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Daily Current Affairs
18 & 19 October, 2025
1. According to UNEP’s State of Finance for Forests (SFF) 2025 report, how much annual investment is required globally by 2030 to meet climate and biodiversity targets?
A. US$ 8 billion
B. US$ 15 billion
C. US$ 24 billion
D. US$ 30 billion
E. US$ 50 billion
Answer: C. US$ 24 billion
Explanation: The UNEP SFF 2025 report highlights that current investments (US$ 8 billion) are far below the required US$ 24 billion per year needed by 2030 to achieve climate, biodiversity, and land restoration goals.
2. COP30, known as the “COP of Action,” will be held in November 2025 in which city?
A. Baku, Azerbaijan
B. Rio de Janeiro, Brazil
C. Belém, Brazil
D. Lima, Peru
E. Santiago, Chile
Answer: C. Belém, Brazil
Explanation: COP30 will take place in Belém, Brazil — known as the gateway to the Amazon — emphasizing forest conservation, indigenous participation, and actionable climate financing.
3. The Tejas Mk1A aircraft is developed jointly by which two Indian organizations?
A. DRDO and ISRO
B. HAL and ADA
C. BEL and NAL
D. DRDO and BHEL
E. NAL and IAF
Answer: B. HAL and ADA
Explanation: The Tejas Mk1A is an advanced version of India’s indigenous Light Combat Aircraft (LCA), jointly developed by Hindustan Aeronautics Limited (HAL) and Aeronautical Development Agency (ADA).
4. As per the Synchronous All India Elephant Estimation (SAIEE) 2021–25, which Indian state has the highest elephant population?
A. Assam
B. Kerala
C. Tamil Nadu
D. Karnataka
E. Odisha
Answer: D. Karnataka
Explanation: Karnataka leads with 6,013 elephants, followed by Assam (4,159) and Tamil Nadu (3,136), as per the SAIEE 2021–25 census.
5. LIC’s Jan Suraksha (Plan 880) mainly targets which category of people?
A. Government employees
B. High-income professionals
C. Rural women entrepreneurs
D. Economically weaker sections
E. Senior citizens
Answer: D. Economically weaker sections
Explanation: LIC’s Jan Suraksha (880) is a non-linked savings plan focused on financial inclusion by offering affordable life cover for lower-income individuals.
6. VEGA, a next-generation payment switch, was deployed through a partnership between Getepay and which bank?
A. AU Small Finance Bank
B. ESAF Small Finance Bank
C. Equitas Small Finance Bank
D. Ujjivan Small Finance Bank
E. Suryoday Small Finance Ba
Answer: B. ESAF Small Finance Bank
Explanation: Getepay partnered with ESAF SFB to launch VEGA — a real-time, scalable, and secure payment switch to strengthen India’s digital transaction ecosystem.
7. India’s first women-exclusive UPI platform, LxmePay, offers which unique reward feature?
A. Cashback on every payment
B. Reward points redeemable on e-commerce
C. Digital gold rewards on spends and receipts
D. Insurance coverage on transactions
E. Cryptocurrency bonus
Answer: C. Digital gold rewards on spends and receipts
Explanation: LxmePay by Lxme is the first women-centric UPI app in India that provides digital gold rewards for both spending and receiving money, along with smart expense tracking tools.
8. Which financial firm launched the ‘Pay with Mutual Fund’ feature enabling UPI payments directly from mutual fund investments?
A. HDFC AMC
B. SBI Mutual Fund
C. Bajaj Finserv AMC
D. Axis Mutual Fund
E. ICICI Prudential AMC
Answer: C. Bajaj Finserv AMC
Explanation: Bajaj Finserv AMC introduced this unique feature allowing investors to make UPI payments directly from mutual funds, blending investment and liquidity convenience.
9. The partnership between Social Alpha, Sustain Plus, and PRADAN primarily focuses on improving which sector in Jharkhand?
A. Education and Literacy
B. Agriculture Value Chain
C. Rural Healthcare
D. Renewable Energy
E. Digital Governance
Answer: B. Agriculture Value Chain
Explanation: The collaboration aims to strengthen the agricultural value chain, benefiting around 1 lakh small and marginal farmers in Jharkhand, with a special focus on women-led FPOs.
10. Under the Social Alpha–PRADAN partnership in Jharkhand, approximately how many women are expected to be directly empowered?
A. 10,000
B. 20,000
C. 30,000
D. 40,000
E. 50,000
Answer: D. 40,000
Explanation: The program aims to empower about 40,000 women through 20 Farmer Producer Organisations (FPOs) across 20 blocks, promoting inclusive rural development.
