Introduction
The NICL AO 2025 notification is out! National Insurance Company Limited (NICL) has announced 266 vacancies for the post of Administrative Officer (AO). Out of these, 170 posts are for Generalists, and 96 are for Specialists in areas like IT, Legal, Finance, and more.
The online application process has already started and will remain open till 3rd July 2025.
The Phase I (Preliminary) Exam is expected to be held on 20th July 2025, followed by Phase II (Mains) and an Interview for shortlisted candidates.
If you’re interested in a government job in the insurance sector, this is a great opportunity to apply!
NICL AO Exam 2025 Highlights
Total Vacancies: 266 posts for Administrative Officer (Scale I)
- 170 Generalist posts
- 96 Specialist posts in fields like Finance, Legal, IT, Automobile Engineering, and Medical (MBBS)
Application Dates:
- Start Date: 12th June 2025
- Last Date: 3rd July 2025
- You must also pay the application fee during this period.
Exam Dates:
- Phase I (Prelims): 20th July 2025 (Expected)
- Phase II (Mains): 31st August 2025(Expected)
Age Limit (as on 1st May 2025):
- Minimum: 21 years
- Maximum: 30 years
- Age relaxation is available for reserved categories as per government rules.
Eligibility:
- You must have a degree in the relevant discipline depending on the post you apply for (like Finance, IT, MBBS, etc.).
This is a great opportunity if you’re aiming for a secure government job in the insurance sector!
| Particulars | Details |
|---|---|
| Conducting Body | National Insurance Company Limited (NICL) |
| Official Website | https://nationalinsurance.nic.co.in |
| Post Name | Administrative Officer (Scale I) |
| Total Vacancies | 266 (Generalists: 170, Specialists: 96) |
| Mode of Exam | Online |
| Stages of Selection | 3 Phases: • Phase I – Preliminary• Phase II – Main• Phase III – Interview |
| Phase I – Prelims | 100 marks, 60 minutes |
| Phase II – Mains | • Paper 1 (Objective): 250 marks, 150 minutes (for both Generalists & Specialists)• Paper 2 (Descriptive): 30 marks, 30 minutes (Essay, Preci and Comprehension 10 marks each) |
| Interview Weightage | 80:20 (Written: Interview) |
| Online Registration & Fee Payment | 12th June 2025 to 3rd July 2025 (both days inclusive) |
| Phase I Exam Date (Tentative) | 20th July 2025 |
| Phase II Exam Date (Tentative) | 31st August 2025 |
| Call Letter Download | To be announced later |
NICL AO Notification
The NICL AO 2025 recruitment is a great opportunity for those looking to build a stable career in the insurance sector. A total of 266 vacancies are available — for both Generalist and Specialist posts.
Key Points:
- The selection process includes:
- Phase I – Preliminary Exam
- Phase II – Main Exam
- Interview
- The starting salary is quite attractive — around ₹90,000 per month (Approx.), along with benefits and growth opportunities.
- Online applications can be submitted from 12th June to 3rd July 2025.
Don’t wait till the last date! - The official notification includes all important details — eligibility, how to apply, exam pattern, syllabus, and important dates.
- Start your preparation early, keeping the official syllabus in mind — this will give you a better shot at cracking the exam.
NICL AO Vacancy
NICL has announced 266 vacancies for Scale I Administrative Officer posts in its 2025 recruitment drive. These include 170 Generalist positions and 96 Specialist roles across Finance, Legal, IT, Automobile Engineering, and MBBS disciplines. Candidates must ensure they meet the age (21–30 years as on 1st May 2025) and educational qualifications before applying. Only one application per candidate is permitted, and applications must be submitted online between 12th June and 3rd July 2025.
| Discipline | UR | OBC | SC | ST | EWS | Total Vacancies |
|---|---|---|---|---|---|---|
| Generalist | 68 | 47 | 26 | 12 | 17 | 170 |
| Specialists | ||||||
| Doctors (MBBS) | 4 | 3 | 1 | 1 | 1 | 10 |
| Legal | 8 | 7 | 2 | 1 | 2 | 20 |
| Finance | 8 | 6 | 3 | 1 | 2 | 20 |
| Information Technology | 8 | 6 | 2 | 2 | 2 | 20 |
| Automobile Engineers | 8 | 6 | 3 | 1 | 2 | 20 |
| Specialist Backlog | ||||||
| Doctors (MBBS) | – | – | 3 | 1 | – | 4 |
| Finance | – | – | 1 | – | – | 1 |
| Automobile Engineers | – | 1 | – | – | – | 1 |
| Grand Total | – | – | – | – | – | 266 |
NICL AO Exam Pattern and Syllabus 2025
NICL AO Exam Pattern
The NICL AO exam pattern delineates the comprehensive selection process, comprising multiple stages. The pattern highlights the examination structure, marking scheme, subjects covered, and the overall assessment criteria for aspiring Administrative Officers. These stages include:
| Discipline | Selection Process |
|---|---|
| Generalist | 1. Prelims – Objective Test2. Mains – Objective Test and Descriptive Test3. Interview |
| Specialists(Doctors, Legal, Finance, IT, Automobile Engineers) | 1. Prelims – Objective Test2. Mains – Objective Test and Descriptive Test3. Interview |
Part A – Applicable for all applicants other than for Hindi Officers.
