Context: Motilal Oswal Mutual Fund has launched India’s first index fund tracking the BSE 1000 Total Return Index, offering investors access to a broad-based, passive equity portfolio covering 1,000 companies across large, mid, small, and micro-cap segments. The New Fund Offer (NFO) is open from June 5 to June 19, 2025. Key Highlights Fund Objective & Benchmark Investment Features Why Invest in the Motilal Oswal BSE 1000 Index Fund? Broad Diversification Passive & Cost-Effective Aligned with India’s Growth Story Lower Risk via Index Cap

Overall Bank Credit Growth Retail Lending Trends Borrower Profile Shifts Deposit Composition and Interest Rate Trends Key Takeaways

Context: On March 10, 2025, IndusInd Bank disclosed accounting discrepancies in its derivatives portfolio, with an estimated adverse impact of 2.35% on its net worth as of December 2024. NFRA Investigation Internal Red Flags ICAI Oversight SEBI Action BS

Context: Flipkart has received a Non-Banking Financial Company (NBFC) licence from the Reserve Bank of India (RBI). This marks the first instance of a large e-commerce player in India being permitted to lend directly. The licence was officially granted on March 13, 2025, as per RBI documents reviewed by Reuters. What This Means Implications

Why in News? Background Role in Debt Recovery Key Impacts Key Challenges Area Details Judicial delays NCLT backlog delays resolution despite CoC approval. Post-resolution uncertainty Implementation risks discourage investor bids. Bhushan Steel verdict SC review of a closed transaction threatens commercial certainty. Infrastructure gaps Insufficient benches, lack of trained professionals. Future-readiness Unclear treatment of IPRs, employee dues, and tech continuity. Suggestions for Reform

Context: In a bid to boost economic growth and ease borrowing costs, the Reserve Bank of India (RBI) announced a 50 basis points (bps) cut in the repo rate, lowering it from 6.00% to 5.50%. This is the third rate cut in 2025 and the largest single cut in over two years. The decision was made following a three-day Monetary Policy Committee (MPC) meeting chaired by RBI Governor Sanjay Malhotra. Key Rates Announced Rate Type New Rate Previous Rate Repo Rate 5.50% 6.00% Standing Deposit Facility (SDF) 5.25% – Marginal Standing Facility (MSF) & Bank Rate 5.75% – Why Did RBI Cut Rates? What Does the Rate Cut Mean for You? Lower EMIs for Borrowers Cheaper Credit for Businesses Impact on Fixed Deposits (FDs) Loan and Investment Policy Stance and Outlook Impact on Affordable Housing and Real Estate BS