Context:
IDFC FIRST Bank and IndiGo Airlines have jointly launched the IndiGo IDFC FIRST Dual Credit Card, featuring two cards (Mastercard and RuPay) under one shared credit limit.
Key Highlights:
- Dual Card Format: Two physical cards Mastercard and RuPay issued together with a single credit limit and a single statement.
- Application Options:
- With credit eligibility (standard)
- Without credit checks via FD-backed option
- PIN and transaction preferences must be set separately for each card.
- All spends contribute to IndiGo BluChips and milestone benefits.
Significance
- India’s first dual-network credit card combining Mastercard and RuPay
- Integrates fintech innovation with loyalty
