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Daily Current Affairs
12 April, 2025
1. What is the primary objective of India’s Design-Linked Incentive (DLI) Scheme?
A. To promote foreign investment in India’s semiconductor manufacturing sector
B. To support startups and MSMEs in semiconductor design by providing financial incentives
C. To establish new semiconductor fabrication units across India
D. To import advanced semiconductor technologies from global leaders
E. To train engineers in semiconductor manufacturing processes
Answer: B. To support startups and MSMEs in semiconductor design by providing financial incentives
Explanation: The DLI Scheme aims to bolster India’s semiconductor design ecosystem by offering financial incentives to startups and MSMEs engaged in semiconductor design, fostering innovation and reducing dependency on imports.
2. What is the purpose of the AIKosh platform launched by the Indian government?
A. To develop AI-powered defense systems
B. To integrate religious and cultural texts with government data for AI applications
C. To monitor social media for misinformation
D. To provide AI-based healthcare solutions
E. To automate tax collection processes
Answer: B. To integrate religious and cultural texts with government data for AI applications
Explanation: AIKosh is designed to merge religious and cultural texts with government data, creating a comprehensive AI platform that respects cultural sensitivities while leveraging data for various applications.
3. What ethical concerns are associated with Colossal Biosciences’ de-extinction projects?
A. The potential spread of ancient diseases
B. The high cost of genetic research
C. The impact on current ecosystems and animal welfare
D. The lack of public interest in de-extinction
E. The competition with other biotech firms
Answer: C. The impact on current ecosystems and animal welfare
Explanation: Bringing back extinct species raises ethical questions about the consequences for existing ecosystems, the welfare of de-extinct animals, and the allocation of resources in conservation efforts.
4. What is the strategic significance of India’s Gaurav Long-Range Glide Bomb?
A. It enhances India’s nuclear deterrence capabilities
B. It provides India with a stealth bombing option
C. It allows precision targeting from a safe distance, minimizing risk to aircraft
D. It is designed for anti-submarine warfare
E. It serves as a satellite launch vehicle
Answer: C. It allows precision targeting from a safe distance, minimizing risk to aircraft
Explanation: The Gaurav Long-Range Glide Bomb enables the Indian Air Force to strike targets accurately from a distance, reducing the exposure of aircraft to enemy defenses.
5. What was the percentage decline in equity mutual fund inflows in March 2025?
A. 10%
B. 12.5%
C. 14.4%
D. 15%
E. 20%
Answer: C. 14.4%
Explanation: Equity mutual fund inflows saw a 14.4% decline in March 2025, indicating a cautious investor sentiment and potential shifts in investment strategies.
6. What change did the RBI propose regarding the Loan-to-Value (LTV) ratio for gold loans?
A. Increasing the LTV ratio to 90%
B. Reducing the LTV ratio to 65%
C. Keeping the LTV ratio unchanged
D. Eliminating the LTV ratio cap
E. Setting a uniform LTV ratio across all banks
Answer: B. Reducing the LTV ratio to 65%
Explanation: The RBI proposed lowering the LTV ratio for gold loans to 65% to mitigate risks associated with high-value lending against gold, ensuring better credit discipline.
7. Why did the Insurance Regulatory and Development Authority of India (IRDAI) warn Heritage TPA?
A. For unauthorized insurance sales
B. For mismanagement of funds
C. For breach of claim norms and delays in claim processing
D. For not meeting solvency requirements
E. For failing to register with IRDAI
Answer: C. For breach of claim norms and delays in claim processing
Explanation: IRDAI issued a warning to Heritage TPA due to violations in claim processing norms, which could adversely affect policyholders’ trust and the overall insurance ecosystem.
8. What is the main concern regarding air pollution’s effect on rainfall in Indian cities?
A. It increases the frequency of rainfall
B. It leads to more acidic rainfall, harming agriculture and infrastructure
C. It causes a decrease in monsoon intensity
D. It results in unseasonal snowfall
E. It has no significant impact on rainfall patterns
Answer: B. It leads to more acidic rainfall, harming agriculture and infrastructure
Explanation:Air pollution contributes to the acidification of rainfall, which can damage crops, soil, water bodies, and man-made structures, posing environmental and economic challenges.
9. Why did the Punjab government ban the sale of certain hybrid paddy seeds?
A. Due to their low yield compared to traditional varieties
B. Because they were genetically modified organisms (GMOs)
C. To prevent the depletion of groundwater resources
D. Due to concerns over their impact on soil health and farmer debts
E. To promote organic farming practices
Answer: D. Due to concerns over their impact on soil health and farmer debts
Explanation:&The Punjab government banned specific hybrid paddy seeds because their cultivation led to soil degradation and increased financial burdens on farmers due to higher input costs.
10. What is the strategic significance of India’s Gaurav Long-Range Glide Bomb?
A. It enhances India’s nuclear deterrence capabilities
B. It provides India with a stealth bombing option
C. It allows precision targeting from a safe distance, minimizing risk to aircraft
D. It is designed for anti-submarine warfare
E. It serves as a satellite launch vehicle
Answer: C. It allows precision targeting from a safe distance, minimizing risk to aircraft
Explanation: The Gaurav Long-Range Glide Bomb is an indigenously developed precision-guided munition that enhances the Indian Air Force’s strike capability by allowing them to hit targets accurately from a long distance. This minimizes the exposure of aircraft to enemy air defenses, improving operational safety and effectiveness.
