AIC Management Trainee (MT) Recruitment 2025: Job Profile, Exam Pattern, and Career Growth

• The Agriculture Insurance Company of India Limited (AIC) has announced the Management Trainee (MT) recruitment for 2025, offering a productive career opportunity in the insurance sector, if you are aspiring to build a career in agricultural insurance.

AIC OFFICIAL NOTIFICATION

About AIC

• It is a government-owned insurance company specializing in crop and rural insurance. It plays a crucial role in implementing government schemes like Pradhan Mantri Fasal Bima Yojana (PMFBY) and other risk mitigation products for farmers.
• As a Management Trainee (MT) at AIC, you will be trained in various aspects of insurance operations, policy formulation, claims handling, and customer support.

AIC Management Trainee (MT) 2025 Recruitment: Overview

• Organization:
  • Agriculture Insurance Company of India Limited (AIC)
• Post Name:
  • Management Trainee (MT)
• Total Vacancies:
  • 55
• Disciplines:
  • Generalist, IT, and Actuarial
• Application Mode:
  • Online
• Official Website:
  • www.aicofindia.com
• Selection Process:
  • Online Exam + Interview

AIC Management Trainee (MT) 2025 Job Profile

As an MT in AIC, you will undergo training in insurance operations, underwriting, risk assessment, claims handling, and policy marketing. The job profile includes:

Key Responsibilities

• Insurance Operations:
  • Understanding and implementing crop insurance policies, assessing risks, and handling underwriting procedures.
• Claims Processing:
  • Investigating and processing claims filed by farmers and businesses.
• Customer Support:
  • Assisting farmers, businesses, and other stakeholders with insurance queries.
• Policy Administration:
  • Managing insurance databases, documentation, and compliance requirements.
• Fieldwork & Survey:
  • Engaging with stakeholders like farmers, government agencies, and insurance agents for effective policy execution.
• Regulatory Compliance:
  • Ensuring adherence to IRDAI and government regulations.

AIC MT 2025 Salary & Perks

• Salary Structure
  • Basic Salary:
    • ₹50,925 per month
  • Upon Confirmation as an Administrative Officer (Scale-I):
    • ₹90,000 per month (approximately)

• Additional Benefits
  • Medical Insurance
  • Provident Fund (PF) & Pension Scheme
  • House Rent Allowance (HRA)
  • Leave Travel Concession (LTC)
  • Performance-Based Incentives

AIC MT 2025 Selection Process

The selection process consists of two stages:

Stage 1: Online Examination

• The Computer-Based Test (CBT) is divided into two sections:

A. Objective Section (150 Marks, 2 Hours)

Section	No. of Questions	Marks
Reasoning Ability	20	20
Quantitative Aptitude	20	20
English Language	20	20
General Awareness (with Special Focus on Agriculture & Insurance)	30	30
Professional Knowledge	35	35
Descriptive English (Essay & Letter Writing)	2	25
Total	127	150

B. Negative Marking

• 0.25 marks deducted for each wrong answer.

Stage 2: Interview

• Candidates shortlisted from the online exam will be called for a personal interview.
• The interview assesses communication skills, industry knowledge, and problem-solving abilities.

Stage 3: Medical Examination & Final Selection

• Selected candidates undergo a pre-recruitment medical check-up before final appointment.

How to Apply for AIC MT 2025?

• Application Process
  • Visit the official AIC website www.aicofindia.com
  • Click on the “Careers” section and select the “AIC MT 2025 Recruitment” link.
  • Fill in your details, including personal, educational, and work experience.
  • Upload scanned copies of your photograph, signature, and documents.
  • Pay the application fee (₹1000 for General/OBC/EWS, ₹200 for SC/ST/PwBD).
  • Submit your application and take a printout for reference.

Exam Preparation Strategy

• Study Materials & Books
  • Reasoning Ability
    • R.S. Aggarwal (A Modern Approach to Verbal & Non-Verbal Reasoning)
  • Quantitative Aptitude
    • Arun Sharma / R.S. Aggarwal
  • English Language
    • Wren & Martin / SP Bakshi
  • General Awareness
    • Lucent GK + Daily Current Affairs
  • Agriculture & Insurance Awareness
    • ICAR e-books, PMFBY documents

• Preparation Tips
  • Solve previous year papers to understand the exam pattern.
  • Read newspapers daily to stay updated on agriculture and insurance trends.
  • Practice mock tests to improve speed and accuracy.
  • Focus on professional knowledge (insurance terms, IRDAI rules, agricultural schemes).

Career Growth in AIC

• After completing the 1-year training, MTs are promoted to Administrative Officer (Scale-I).
• Every 3 years they are eligible for promotion.
  • After joining as MT 1 year will be training and then confirmed as AO.
    • AO (Scale 1)
    • AM (Scale 2)
    • DM (Scale 3)
    • Manager (Scale 4)
    • Chief Manager (Scale 5)
    • DGM (Scale 6)
    • GM (Scale 7)
    • Executive Director (Scale 7)
    • CMD (Scale 8)

• Plus
  • 23k house rent
  • Pluxee/Sodexo of 5K
• These informations are as per posting in Delhi

Conclusion

• The AIC Management Trainee (MT) 2025 recruitment is a golden opportunity for candidates interested in agriculture insurance and risk management.
• With job security, attractive salary, and career growth, AIC offers a stable government job with long-term benefits.

FAQs

Q1. Is the AIC MT job permanent?

Yes, after successful completion of training, candidates are absorbed as permanent employees at Administrative Officer (Scale-I) level.

Q2. Is there a bond period?

Yes, selected candidates must sign a 3-year bond agreeing to serve the company, or pay a penalty for early resignation.

Q3. Can freshers apply?

Yes, fresh graduates can apply, provided they meet the eligibility criteria mentioned in the notification.

Q4. What is the difficulty level of the AIC MT exam?

The difficulty level is moderate, similar to IBPS and other insurance exams, but agriculture knowledge is crucial.

Start your preparation today with C4S Courses today and stay updated with official notifications. Good luck!