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PSU Bank Q4FY25 Earnings

1 min read
RBI Grade BNABARD ESISEBI
In one line

BS

IDBI Bank Q4FY25 Performance

  • Net Profit: ₹2,051 crore, up 26% YoY, driven by higher non-interest income
  • FY25 Annual Profit: ₹7,515 crore, a 33% YoY increase from ₹5,634 crore in FY24
  • Dividend: Proposed 21% per share, subject to shareholder approval
  • Stock Performance: Rose 3.28% to ₹83.10 on BSE

Key Drivers:

  • Higher non-interest income
  • Cost efficiencies and improved asset quality

Central Bank of India Q4FY25 Performance

  • Net Profit: ₹1,034 crore, up 28% YoY (Q4FY24: ₹807 crore)
  • Total Income: ₹10,433 crore vs ₹9,699 crore YoY
  • Interest Income: ₹8,619 crore vs ₹8,337 crore YoY
  • Net Interest Income (NII): Declined to ₹3,399 crore (Q4FY24: ₹3,541 crore)

Key Drivers:

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UCO Bank Q4FY25 Performance

  • Consolidated Net Profit: ₹665.72 crore, up 24% YoY
  • Q4FY24 Net Profit: ₹537.86 crore
  • Total Income: ₹8,136 crore vs ₹6,984 crore YoY
  • Capital Plans:
    • To issue 2.7 billion equity shares in FY26
    • Goal: Bring government stake down to 75% to meet SEBI’s minimum public shareholding norms
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Key Drivers:

  • Broad-based income growth
  • Capital restructuring for regulatory compliance

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