The written exam will be conducted in two phases
Phase – I: Preliminary Examination online
Preliminary Examination consisting of Objective Tests (Multiple Choice type Questions) for 100 marks will be conducted online (applicable for all disciplines except Hindi Officers). This test would be of 60 minutes duration consisting of 3 sections (with separate timings for each section)
| Name of Test | No. of Questions | Marks | Duration | Medium of Exam |
|---|---|---|---|---|
| English Language | 30 | 30 | 20 minutes | English |
| Reasoning Ability | 35 | 35 | 20 minutes | English / Hindi |
| Quantitative Aptitude | 35 | 35 | 20 minutes | English / Hindi |
| Total | 100 | 100 | 60 minutes | English / Hindi |
Phase – II: Main Examination online
(i) Objective Test: The Objective Test of 3 Hours duration consists of five & six sections for Generalists for total 250 Marks
| Name of Test | No. of Questions | Marks | Duration |
|---|---|---|---|
| Reasoning Ability | 50 | 50 | 40 minutes |
| English Language | 50 | 50 | 40 minutes |
| General Awareness | 50 | 50 | 30 minutes |
| Computer Knowledge | 50 | 50 | 30 minutes |
| Quantitative Aptitude | 50 | 50 | 40 minutes |
| Total | 250 | 250 | 180 minutes (3 hours) |
(i) Objective Test: The Objective Test of 3 Hours duration consists of five & six sections for Specialists for total 250 Marks
| Name of Test | No. of Questions | Marks | Duration |
|---|---|---|---|
| Reasoning Ability | 40 | 40 | 35 minutes |
| English Language | 40 | 40 | 30 minutes |
| General Awareness | 40 | 40 | 20 minutes |
| Computer Knowledge | 40 | 40 | 25 minutes |
| Quantitative Aptitude | 40 | 40 | 35 minutes |
| Technical & Professional Knowledge in Relevant Discipline (Specialist Only) | 50 | 50 | 35 minutes |
| Total | 250 | 250 | 180 minutes (3 hours) |
(ii) Descriptive Test: The descriptive Test of 30 Minutes duration with 30 marks will be a Test of English Language (Essay – 10 Marks, Precise – 10 & Comprehension – 10 marks).
Note:
- The Descriptive English Test will be conducted in English and only through online mode. The Candidates will get 30 minutes to answer the questions.
- Before starting to type answers to questions in Descriptive Paper please check all key functions of the keyboard.
Part B. – Applicable for Hindi Officers only
Exam Format for Hindi (Rajbhasha) Officers
- The entire online written exam will be held in a single phase.
- The total duration of the exam will be 3 hours and 30 minutes.
Hindi Language Descriptive Test
- This section is specifically for Hindi (Rajbhasha) Officer posts.
- The test will be conducted online only – questions will appear on your screen, and you must type the answers using a keyboard.
Marks Distribution for Hindi Language Section:
| Task | Marks |
|---|---|
| Essay Writing | 20 marks |
| Precis Writing | 10 marks |
| Comprehension | 10 marks |
| Letter Writing | 10 marks |
| Total | 50 marks |
- You’ll get 60 minutes to complete this section.
Typing Requirements
- To type in Hindi, you must be familiar with one of these keyboard layouts:
Inscript
Remington (GAIL) - Before starting the Descriptive Paper, make sure to check that all keyboard functions are working properly.
This section is crucial for candidates applying for Hindi Officer roles, so practicing Hindi typing and understanding essay/letter formats in advance will really help. Let me know if you want a practice set for this section too!
Part C – Interview
Candidates will be selected for the Interview stage based on their overall marks in the Main Examination (Phase II), as per the rules mentioned in the NICL AO 2025 notification.
This applies to:
- Generalist candidates
- Specialist candidates
- Hindi (Rajbhasha) Officers
Only those who score well enough in the Mains (or Written Exam for Hindi Officers) will be shortlisted and called for the Interview, which will be conducted by NICL.
So, performing well in the Main Exam is key to reaching the final stage of selection!
NICL AO Exam Marking Scheme
In the NICL AO 2025 exam, if you answer a question incorrectly in the Prelims, Mains (objective sections), or the Hindi objective test, there will be negative marking.
How the negative marking works:
- All questions will be multiple-choice, and only one option is correct.
- For each wrong answer, ÂĽth (one-fourth) of the marks assigned to that question will be deducted.
- If you skip a question (leave it blank), no marks will be deducted.
So, guess only when you’re reasonably sure — random guessing can reduce your score!
NICL AO Exam Final Selection:
The final selection of candidates for NICL AO 2025 will be based on their combined marks from the Main Exam (Objective Test) and the Interview.
