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Daily Current Affairs
26 & 27 January, 2025
1. What is the main objective of the Paris Agreement?
a) Reduce carbon emissions by 50% by 2050
b) Limit global warming to 1.5°C above pre-industrial levels
c) Achieve 100% renewable energy adoption worldwide
d) Eliminate greenhouse gas emissions by 2030
e) Enforce climate action globally through sanctions
Answer: b) Limit global warming to 1.5°C above pre-industrial levels
Explanation: The Paris Agreement is a global framework aimed at mitigating climate change by limiting the rise in global temperatures to well below 2°C and ideally to 1.5°C above pre-industrial levels.
2. Which initiative under India’s TB Elimination Programme focuses on nutritional support for TB patients?
a) Nikshay Mitra Initiative
b) Pradhan Mantri Arogya Yojana
c) Nikshay Poshan Yojana
d) National Health Mission
e) Ayushman Bharat
Answer: c) Nikshay Poshan Yojana
Explanation: The Nikshay Poshan Yojana provides financial and nutritional support to TB patients during their treatment, as part of the broader effort to eliminate TB in India by 2025.
3. What is a key feature of Multi-Asset Allocation Funds?
a) Investments in a single asset class
b) High-risk investments with no diversification
c) Diversification across equity, debt, gold, and commodities
d) Focus solely on equity market growth
e) Provides fixed returns
Answer: c) Diversification across equity, debt, gold, and commodities
Explanation: Multi-Asset Allocation Funds reduce portfolio risk by spreading investments across multiple asset classes like equity, bonds, gold, and commodities. This provides stability during market fluctuations.
4. Which country recently joined BRICS with India’s support?
a) Vietnam
b) Philippines
c) Indonesia
d) Malaysia
e) Thailand
Answer: c) Indonesia
Explanation: Indonesia joined BRICS with India’s backing, highlighting their shared focus on strengthening multilateral cooperation and global economic frameworks.
5. What percentage of India’s GDP is allocated to public health expenditure?
a) 1.9%
b) 3%
c) 5%
d) 2.5%
e) 4%
Answer: a) 1.9%
Explanation: India’s public health expenditure is approximately 1.9% of GDP, which is considered low and poses challenges for achieving Universal Health Coverage (UHC).
6. What is the repayment moratorium period under SBI’s Global Ed-Vantage Scheme?
a) 3 months after course completion
b) 6 months after course completion
c) 1 year before course completion
d) During the course duration only
e) No moratorium period
Answer: b) 6 months after course completion
Explanation: Under the SBI Global Ed-Vantage Scheme, students can begin repaying their loans six months after completing their courses, providing them financial relief while transitioning to employment.
7. Which issue was highlighted in the RBI Ombudsman Annual Report for FY24?
a) Decline in retail credit growth
b) Increasing complaints about high-interest rates on unsecured loans
c) Better lending practices by fintech companies
d) Reduced consumer distress in urban areas
e) Decreasing number of complaints in rural areas
Answer: b) Increasing complaints about high-interest rates on unsecured loans
Explanation: The report pointed out a 32.81% rise in complaints related to unsecured loans and high-interest rates, reflecting growing distress among consumers in retail credit.
8. What is the RBI’s current CPI inflation target range?
a) 3-4%
b) 5-6%
c) 4-5%
d) 6-7%
e) 2-3%
Answer: b) 5-6%
Explanation: The RBI’s current CPI inflation range is 5-6%, reflecting manageable but slightly above-target inflationary pressures influenced by rupee depreciation and global factors.
9. Which program supports TB elimination through corporate social responsibility (CSR)?
a) Nikshay Poshan Yojana
b) Pradhan Mantri TB Mukt Bharat Abhiyaan
c) Swachh Bharat Abhiyan
d) National Health Mission
e) Ayushman Bharat
Answer: b) Pradhan Mantri TB Mukt Bharat Abhiyaan
Explanation: This program engages CSR initiatives and community support to assist in eliminating TB by 2025 under the National Tuberculosis Elimination Programme.
10. What is one of the main risks identified in the RBI MPC Meeting for FY25?
a) Decreasing private consumption
b) Sticky core inflation despite easing food prices
c) Overvalued rupee boosting inflation
d) Reduced fiscal spending
e) Decline in GDP growth to below 5%
Answer: b) Sticky core inflation despite easing food prices
Explanation: The RBI highlighted that while food prices are easing, core inflation remains stubbornly high, posing a challenge for managing overall inflation.
