Context:
Airtel Payments Bank has introduced the RuPay ON-THE-GO card, enabled with the National Common Mobility Card (NCMC) feature, aiming to simplify digital payments for travel, shopping, and daily expenses.
The National Common Mobility Card (NCMC)
The National Common Mobility Card (NCMC) is a feature that enables contactless payments across various modes of transportation and retail outlets using a single, interoperable card. It leverages RuPay technology and allows for stored value, enabling offline transactions for low-value payments. The NCMC supports payments for metro, bus, suburban railways, toll, parking, and retail purchases.
Key Features
- Multi-Modal Transit Payments: The card supports contactless payments across various public transport systems, including metros, buses, tolls, and parking facilities nationwide.
- Retail and Online Transactions: It functions as a standard RuPay debit or prepaid card, allowing purchases at merchant outlets and online platforms.
- Eco-Friendly Design: Constructed from 99% recycled plastic, aligning with sustainable practices.
- Security: Equipped with an EMV chip for enhanced transaction security.
- Rewards and Benefits: Users can earn rewards on transactions and avail e-commerce benefits up to ₹15,000.
How to Obtain the Card
- Online Application: Accessible via the Airtel Thanks App. Navigate to the ‘Bank’ section, select ‘NCMC Enabled Card,’ agree to the terms, provide a delivery address, and complete the payment process.
- Offline Application: Available at designated Airtel Payments Bank Business Correspondent points or select metro stations and bus depots .
Usage and Charges
- ATM Transactions: Cardholders are entitled to a certain number of free ATM transactions monthly, after which standard charges apply (e.g., ₹21 + GST for cash withdrawals beyond the free limit) .
- Card Validity: The card remains valid for up to five years from the date of issuance .
