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S&P Global Upgrades India’s Sovereign Credit Rating to ‘BBB’
Context: S&P Global Ratings has upgraded India’s long-term unsolicited sovereign credit rating to ‘BBB’ from ‘BBB-’ after a gap of 18 years. The decision re
19 Aug 2025
15&16 August, 2025
SBI Life Launches “Smart Shield Plus” Term Insurance · Punjab & Sind Bank Launches ‘PSB Naari Shakti’ Savings Account · Nagaland Governor L. Ganesan no more
Daily 18 Aug 2025
RBI to Introduce Continuous Cheque Clearing System
Context: The Reserve Bank of India (RBI) has announced a major reform in cheque processing by shifting from batch-based Cheque Truncation System (CTS) to contin
18 Aug 2025
Credit-to-Deposit Ratio Remains Below 80%: CareEdge Ratings
Context: According to CareEdge Ratings, the credit-to-deposit (CD) ratio in Indian banks remains below 80% as credit offtake continues to lag deposit growth. Cr
18 Aug 2025
Peer-to-Peer (P2P) Collect in Payments
Context: The National Payments Corporation of India (NPCI) has announced that it will discontinue the peer-to-peer (P2P) collect request feature on UPI starting
18 Aug 2025
Participating (Par) Products in Insurance
Context: Indian life insurers are rebalancing their product mix towards participating (par) insurance products, moving away from unit-linked (ULIPs) and aggress
18 Aug 2025
Payment Aggregator (PA) vs. Third-Party Payment Aggregator (TPA)
Context: The Indian Railway Catering and Tourism Corporation (IRCTC), India’s largest online ticketing platform, is set to expand into the fintech space. Its wh
18 Aug 2025
Next-Generation GST Reform
Context: On 79th Independence Day, the Prime Minister of India announced a major restructuring of the Goods and Services Tax (GST) to be rolled out by Diwali 20
18 Aug 2025
National Deep Water Exploration Mission
Context: On the occasion of the 79th Independence Day, the Prime Minister of India announced the launch of the National Deep Water Exploration Mission to accele
18 Aug 2025
Daily Current Affairs Quiz: 17 & 18 August 2025
Got Questions? We've Got Answers! 📚 Whether it's about exams, career advice, or daily doubts, don't hesitate—ask away! 💡 Daily Current Affairs for UPSC Quiz | D
Quiz 18 Aug 2025
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