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Daily Current Affairs
25 October, 2025
1. The PM Schools for Rising India (PM SHRI) scheme was launched with the primary objective of:
A. Providing scholarships to meritorious students
B. Upgrading existing schools as model institutions aligned with NEP 2020
C. Establishing new central universities in each state
D. Promoting vocational education under Skill India Mission
E. Implementing the Samagra Shiksha Abhiyan 2.0
Answer: B. Upgrading existing schools as model institutions aligned with NEP 2020
Explanation: The PM SHRI scheme, launched in September 2022, aims to upgrade 14,500 existing schools to model schools that embody NEP 2020’s vision — focusing on experiential learning, digital education, and holistic development.
2. The Gyan Bharatam Mission, launched by the Ministry of Culture, primarily focuses on which of the following?
A. Promoting modern scientific research
B. Digitisation and preservation of India’s manuscript heritage
C. Setting up digital universities
D. Encouraging Sanskrit education in rural schools
E. Documenting folk songs and oral traditions
Answer: B. Digitisation and preservation of India’s manuscript heritage
Explanation: The Gyan Bharatam Mission aims to identify, document, conserve, and digitise India’s vast manuscript heritage through a National Digital Repository and partnerships with 50+ institutions.
3. The newly launched Fast Patrol Vessels — ICGS Ajit and ICGS Aparajit — were built by which shipyard?
A. Mazagon Dock Shipbuilders
B. Hindustan Shipyard
C. Goa Shipyard Limited
D. Cochin Shipyard
E. Garden Reach Shipbuilders
Answer: C. Goa Shipyard Limited
Explanation: The Indian Coast Guard launched two indigenous FPVs, ICGS Ajit and ICGS Aparajit, at Goa Shipyard Limited under ‘Make in India’. These vessels enhance maritime security and coastal surveillance.
4. The Western Ghats were recently downgraded to “Significant Concern” status in IUCN’s World Heritage Outlook 4 (2025). Which of the following is the highest peak in the Western Ghats?
A. Doddabetta
B. Mullayanagiri
C. Anamudi
D. Agasthyamalai
E. Vellari Mala
Answer: C. Anamudi
Explanation: Anamudi, located in Kerala, is the highest peak of the Western Ghats at 2,695 meters. The downgrade reflects threats like climate change, deforestation, and unregulated tourism.
5. As per the RBI’s draft norms, banks will now be allowed to finance up to what percentage of a corporate acquisition value?
A. 50%
B. 60%
C. 70%
D. 75%
E. 80%
Answer: C. 70%
Explanation: The RBI’s proposed guidelines permit banks to finance up to 70% of acquisition value for corporates, with the remaining 30% to be funded by the acquirer’s own equity.
6. According to RBI’s proposed prudential limits, the combined exposure of banks to capital markets and acquisition financing must not exceed:
A. 10% of Tier-I capital
B. 15% of Tier-I capital
C. 20% of Tier-I capital
D. 25% of Tier-I capital
E. 30% of Tier-I capital
Answer: C. 20% of Tier-I capital
Explanation: RBI’s draft norms cap the total exposure of banks to capital markets and acquisition finance at 20% of Tier-I capital to ensure stability and risk diversification.
7. SEBI recently barred Mutual Funds from participating in pre-IPO placements to:
A. Encourage retail participation in IPOs
B. Increase market liquidity
C. Prevent holding of unlisted shares in case of IPO delays
D. Boost SME listings
E. Reduce foreign investment exposure
Answer: C. Prevent holding of unlisted shares in case of IPO delays
Explanation: SEBI’s decision ensures that mutual funds only invest as anchor investors a day before IPOs open, preventing regulatory violations due to delayed or cancelled IPOs.
8. The simplified GST 2.0 registration system promises automatic approval of applications within:
A. 1 working day
B. 2 working days
C. 3 working days
D. 5 working days
E. 7 working days
Answer: C. 3 working days
Explanation: Under GST 2.0 (from November 1, 2025), low-risk applicants will get automatic GST registration approval within 3 working days to enhance ease of doing business.
9. The Swamih Investment Fund, managed by SBICAP Ventures, primarily aims to:
A. Finance infrastructure projects
B. Support affordable housing by reviving stalled projects
C. Promote start-up investments
D. Fund renewable energy initiatives
E. Provide venture debt for MSMEs
Answer: B. Support affordable housing by reviving stalled projects
Explanation: The Swamih Fund, launched in 2019, provides debt financing to stalled affordable housing projects and has been exempted from RBI’s tightened AIF provisioning rules.
10. As per RBI’s draft proposal, the Loan-to-Value (LTV) ratio for loans against debt mutual funds has been increased from 50% to:
A. 55%
B. 60%
C. 65%
D. 70%
E. 75%
Answer: E. 75%
Explanation: The RBI raised the LTV ratio for loans against debt mutual funds from 50% to 75%, aiming to enhance credit flow and improve market liquidity while maintaining prudential safeguards.
