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Daily Current Affairs
05 & 06 January, 2025
1. What is the primary purpose of the Listing Obligations and Disclosure Requirements (LODR) Regulations by SEBI?
a) To increase the market competition
b) To ensure transparency and corporate governance
c) To enhance the government revenue
d) To increase trade volume
e) To focus on consumer rights
Answer: b) To ensure transparency and corporate governance
Explanation: The LODR Regulations aim to enhance transparency, accountability, and corporate governance in companies listed on Indian stock exchanges by mandating timely and accurate disclosures.
2. Which of the following is one of the major factors contributing to the reduction in rural poverty as per the State Bank of India (SBI) report?
a) Lower taxation on rural income
b) Improved infrastructure
c) Reduced government subsidies
d) Decreased urbanization
e) Higher agricultural exports
Answer: b) Improved infrastructure
Explanation: The SBI report highlights improved infrastructure as one of the key contributors to the reduction in rural poverty.
3. The Loan-to-Deposit Ratio (LDR) is an important indicator of which of the following?
a) A bank’s customer satisfaction rate
b) A bank’s financial health and liquidity
c) A bank’s market share
d) A bank’s employee turnover
e) A bank’s foreign exchange reserves
Answer: b) A bank’s financial health and liquidity
Explanation: The Loan-to-Deposit Ratio (LDR) is used to assess a bank’s liquidity and its ability to cover potential withdrawals while assessing its lending efficiency.
4. What is the significance of the Draft Digital Personal Data Protection (DPDP) Rules, 2025?
a) To provide tax relief for digital transactions
b) To enhance data privacy and security
c) To regulate the use of digital currencies
d) To facilitate e-commerce regulations
e) To allow government surveillance of digital platforms
Answer: b) To enhance data privacy and security
Explanation: The Draft DPDP Rules, 2025 aim to strengthen data privacy and security, building on the 2023 Act, and focusing on informed consent and data protection.
5. Which of the following describes the “Panchayat Se Parliament 2.0” initiative?
a) A program to reduce illiteracy in rural areas
b) A scheme to increase parliamentary representation for women
c) An initiative to develop rural infrastructure
d) A plan to improve the judicial system in rural areas
e) A project to improve farmers’ incomes
Answer: b) A scheme to increase parliamentary representation for women
Explanation: Panchayat Se Parliament 2.0 is a women’s empowerment initiative aimed at enhancing the understanding of constitutional and parliamentary processes among 502 elected women representatives from STs.
6. What is the primary goal of the Global Nutrition Targets (GNTs) by WHO?
a) To reduce greenhouse gas emissions from agriculture
b) To prevent overpopulation in rural areas
c) To address stunting, anemia, and low birth weight
d) To promote global trade in agricultural products
e) To improve the financial health of farmers
Answer: c) To address stunting, anemia, and low birth weight
Explanation: The GNTs by WHO aim to address global malnutrition issues, specifically focusing on reducing stunting, anemia, and low birth weight.
7. Which project aims to create a global port-led city in Galathea Bay on Great Nicobar Island?
a) Polavaram Project
b) Vadhvan Port
c) Great Nicobar Island Development Project
d) Rapid Rail Transit System
e) PM eDRIVE Scheme
Answer: c) Great Nicobar Island Development Project
Explanation: The â‚ą72,000-crore Great Nicobar Island Development Project aims to create a global port-led city, along with cruise terminals and high-end tourism infrastructure.
8. What is the main aim of the National Policy Framework on Agricultural Marketing (NPFAM)?
a) To ensure better price realization for farmers
b) To increase the production of staple crops
c) To promote the export of agricultural goods
d) To provide subsidies for agricultural inputs
e) To limit agricultural imports
Answer: a) To ensure better price realization for farmers
Explanation: NPFAM aims to streamline agricultural marketing to ensure that farmers receive better prices for their produce and reduce intermediaries in the process.
9. What does the Rapid Rail Transit System (RRTS) project aim to achieve?
a) Increase freight transport between cities
b) Promote regional economic growth and sustainability
c) Create international transportation links
d) Improve agricultural transportation
e) Provide luxury tourism experiences
Answer: b) Promote regional economic growth and sustainability
Explanation: The RRTS project is focused on providing semi-high-speed rail connectivity between Delhi and Meerut, aiming to foster regional economic growth and sustainability.
10. Which of the following was one of the major factors contributing to the decline of the rupee to â‚ą85.83 against the dollar?
a) Increased foreign investments
b) Currency volatility and global trade tensions
c) Strengthened RBI intervention policies
d) Rise in oil exports
e) Stable global economic conditions
Answer: b) Currency volatility and global trade tensions
Explanation: Currency volatility, impacted by global trade tensions and market uncertainty, contributed to the rupee’s decline to ₹85.83 against the dollar.
