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Daily Current Affairs
5 August, 2025
1. What is the primary objective of the newly launched Matri Van initiative in Gurugram?
A. To promote renewable energy in Aravalli Hills
B. To develop a smart city model
C. To restore ecological balance and biodiversity in degraded landscapes
D. To set up eco-tourism projects
E. To plant genetically modified trees for carbon credit
Answer: C. To restore ecological balance and biodiversity in degraded landscapes
Explanation: The Matri Van initiative aims at ecological restoration of the degraded Aravalli Hills and promoting biodiversity through native flora plantation and eco-friendly amenities.
2. Which campaign is the Matri Van initiative aligned with?
A. Swachh Bharat Mission
B. Jal Jeevan Mission
C. Ek Ped Maa Ke Naam
D. National Forest Policy 2020
E. Namami Gange
Answer: C. Ek Ped Maa Ke Naam
Explanation: The Matri Van is part of the broader environmental movement “Ek Ped Maa Ke Naam”, promoting tree plantation and ecological awareness.
3. Which state/UT topped the India Electric Mobility Index (IEMI) 2024 launched by NITI Aayog?
A. Karnataka
B. Delhi
C. Maharashtra
D. Tamil Nadu
E. Gujarat
Answer: B. Delhi
Explanation: Delhi ranked first in the IEMI 2024 based on EV adoption, charging infrastructure, and innovation ecosystem.
4. Which Indian city ranked highest in the Global AI City Index 2025 published by Counterpoint Research?
A. Mumbai
B. Pune
C. Hyderabad
D. Bengaluru
E. Delhi
Answer: D. Bengaluru
Explanation: Bengaluru was ranked 26th globally and the top city in India for AI ecosystem development, including research, startups, and data centers.
5. What does the term Phygital Banking refer to in the Indian context?
A. A bank that operates only online
B. Use of biometric verification in banking
C. Integration of physical branches and digital banking services
D. Only providing mobile banking services
E. Blockchain-enabled banking
Answer: C. Integration of physical branches and digital banking services
Explanation: Phygital banking combines physical presence (branches, ATMs) with digital platforms (mobile apps, UPI) to deliver seamless services.
6. According to SEBI’s proposed turnover-based framework, what is the materiality threshold for RPTs for companies with turnover above ₹40,000 crore?
A. â‚ą1,000 crore flat
B. â‚ą5,000 crore only
C. â‚ą3,000 crore + 2.5% of excess OR â‚ą5,000 crore, whichever is lower
D. 10% of turnover
E. â‚ą2,000 crore flat
Answer: C. â‚ą3,000 crore + 2.5% of excess OR â‚ą5,000 crore, whichever is lower
Explanation: SEBI proposed a new RPT framework to ease compliance while maintaining governance. For high turnover firms, this is a cap-based materiality threshold.
7. Why did IRDAI impose a â‚ą5 crore fine on Policybazaar Insurance Brokers in 2025?
A. Money laundering activities
B. Delayed customer grievance redressal
C. Multiple violations including misleading promotions, governance conflicts, and unregulated commissions
D. Overpricing of insurance policies
E. Unauthorized use of Aadhaar data
Answer: C. Multiple violations including misleading promotions, governance conflicts, and unregulated commissions
Explanation: Policybazaar was penalized for breaching IRDAI regulations including biased promotions, delayed premium transfers, and outsourcing violations.
8. What is the fastest-growing segment in India’s pesticide market due to mechanization and labor issues?
A. Insecticides
B. Fungicides
C. Herbicides
D. Bio-pesticides
E. Organic Manure
Answer: C. Herbicides
Explanation: Herbicide usage is growing rapidly in India, driven by high labor costs and the need for mechanized weed control.
9. India achieved its E20 ethanol blending target by:
A. 2023
B. 2024
C. March 2025
D. June 2026
E. December 2025
Answer: C. March 2025
Explanation: India achieved the 20% ethanol blending (E20) target ahead of the planned 2025-26 timeline, helping reduce pollution and fuel import dependency.
10. Which of the following is a major concern associated with high ethanol blending in vehicles?
A. Faster engine acceleration
B. Boost in fuel efficiency
C. Engine corrosion and fuel system degradation
D. Improved cold start performance
E. Lower vehicle emissions only
Answer: C. Engine corrosion and fuel system degradation
Explanation: Ethanol’s hygroscopic nature increases internal moisture, leading to corrosion, fuel system clogging, and degradation of vehicle components.
