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Daily Current Affairs
14 August, 2025
1. Which ministry launched the AI-powered tool ‘SabhaSaar’ to generate structured Minutes of Meetings (MoM) from Gram Sabha recordings?
a) Ministry of Home Affairs
b) Ministry of Electronics and IT
c) Ministry of Panchayati Raj
d) Ministry of Rural Development
e) NITI Aayog
Answer: c) Ministry of Panchayati Raj
Explanation: The Ministry of Panchayati Raj launched SabhaSaar, an AI & NLP-based tool that transcribes Gram Sabha meetings, summarizes key points, and generates structured MoM. It supports 13 languages and integrates with Bhashini for translation.
2. The Government of India’s ₹2,250 crore Export Promotion Mission has two main components. Which of the following is NOT one of them?
a) NIRYAT PROTSAHAN
b) NIRYAT DISHA
c) NIRYAT SAHAYATA
d) Overseas Warehousing Support
e) Global Branding
Answer: c) NIRYAT SAHAYATA
Explanation: The Export Promotion Mission has two key components – NIRYAT PROTSAHAN (finance support) and NIRYAT DISHA (market access). Other features include overseas warehousing and global branding, but “NIRYAT SAHAYATA” is not part of the scheme.
3. India’s first private Earth Observation (EO) satellite constellation under the PPP model will be led by:
a) ISRO
b) Piersight Space
c) Dhruva Space
d) PixxelSpace India
e) Antrix Corporation
Answer: d) PixxelSpace India
Explanation: Under IN-SPACe’s framework, PixxelSpace India is leading a consortium with Piersight Space, Dhruva Space, and Satsure Analytics to build 12 EO satellites for applications in agriculture, climate, disaster management, and security.
4. Which of the following is NOT a provision under the National Sports Governance Bill, 2025?
a) Creation of a National Sports Tribunal
b) Recognition of National Olympic Committee as sole Olympic body
c) Oversight of elections by government-appointed officers
d) Central Government powers to exempt bodies from rules
e) Appeals against doping violations handled by Supreme Court
Answer: e) Appeals against doping violations handled by Supreme Court
Explanation: The Bill creates a National Sports Tribunal for disputes, not Supreme Court. It also recognizes NOC & NPC, allows govt oversight of elections, and grants exemption powers. Appeals in doping cases will be heard by a new Appeal Panel, not the SC.
5. The FREE-AI framework released by RBI aims to:
a) Replace human decision-making completely with AI
b) Guide safe and ethical adoption of AI in finance
c) Ban AI in customer service to protect jobs
d) Allow foreign AI companies to regulate Indian banks
e) Use AI only for stock market predictions
Answer: b) Guide safe and ethical adoption of AI in finance
Explanation: The RBI’s Framework for Responsible and Ethical Enablement of AI (FREE-AI) ensures fair, safe, transparent use of AI in finance. It emphasizes trust, fairness, accountability, transparency, and innovation.
6. According to RBI’s revised co-lending guidelines, the minimum loan retention requirement for regulated entities has been reduced to:
a) 5%
b) 10%
c) 15%
d) 20%
e) 25%
Answer: b) 10%
Explanation: The revised guidelines mandate that regulated entities (REs) must retain at least 10% of loans on their books (earlier 20% for NBFCs), easing liquidity pressure on smaller NBFCs and promoting co-lending growth.
7. Under RBI rules, an Indian company can invest abroad via Overseas Direct Investments (ODIs) up to how much of its net worth?
a) 1 time
b) 2 times
c) 3 times
d) 4 times
e) 5 times
Answer: d) 4 times
Explanation: As per ODI regulations, Indian firms can invest up to 4 times their net worth abroad through JVs or wholly-owned subsidiaries, except in restricted sectors like real estate and banking.
8. SEBI’s proposed definition of Algorithmic Trading refers to:
a) Trades executed manually by brokers
b) Orders placed using automated execution logic
c) Buying and selling government bonds directly
d) Any trading done on mobile apps
e) Investments made by foreign investors only
Answer: b) Orders placed using automated execution logic
Explanation: SEBI defines algorithmic trading as any order generated and executed automatically using pre-defined computer programs. It increases speed and efficiency compared to manual trading.
9. State Bank of India (SBI) launched a special personal loan scheme for Agniveers under the Agnipath programme. What is the maximum loan amount offered?
a) ₹1 lakh
b) ₹2 lakh
c) ₹3 lakh
d) ₹4 lakh
e) ₹5 lakh
Answer: d) ₹4 lakh
Explanation: SBI introduced a special personal loan scheme for Agniveers, offering up to ₹4 lakh without collateral. Repayment tenure is aligned with their Agnipath service term.
10. NABARD and APGB partnered with Aqua Exchange to introduce IoT-enabled loans for which sector?
a) Rice farming
b) Shrimp farming
c) Dairy farming
d) Poultry farming
e) Sugarcane farming
Answer: b) Shrimp farming
Explanation: NABARD and APGB launched a pilot project with Aqua Exchange in Andhra Pradesh, using IoT devices for shrimp farming. The system monitors water quality, feed, and disease to ensure sustainable aquaculture.
