IDBI Bank Q4FY25 Performance
- Net Profit: ₹2,051 crore, up 26% YoY, driven by higher non-interest income
- FY25 Annual Profit: ₹7,515 crore, a 33% YoY increase from ₹5,634 crore in FY24
- Dividend: Proposed 21% per share, subject to shareholder approval
- Stock Performance: Rose 3.28% to ₹83.10 on BSE
Key Drivers:
- Higher non-interest income
- Cost efficiencies and improved asset quality
Central Bank of India Q4FY25 Performance
- Net Profit: ₹1,034 crore, up 28% YoY (Q4FY24: ₹807 crore)
- Total Income: ₹10,433 crore vs ₹9,699 crore YoY
- Interest Income: ₹8,619 crore vs ₹8,337 crore YoY
- Net Interest Income (NII): Declined to ₹3,399 crore (Q4FY24: ₹3,541 crore)
Key Drivers:
- Sharp fall in gross non-performing assets (NPAs)
- Higher interest income despite NII decline
UCO Bank Q4FY25 Performance
- Consolidated Net Profit: ₹665.72 crore, up 24% YoY
- Q4FY24 Net Profit: ₹537.86 crore
- Total Income: ₹8,136 crore vs ₹6,984 crore YoY
- Capital Plans:
- To issue 2.7 billion equity shares in FY26
- Goal: Bring government stake down to 75% to meet SEBI’s minimum public shareholding norms
Key Drivers:
- Broad-based income growth
- Capital restructuring for regulatory compliance
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