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Daily Current Affairs
12 March, 2025
1. What is the ideal Credit-Deposit (CD) Ratio for a bank to maintain liquidity while ensuring credit growth?
A) 45%-55%
B) 55%-65%
C) 65%-75%
D) 75%-85%
E) 85%-95%
Answer: C) 65%-75%
Explanation: The ideal CD ratio for banks is between 65%-75%. A lower ratio indicates conservative lending, while a higher ratio may lead to liquidity risks. RBI monitors this ratio to ensure financial stability.
2. Which country hosted the COP-30 Climate Summit, focusing on climate finance and land restoration?
A) India
B) Canada
C) Germany
D) Brazil
E) France
Answer: D) Brazil
Explanation: Brazil will host COP-30 in Belem, focusing on climate finance, biodiversity integration, and land restoration, aiming to mobilize $1.3 trillion annually by 2035.
3. Why does WHO discourage naming diseases after locations?
A) It increases public awareness
B) It helps in better treatment
C) It avoids stigma and misinformation
D) It makes diseases sound more scientific
E) It helps governments take action
Answer: C) It avoids stigma and misinformation
Explanation: WHO discourages naming diseases after locations (e.g., Spanish flu, Madura foot) to prevent stigma and discrimination. A neutral naming approach ensures scientific clarity.
4. What is the primary concern of over-reliance on foreign aid?
A) Increased diplomatic relations
B) Strengthening the economy
C) Hindering local development and self-sufficiency
D) Better infrastructure development
E) Increased foreign investments
Answer: C) Hindering local development and self-sufficiency
Explanation: Excessive dependence on foreign aid can create long-term reliance, preventing countries from developing their own economic and governance structures.
5. What is a key focus of the Pradhan Mantri Matsya Kisan Samridhi Sah-Yojana (PM-MKSSY)?
A) Dairy farming development
B) Digitalization and value chain enhancements in fisheries
C) Rural road connectivity
D) Organic vegetable farming
E) Agro-forestry expansion
Answer: B) Digitalization and value chain enhancements in fisheries
Explanation: PM-MKSSY is a ₹6,000 crore scheme focused on supporting India’s fisheries sector through digitalization, aquaculture insurance, and value chain improvements.
6. Which country recently honored PM Modi with the highest civilian award, GCSK?
A) Sri Lanka
B) Nepal
C) Mauritius
D) France
E) UAE
Answer: C) Mauritius
Explanation: Mauritius awarded PM Modi the Grand Commander of the Order of the Star and Key of the Indian Ocean (GCSK), recognizing India-Mauritius cultural and strategic ties.
7. What is one of the main objectives of India’s new Export Promotion Mission?
A) Increase foreign aid
B) Strengthen USMCA trade agreements
C) Counter US tariffs with alternative financing and collateral-free loans
D) Reduce agricultural imports
E) Increase dependence on foreign investment
Answer: C) Counter US tariffs with alternative financing and collateral-free loans
Explanation: The ₹2,250 crore Export Promotion Mission aims to mitigate the impact of US tariffs by offering collateral-free loans, compliance support, and alternative financing options to Indian exporters.
8. What is a significant advantage of urine-based fertilizer innovation?
A) Reduces greenhouse gases
B) Provides a new food source
C) Enhances soil salinity
D) Improves global trade relations
E) Increases fossil fuel dependency
Answer: A) Reduces greenhouse gases
Explanation: Scientists have developed a method to extract nitrogen from urine, creating a sustainable fertilizer that reduces dependence on synthetic fertilizers and lowers greenhouse gas emissions.
9. Why did Canada impose tariffs on U.S. goods in response to Trump’s trade policies?
A) To reduce U.S. exports
B) In retaliation to U.S. tariffs on Canadian steel and aluminum
C) To promote local businesses
D) To increase GDP growth
E) To meet WTO regulations
Answer: B) In retaliation to U.S. tariffs on Canadian steel and aluminum
Explanation: Canada imposed tariffs after Trump levied duties on Canadian steel and aluminum. The trade war disrupted USMCA agreements and raised costs for U.S. industries.
10. What innovation in foreign aid delivery is expected to enhance transparency and efficiency?
A) Increase in cash transactions
B) AI-driven health interventions and blockchain transparency
C) Greater reliance on informal networks
D) Manual record-keeping
E) Dependency on intermediary organizations
Answer: B) AI-driven health interventions and blockchain transparency
Explanation: Future foreign aid strategies involve digital financial transfers, AI-driven health solutions, and blockchain technology to improve transparency and reduce corruption.
