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Daily Current Affairs
15 & 16 March, 2026
1. Purple Fest is primarily organised to promote which of the following?
A. Digital literacy in rural areas
B. Awareness about climate change
C. Inclusivity and dignity of persons with disabilities
D. Urban waste management
E. Financial inclusion
Answer: C. Inclusivity and dignity of persons with disabilities
Explanation: Purple Fest is organised by the Ministry of Social Justice and Empowerment to celebrate the achievements of Divyangjan and promote inclusivity, awareness, and equal participation in society.
2. Dumpsite Remediation Accelerator Programme (DRAP) is implemented under which mission?
A. Smart Cities Mission
B. AMRUT
C. Swachh Bharat Mission – Urban 2.0
D. National Clean Air Programme
E. Jal Jeevan Mission
Answer: C. Swachh Bharat Mission – Urban 2.0
Explanation: DRAP is a one-year targeted programme launched under Swachh Bharat Mission – Urban 2.0 to clear legacy waste dumpsites and reclaim land for productive use.
3. The Great Indian Bustard is classified under which category in the IUCN Red List?
A. Vulnerable
B. Endangered
C. Near Threatened
D. Critically Endangered
E. Least Concern
Answer: D. Critically Endangered
Explanation: The Great Indian Bustard is one of the most endangered bird species and is classified as Critically Endangered in the IUCN Red List, receiving the highest level of protection.
4. The Samriddh Gram Phygital Services Initiative is built on which infrastructure?
A. India Stack
B. BharatNet
C. Aadhaar Network
D. Digital India Platform
E. National Knowledge Network
Answer: B. BharatNet
Explanation: The initiative uses BharatNet rural broadband infrastructure to provide integrated “phygital” services through village-level Samriddhi Kendras.
5. The RBI’s “Awareness Program on Digital Payments” was launched as part of which event?
A. Financial Literacy Week
B. Digital India Campaign
C. Digital Payments Awareness Week (DPAW)
D. Banking Reforms Summit
E. Jan Dhan Mission
Answer: C. Digital Payments Awareness Week (DPAW)
Explanation: The RBI launched this initiative during the 6th edition of Digital Payments Awareness Week (March 9–13, 2026) to promote safe digital transactions and financial literacy.
6. Bancassurance refers to:
A. Insurance provided by the government
B. Banks insuring their deposits
C. Partnership where banks sell insurance products
D. Digital-only insurance services
E. Insurance for agriculture loans
Answer: C. Partnership where banks sell insurance products
Explanation: Bancassurance is a model where banks distribute insurance products of insurance companies through their branches to customers.
7. Which RBI tool involves buying government bonds to inject liquidity into the system?
A. Repo Rate
B. Reverse Repo Rate
C. Cash Reserve Ratio
D. Open Market Operations
E. Statutory Liquidity Ratio
Answer: D. Open Market Operations
Explanation: Under Open Market Operations (OMOs), RBI purchases government securities from the market, thereby injecting liquidity into the banking system.
8. Mis-selling in bancassurance mainly refers to:
A. Selling insurance at low prices
B. Selling policies without government approval
C. Selling unsuitable insurance products to customers
D. Selling policies online only
E. Offering insurance only to corporates
Answer: C. Selling unsuitable insurance products to customers
Explanation: Mis-selling occurs when customers are misled or pressured into buying insurance products that do not match their financial needs or capacity.
9. Which agricultural product is most vulnerable due to high export dependence on West Asia?
A. Wheat
B. Rice
C. Pulses
D. Sugar
E. Cotton
Answer: B. Rice
Explanation: Rice exports are highly dependent on West Asian markets, making them particularly vulnerable to disruptions caused by geopolitical tensions.
10. Which allied sector has shown the highest average annual growth in recent years?
A. Crop sector
B. Livestock
C. Fisheries
D. Horticulture
E. Agro-forestry
Answer: C. Fisheries
Explanation: Fisheries have grown at around 8.8% annually, higher than livestock (7.1%) and crop sector (3.5%), making it the fastest-growing allied agricultural sector.
