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Daily Current Affairs
20 August, 2025
1. Which Article of the Indian Constitution deals with the Governor’s powers to grant assent, withhold, or reserve a Bill for the President?
A) Article 201
B) Article 142
C) Article 200
D) Article 356
E) Article 82A
Answer: C) Article 200 </br>
Explanation: Article 200 specifies the Governor’s powers on state bills – assent, withhold, or reserve for President. Article 201 relates to President’s veto, and Article 142 provides SC’s power to ensure complete justice.
2. The Saltwater Crocodile (Crocodylus porosus), the largest living crocodilian, is found in which of the following Indian regions?
A) Gir National Park
B) Sundarbans, Bhitarkanika & Andaman-Nicobar Islands
C) Kaziranga National Park
D) Jim Corbett National Park
E) Rann of Kutch
Answer: B) Sundarbans, Bhitarkanika & Andaman-Nicobar Islands </br>
Explanation: In India, saltwater crocodiles are mainly found in Sundarbans (West Bengal), Bhitarkanika National Park (Odisha), and the Andaman & Nicobar Islands.
3. Which proposed Constitutional Amendment introduces the idea of “One Nation, One Election” by inserting Article 82A?
A) 124th Amendment Bill, 2023
B) 126th Amendment Bill, 2024
C) 129th Amendment Bill, 2024
D) 131st Amendment Bill, 2025
E) 133rd Amendment Bill, 2025
Answer: C) 129th Amendment Bill, 2024 </br>
Explanation: The Constitution (129th Amendment) Bill, 2024 introduces Article 82A to allow simultaneous elections for Lok Sabha and State Assemblies.
4. The Union Government’s draft “Promotion and Regulation of Online Gaming Bill, 2025” primarily aims to:
A) Regulate all gaming apps through licensing
B) Promote fantasy sports as legal games of skill
C) Completely ban real-money online gaming platforms
D) Tax online gaming companies at higher rates
E) Establish a National Online Gaming Authority
Answer: C) Completely ban real-money online gaming platforms </br>
Explanation: The Bill seeks to prohibit all online real-money gaming (RMG), including skill-based and chance-based formats, due to addiction and financial risks.
5. According to RBI, India’s foreign liabilities in Mutual Funds grew to ₹2.6 lakh crore in FY25. Which country is the largest investor?
A) USA
B) UAE
C) UK
D) Australia
E) Canada
Answer: B) UAE </br>
Explanation: UAE contributed about one-fifth of total foreign investment in Indian mutual funds, making it the top contributor.
6. The Urban Challenge Fund (UCF), announced in Union Budget 2025–26, has a total corpus of:
A) ₹50,000 crore
B) ₹75,000 crore
C) ₹1 lakh crore
D) ₹1.25 lakh crore
E) ₹1.5 lakh crore
Answer: C) ₹1 lakh crore </br>
Explanation: UCF is a ₹1 lakh crore competitive, performance-linked financing model to promote sustainable and innovative urban development.
7. The Nifty Bank Index is weighted on the basis of:
A) Equal Weightage of all banks
B) Market Capitalization (Total)
C) Free-Float Market Capitalization
D) Net Profit of Banks
E) Loan Disbursal Size
Answer: C) Free-Float Market Capitalization </br>
Explanation: The Nifty Bank Index uses the free-float market capitalization method, focusing on 12 liquid large-cap banking stocks.
8. Which of the following investment vehicles must distribute at least 90% of their net distributable cash flows to investors?
A) Hedge Funds
B) Exchange Traded Funds (ETFs)
C) InvITs & REITs
D) Sovereign Gold Bonds
E) Venture Capital Funds
Answer: C) InvITs & REITs </br>
Explanation: Both InvITs (infrastructure) and REITs (real estate) are required by SEBI regulations to distribute 90% of net distributable cash flows to unit holders.
9. Punjab National Bank (PNB) became the first PSU bank to migrate to which RBI-approved domain?
A) .co.in
B) .bank.in
C) .gov.in
D) .fin.in
E) .psu.in
Answer: B) .bank.in
Explanation: PNB migrated its website to www.pnb.bank.in as per RBI’s cybersecurity guidelines. IDRBT is the registrar for the .bank.in domain.
10. Urea, India’s most used fertilizer, contains what percentage of nitrogen by weight?
A) 23%
B) 33%
C) 36%
D) 46%
E) 56%
Answer: D) 46% </br>
Explanation: Urea contains 46% nitrogen, the highest among solid nitrogenous fertilizers, making it the most cost-effective and widely used in India.