Weightage of Marks:
- Main Exam (Objective Test): 80%
- Interview: 20%
This means your performance in the Main Exam will have a bigger impact on your final score than the interview.
The company will later decide the minimum marks required to qualify the interview stage.
Educational Qualification
Candidate should possess certificate in proof of passing the qualifying examination
The minimum Educational Qualifications required for various disciplines are:
| Discipline | Academic Qualification |
|---|---|
| Doctors (MBBS) | M.B.B.S / M.D. / M.S. or PG Medical Degree from a recognized university OR equivalent foreign degrees recognized by the National Medical Commission (NMC). Must hold a valid registration with NMC or any State Medical Council (for Allopathy) as on the date of the interview. |
| Legal | Graduate/Post-Graduate in Law with minimum 60% marks (55% for SC/ST/PwBD candidates). |
| Finance | Chartered Accountant (ICAI) / Cost Accountant (ICWA) OR B.Com / M.Com from a recognized university with at least 60% marks (55% for SC/ST). |
| Information Technology | B.E / B.Tech / M.E. / M.Tech in Computer Science / IT OR MCA from a recognized university with at least 60% marks (55% for SC/ST). |
| Automobile Engineering | B.E / B.Tech / M.E. / M.Tech in Automobile Engineering from a recognized university with at least 60% marks (55% for SC/ST). |
| Generalist | Graduate / Post Graduate in any stream from a recognized university with at least 60% marks (55% for SC/ST). |
Age
Minimum Age: 21 years Maximum Age: 30 years
| Post | Age Limit (as on May 1, 2025) | Date of Birth Range (for General Category) |
|---|---|---|
| NICL AO | 21 to 30 years | Born between 02.05.1995 and 01.05.2004 (both inclusive) |
Relaxation in upper age limit shall be as follows:
| Category | Age Relaxation |
|---|---|
| Scheduled Caste / Scheduled Tribe (SC/ST) | 5 years |
| Other Backward Classes (OBC – Non Creamy Layer) | 3 years |
| Persons with Benchmark Disabilities (PwBD) | 10 years |
| Ex-Servicemen | 5 years |
| Defence personnel disabled in operations during hostilities with a foreign country or in a disturbed area and released as a result | 3 years |
| Widows, Divorced women, and women legally separated from their husbands who have not remarried | 9 years |
| Existing confirmed employees of Public Sector GIC & AIC | 8 years |
NICL AO Exam Dates 2025
| Events | Dates |
|---|---|
| NICL AO Online Registration & Payment of Application Fees | June 12, 2025 to July 03, 2025 (both days inclusive) |
| Date of Online Examination – Phase I (Prelims) | July 20, 2025 (Tentative) |
| Downloading of Call Letters for Examination | To be notified later |
| Date of Online Examination – Phase II (Mains) | August 31, 2025 (Tentative) |
NICL AO Salary 2025
The NICL Administrative Officer (AO) position is highly sought after due to its attractive salary structure and comprehensive benefits. As per the 2025 notification, the initial basic pay for NICL AO is ₹50,925, under the pay scale of ₹50925–2500(14)–85925–2710(4)–96765. In metropolitan cities, the total monthly emoluments are approximately ₹90,000(approx.), inclusive of various allowances admissible under company rules.
In addition to salary, officers are entitled to benefits such as medical coverage, pension under the New Pension Scheme, gratuity, leave travel subsidy, and group personal accident insurance.
The NICL AO role involves handling diverse responsibilities across underwriting, claims, policy servicing, risk assessment, and customer interaction—making it a dynamic and engaging career path in the insurance sector.
| Parameters | Details |
|---|---|
| Basic Pay | â‚ą50,925/- |
| Pay Scale | ₹50,925 – 2500(14) – 85,925 – 2710(4) – 96,765 |
| In-hand Salary | Approximately â‚ą90,000/- per month (in metro cities) |
Start your preparation of NICL AO with Clarity4Sure
NICL AO 2025 Crash Course by C4S
The NICL AO 2025 Crash Course by C4S (Clarity 4 Sure) is a structured and intensive program designed to comprehensively prepare aspirants for both Phase I and Phase II of the NICL AO exam. This course includes concept lessons in Quantitative Aptitude, Reasoning, and English, supported by master notes and PDF-based follow-up materials. It also offers a full-fledged test series featuring Full-Length Tests (FLT) and Mock Full-Length Tests (MFLT) to simulate the real exam environment.
The crash course emphasizes General Awareness (GA) with month-wise sessions, along with special MCQ-based classes on Budget, Economic Survey, and Insurance in News. For Phase II, it features targeted training in Descriptive English—covering essays, précis, and letter writing—with dedicated sessions and evaluated descriptive tests. Additionally, sectional tests for GA, Computer, and Descriptive English enhance focused practice. Designed with expert insights and up-to-date exam trends, this crash course is a one-stop solution for serious NICL AO aspirants looking for focused, effective, and affordable preparation.
