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Daily Current Affairs
5 & 6 October, 2025
1. Exercise KONKAN-2025 is a bilateral naval exercise between India and which country?
A) USA
B) UK
C) Japan
D) Australia
E) France
Answer: B) UK
Explanation: Exercise KONKAN-2025 is conducted between the Indian Navy and the Royal Navy (UK) to strengthen maritime cooperation and interoperability in the Indo-Pacific region. It includes both harbour and sea phases with complex naval drills.
2. Which Indian state recently faced deadly landslides due to heavy rainfall in October 2025?
A) Kerala
B) Sikkim
C) West Bengal
D) Himachal Pradesh
E) Uttarakhand
Answer: C) West Bengal
Explanation: Darjeeling and Kalimpong districts in West Bengal experienced landslides triggered by heavy rainfall, causing fatalities and damage to key infrastructure. The region is prone to landslides due to steep gradients, fragile geology, and intense monsoon rains.
3. The Unified National Employment Framework (NEF) proposed in India aims to address which of the following challenges?
A) Agricultural subsidies
B) Job–skill mismatches and inclusive employment
C) Climate change adaptation
D) Urban traffic management
E) Water conservation
Answer: B) Job–skill mismatches and inclusive employment
Explanation: NEF seeks to synchronize skilling, industrial, and labour policies to ensure job creation, reduce unemployment, and include marginalized groups in economic growth, especially in gig and informal sectors.
4. At the IUCN World Conservation Congress 2025, India plans to release which significant document?
A) National Climate Action Plan
B) National Renewable Energy List
C) National Red List of Endangered Species
D) National Pollution Control Guidelines
E) National Biodiversity Act Amendment
Answer: C) National Red List of Endangered Species
Explanation: India will release its first-ever National Red List of Endangered Species at IUCN WCC 2025, aligning national biodiversity efforts with global conservation goals and promoting sustainable development.
5. The RBI’s FREE Committee report focuses on which area in banking?
A) Cryptocurrency regulation
B) Ethical and responsible use of AI
C) Reducing NPAs
D) Interest rate restructuring
E) Financial literacy programs
Answer: B) Ethical and responsible use of AI
Explanation: The Financial Regulation and Ethics in AI (FREE) Committee report by RBI provides a framework for the responsible adoption of AI in banking, ensuring fairness, transparency, and financial inclusion.
6. Under RBI’s April 2026 Digital Payment Authentication overhaul, which approach replaces the traditional OTP system?
A) Single-factor authentication
B) Risk-Based Authentication (RBA)
C) Password-only authentication
D) Blockchain verification
E) Tokenization
Answer: B) Risk-Based Authentication (RBA)
Explanation: RBA uses signals like device history, transaction behavior, and location to apply additional verification only when suspicious transactions are detected, improving security while maintaining seamless payments.
7. Which of the following statements is correct about India’s UPI expansion to Qatar?
A) UPI is restricted to airport outlets only
B) UPI is available at Lulu Group stores in Qatar
C) Only Qataris can use UPI
D) UPI uses SWIFT for transfers
E) It is limited to cash withdrawals
Answer: B) UPI is available at Lulu Group stores in Qatar
Explanation: India extended UPI internationally via NPCI International Payments Ltd. in Qatar, enabling real-time, low-cost digital payments for Indian residents and tourists, strengthening financial integration.
8. The IBBI’s proposed early warning framework for corporate insolvency aims to:
A) Increase NPAs in banks
B) Detect financial distress before defaults
C) Privatize public sector banks
D) Merge NBFCs with banks
E) Reduce GDP volatility
Answer: B) Detect financial distress before defaults
Explanation: The framework will use financial ratios, sector-specific indicators, and mandatory reporting to identify companies at risk of insolvency, enabling pre-emptive restructuring and reducing the load on NCLT.
9. Which Indian state launched its first commercial coal mine at Namchik-Namphuk?
A) Assam
B) Nagaland
C) Arunachal Pradesh
D) Meghalaya
E) Manipur
Answer: C) Arunachal Pradesh
Explanation: Arunachal Pradesh launched its first commercial coal mining operation at Namchik-Namphuk in Changlang district to boost local employment and energy self-reliance under “Mission Green Coal Regions.”
10. Which Indian regulator monitors and ranks banking and insurance services based on grievance redressal?
A) RBI
B) SEBI
C) DARPG
D) IRDAI
E) MCA
Answer: C) DARPG
Explanation: The Department of Administrative Reforms and Public Grievances (DARPG) evaluates government departments, including banking and insurance, based on grievance handling via CPGRAMS, encouraging better customer service.
