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Daily Quiz: 9 July 2025

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1. Which endangered bird, Kerala’s state bird, was recently sighted in an unusual coastal area of Kannur district?
A. Indian Peafowl
B. Great Hornbill
C. Malabar Trogon
D. Grey Junglefowl
E. Nilgiri Flycatcher

Answer: B. Great Hornbill

Explanation: The Great Hornbill, listed as “Endangered” on the IUCN Red List and protected under Schedule I of the Wildlife Protection Act, was unusually spotted in Kakkampara, a coastal region in Kannur, Kerala.

2. What is the total corpus allocated for the newly approved Research Development and Innovation (RDI) Scheme by the Union Cabinet?
A. ₹50,000 crore
B. ₹75,000 crore
C. ₹1 lakh crore
D. ₹1.5 lakh crore
E. ₹2 lakh crore

Answer: C. ₹1 lakh crore

Explanation: The RDI Scheme is backed by a ₹1 lakh crore fund, sourced via a 50-year interest-free loan to the ANRF to support R&D and deep-tech innovation.

3. According to the NSO’s nutritional intake report, which food group remains the largest source of protein in rural and urban diets in 2023–24?
A. Meat and fish
B. Pulses
C. Dairy products
D. Cereals
E. Eggs

Answer: D. Cereals

Explanation: Cereals still contribute the largest share of protein: ~47% in rural areas and ~39% in urban areas, though their share has been declining over time.

4. Which type of digital tools were used by attackers in the Pulwama and Gorakhnath incidents to finance terrorism, according to FATF’s 2025 report?
A. Aadhaar-linked bank accounts
B. Blockchain and VPNs
C. Mutual Funds
D. Credit Cards
E. ChatGPT

Answer: B. Blockchain and VPNs

Explanation: FATF flagged misuse of e-commerce, blockchain, PayPal, and VPNs by terrorists, citing Pulwama and Gorakhnath as Indian case studies.

5. As per RBI’s 2025 directions, from when will prepayment charges on certain loans be waived for MSEs and individuals?
A. July 1, 2025
B. October 1, 2025
C. January 1, 2026
D. April 1, 2026
E. January 1, 2025

Answer: C. January 1, 2026

Explanation: RBI’s new prepayment rules for MSEs and individuals will come into effect from January 1, 2026, and aim to eliminate charges on floating rate loans.

6. What is a major reason behind SEBI’s plan to possibly shift weekly index options expiry to fortnightly?
A. Lack of trading activity
B. High profits by retail investors
C. Market manipulation and speculative risks
D. Global market influence
E. Changes in currency valuation

Answer: C. Market manipulation and speculative risks

Explanation: SEBI is considering this move due to concerns over speculation and manipulation, especially after the Jane Street case involving ₹4,844 crore.

7. Which of the following statements about PMJDY accounts is true as per the DFS clarification in 2025?
A. All dormant accounts will be closed
B. DFS has ordered re-opening of closed accounts
C. No directive has been issued to close inactive PMJDY accounts
D. Only accounts with zero balance are being closed
E. Accounts with no RuPay card will be deactivated

Answer: C. No directive has been issued to close inactive PMJDY accounts

Explanation: The DFS clarified that no order was issued to close inactive accounts; instead, a campaign for re-KYC and awareness is ongoing.

8. What is the purpose of CRISPR editing in the NIPGR rice experiment?
A. Increase seed size
B. Improve drought resistance
C. Enhance phosphorus uptake and yield
D. Increase starch content
E. Increase water retention in roots

Answer: C. Enhance phosphorus uptake and yield

Explanation: NIPGR scientists used CRISPR to target a promoter binding site, improving phosphorus absorption and boosting rice yield.

9. What key innovation was introduced in the NaMo Drone Didi Yojana?
A. Self-flying drones for irrigation
B. Drones used by SHG women for agri-input spraying
C. Drone-based seed processing
D. Drones for live weather reporting
E. Drone surveillance for forest areas

Answer: B. Drones used by SHG women for agri-input spraying

Explanation: The NaMo Drone Didi Yojana empowers women SHG members to use drones for spraying fertilizers and pesticides.

10. What is one major benefit of DBT Platform Version 2.0 for agriculture subsidies?
A. Manual verification system
B. Use of blockchain
C. Real-time dashboard and faster subsidy disbursal
D. Biometric-only access
E. Paper-based application workflow

Answer: C. Real-time dashboard and faster subsidy disbursal

Explanation: DBT 2.0 streamlines workflows with real-time dashboards and improves transparency, reducing delays in subsidy distribution.

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