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Daily Current Affairs
28 March, 2026
1. The Jan Vishwas (Amendment of Provisions) Bill, 2026 aims to bring reforms in which area?
A. Criminal justice system
B. Ease of doing business and compliance
C. Electoral reforms
D. Defence procurement
E. Environmental protection
Answer: B. Ease of doing business and compliance
Explanation: The Bill focuses on decriminalising minor offences, reducing compliance burden, and promoting ease of doing business through trust-based governance.
2. Which of the following is a key feature of the Jan Vishwas Bill, 2026?
A. Introduction of capital punishment
B. Replacement of civil penalties with imprisonment
C. Graded penalties based on severity
D. Abolition of all penalties
E. Increase in tax rates
Answer: C. Graded penalties based on severity
Explanation: The Bill introduces proportional penalties based on the severity of offences, ensuring rational and fair punishment.
3. MLATrack.com tracks which of the following activities?
A. Election campaign funding
B. Judicial case records
C. Legislative performance of MLAs
D. Budget allocation only
E. Tax collection data
Answer: C. Legislative performance of MLAs
Explanation: MLATrack.com is a digital platform that tracks MLA attendance, debates, questions, and overall legislative performance.
4. PRISM-SG Portal helps in managing which infrastructure component?
A. Airport terminals
B. Railway engines
C. Steel girders in Road Over Bridges
D. Metro stations
E. Smart city projects
Answer: C. Steel girders in Road Over Bridges
Explanation: The PRISM-SG Portal is used for approval, inspection, and monitoring of steel girders used in Road Over Bridges (ROBs).
5. The Nasha Mukt Vidyalaya Initiative primarily targets which group?
A. Industrial workers
B. College professors
C. School students
D. Farmers
E. Senior citizens
Answer: C. School students
Explanation: The initiative aims to prevent substance abuse among school students and promote a drug-free school environment.
6. Which of the following best describes Road Over Bridges (ROBs)?
A. Bridges connecting two cities
B. Bridges built over rivers
C. Bridges allowing railways to pass over roads
D. Bridges allowing roads to pass over railway tracks
E. Underground tunnels for transport
Answer: D. Bridges allowing roads to pass over railway tracks
Explanation: ROBs eliminate level crossings by allowing road traffic to move over railway tracks, improving safety and reducing congestion.
7. The Gruh Sugam Portal is an initiative in which domain?
A. Agricultural finance
B. Housing finance
C. Export finance
D. Infrastructure bonds
E. Insurance sector
Answer: B. Housing finance
Explanation: Gruh Sugam is a digital home loan marketplace designed to facilitate housing loans, especially for government personnel.
8. Which feature of Gruh Sugam Portal improves decision-making for borrowers?
A. Fixed loan rates
B. Offline application system
C. Comparison of multiple loan offers
D. Manual approval process
E. Limited lender access
Answer: C. Comparison of multiple loan offers
Explanation: The portal allows users to compare loan options from multiple lenders, ensuring transparency and better choices.
9. What is the main objective of RBI’s Open Market Operations (OMOs)?
A. Increase tax revenue
B. Manage liquidity in the economy
C. Promote exports
D. Control population growth
E. Regulate stock markets
Answer: B. Manage liquidity in the economy
Explanation: OMOs involve buying and selling government securities to inject or absorb liquidity and stabilize interest rates.
10. Why do banks incur Mark-to-Market (MTM) losses?
A. Increase in interest rates on loans
B. Fall in market value of securities
C. Rise in deposit rates
D. Increase in NPAs
E. Currency appreciation
Answer: B. Fall in market value of securities
Explanation: MTM losses occur when the market value of securities (like bonds) falls below their purchase price, often due to rising yields.
