“C4S Courses brings you a laser-focused, step-by-step roadmap for cracking SIDBI 2025 — with syllabus-aligned lessons, expert faculty insights, and performance-tested strategies tailored for Phase 1 and Phase 2, across General, Legal, and IT streams.”
SIDBI Grade A and B Syllabus 2025
The syllabus focuses on the specific knowledge and skills needed for each role. Whether you’re applying for the General, Legal, or IT stream, you need to have a strong grasp of your subject. The exam is meant to check how well you understand key concepts and how you can apply them in real-world situations related to your field.
SIDBI Syllabus 2025 Phase 1
The SIDBI Phase 1 Exam 2025 will have different sections, each aimed at testing certain important skills needed for the job. Here’s a simple breakdown of the exam format and what topics you’ll need to study for each part.
English Language (30 Questions, 30 Marks)
- Reading Comprehension
- Synonyms and Antonyms
- Vocabulary
- Sentence Completion and Correction
- Error Spotting
- Para Jumbles
- Cloze Test
Reasoning Ability (25 Questions, 25 Marks)
- Seating Arrangements and Puzzles
- Syllogisms
- Blood Relations
- Direction Sense
- Coding-Decoding
- Input-Output
- Logical Reasoning
- Analytical Reasoning
- Data Sufficiency
Quantitative Aptitude (25 Questions, 25 Marks)
- Data Interpretation
- Simplification and Approximation
- Percentages
- Profit and Loss
- Time and Work
- Time, Speed, and Distance
- Simple and Compound Interest
- Averages
- Probability
- Ratio and Proportion
Computer Knowledge (20 Questions, 20 Marks)
- Basics of Computers
- MS Office (Word, Excel, PowerPoint)
- Internet and Web Technologies
- Computer Hardware and Software
- Networking Concepts
- Security Tools and Cyber Threats
General Awareness (20 Questions, 20 Marks)
- Current Affairs (National & International)
- Banking and Financial Awareness
- Government Schemes and Policies
- Economic and Social Issues
- Business and Economy
- RBI and SIDBI-related updates
- Static GK related to India and the World
MSMEs (30 Questions, 30 Marks)
- Policy, Regulatory and Legal Framework
- Finance and Management for MSMEs
- MSME Financing (Due Diligence, KYC, Financial Ratios)
- NPA and Recovery, IRAC norms
- Credit Risk Assessment
- Terms related to MSME Loans, Term Loans, Working Capital, and
- Documentary Credit
Stream-Specific (50 Questions, 50 Marks)
The stream-specific section will have questions related to the specific role or department for which the candidate has applied (e.g., Legal, IT, etc.).
Legal Stream (Grade B)
- General Knowledge of Law:
- Key statutes include Constitutional Law, Administrative Law, and Statutory Interpretation.
- Detailed focus on acts relevant to financial and property transactions, such as the Contract Act, 1872 and Transfer of Property Act, 1882.
- Specialized acts: SARFAESI Act, RTI Act, Limitation Act, Insolvency and Bankruptcy Code (IBC).
- Legal Drafting and Recovery Laws:
- Drafting practices, familiarity with the Recovery of Debts and Bankruptcy (RDB) Act.
- Legal requirements for credit recovery, foreclosure, and dispute resolution
IT Stream (Grade B)
- Technical Skills:
- Programming languages: C, C++, Java and Python.
- Database Management, Networking and Security fundamentals.
- Current IT Developments:
- Emerging fields like Artificial Intelligence (AI) and Machine Learning (ML), systems design and architecture.
- Knowledge of cyber security, data handling, and cloud infrastructure.
SIDBI Syllabus 2025 Phase 2
The SIDBI Grade A & B Phase 2 exam includes both objective and descriptive questions. It mainly checks how well candidates understand MSME-related topics or their specific professional field, along with their ability to write clearly and effectively in English.
Paper I: English Language
- Tests skills in essay writing, précis, comprehension, and office correspondence.
- Emphasis on clarity, coherence, and conciseness in professional communication.
Paper II: General Stream (Grade A & B): MSMEs, Policy, and Finance
- Policy and Regulatory Framework:
- Insights into policies affecting MSMEs, regulatory standards, and recent legislative changes.
- MSME Financing:
- Similar to Phase 1 but in greater depth, covering financial ratios, working capital assessments, and credit assessment.
- NPA and Recovery:
- Procedures under IRAC, the role of Asset Reconstruction Companies (ARCs) and managing NPAs in MSME financing.
- Banking and Investment Concepts:
- Covering investment banking, merchant banking, equity markets, Alternative Investment Funds (AIFs) and economic development schemes for MSMEs.
Paper II: Legal Stream (Grade B): Advanced Legal Knowledge
- Focus on core statutes:
- Contract Law, Property Act, Negotiable Instruments Act, and administrative statutes.
- Emphasis on the Bharatiya Nyaya Sanhita, Bharatiya Nagarik Suraksha Sanhita, Bharatiya Sakshya Adhiniyam.
- Specialized laws for SIDBI’s operational areas, including the RDB Act, SARFAESI Act, and Insolvency and Bankruptcy Code.
- Practical aspects of legal drafting and handling recovery cases within SIDBI’s framework.
Paper II: IT Stream (Grade B): Advanced IT and Data Management
- Programming in C, C++, Java, and Python, along with data structures, algorithms, and statistical computing.
- Systems design principles, cyber security, IoT, and mobile computing.
- Databases and big data analytics: Advanced SQL, RDBMS, data visualization, and warehousing.
- AI and ML fundamentals, focusing on natural language processing and data security practices.
- Emphasis on recent IT advancements that are applicable within the banking and MSME sectors.
