Gross Non-Performing Assets (GNPA)

Banking/Finance
-December 31, 2024

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Gross Non-Performing Assets (GNPA) is the total value of loans that have been in default for more than 90 days, indicating inefficiencies in loan recovery, impacting profitability and credit growth in a bank’s financial health.

NNPA Stands for Net Non-Performing Assets. It’s the final amount of NPAs remaining after the bank has deducted provisions for doubtful and unpaid debts from the GNPA. NNPA is the actual loss suffered by the bank.

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