: The Lead Bank Scheme was introduced in 1969 to improve banking penetration and financial inclusion. Each district was assigned a Lead Bank to coordinate credit expansion.
7. As per RBI’s new norms, banks can finance up to what percentage of the total acquisition value?
A. 50%
B. 60%
C. 70%
D. 75%
E. 90%
Answer: D. 75%
Explanation: RBI permits banks to finance up to 75% of the total acquisition value for takeovers of listed and unlisted non-financial companies, subject to safeguards.
8. The proposed Credit-Deposit (C/D) ratio for rural and semi-urban branches is:
A. 40%
B. 50%
C. 60%
D. 70%
E. 80%
Answer: C. 60%
Explanation: RBI has proposed that banks aim to maintain a 60% Credit-Deposit ratio in rural and semi-urban areas to improve credit flow and reduce regional disparities.
9. RBI has proposed allowing banks to lend to which of the following entities from July 1?
A. NBFCs
B. Cooperative Banks
C. Microfinance Institutions
D. REITs
E. Insurance Companies
Answer: D. REITs
Explanation: RBI has proposed allowing banks to lend to SEBI-registered Real Estate Investment Trusts (REITs), with exposure capped at 49% of asset value and full security requirements.
10. Under RBI norms for acquisition finance, the post-acquisition debt-to-equity ratio is capped at:
A. 1:1
B. 2:1
C. 3:1
D. 4:1
E. 5:1
Answer: C. 3:1
Explanation: RBI has capped the post-acquisition consolidated debt-to-equity ratio at 3:1 to ensure prudent lending and prevent excessive leverage.
