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Daily Current Affairs
26 July, 2025
1. Which flagship scheme aims to provide legal ownership of rural residential properties using drone-based mapping?
A. PMAY-G
B. SVAMITVA Scheme
C. RURBAN Mission
D. Gram Nyayalaya Yojana
E. PM Vikas Patra
Answer: B. SVAMITVA Scheme
Explanation: The SVAMITVA Scheme, launched in April 2020, uses drone-based surveys to provide property cards to rural residents, ensuring legal ownership and reducing land disputes.
2. During PM Modi’s 2025 visit to the Maldives, which digital initiative was launched to boost financial inclusion?
A. BharatPay
B. BHIM-Maldives
C. RuPay and UPI Integration
D. IMPS Connect
E. Maldives Payment Gateway
Answer: C. RuPay and UPI Integration
Explanation: India launched UPI and RuPay services in the Maldives to enhance digital transactions, aligning with the “Neighbourhood First” policy.
3. What is the primary employment target under the PM Viksit Bharat Rozgar Yojana (PM-VBRY) for 2025–2027?
A. 1 crore jobs
B. 2.5 crore jobs
C. 3.5 crore jobs
D. 5 crore jobs
E. 4.8 crore jobs
Answer: C. 3.5 crore jobs
Explanation: PM-VBRY aims to generate over 3.5 crore new formal jobs, including 1.92 crore first-time workers, by providing financial incentives to employers and employees.
4. Which of the following is NOT a goal of the Draft National Telecom Policy 2025?
A. Achieving 100% 4G coverage
B. Creating 1 million telecom jobs
C. Eliminating fixed-line broadband completely
D. Promoting green telecom practices
E. Reaching 90% 5G coverage by 2030
Answer: C. Eliminating fixed-line broadband completely
Explanation: The policy promotes fixed-line broadband and aims to reach 100 million households, not eliminate it.
5. What infrastructure target is set under the National Telecom Policy 2025 for tower fiberization?
A. 100%
B. 60%
C. 90%
D. 80%
E. 75%
Answer: D. 80%
Explanation: The policy aims to increase tower fiberization from the current 46% to 80% by 2030 to enhance connectivity.
6. What significant change has SEBI proposed regarding disclosure for listed non-convertible securities?
A. Elimination of all reports
B. Hard copies to be mailed quarterly
C. Reports only in regional languages
D. Replace hard copies with digital links/QR codes
E. Compulsory video reports
Answer: D. Replace hard copies with digital links/QR codes
Explanation: SEBI proposes paperless disclosures by replacing mailed reports with QR codes or links to reduce compliance burden and promote sustainability.
7. Why has the RBI emphasized a sustainable financial model for UPI transactions?
A. Decline in digital users
B. Increased printing of physical currency
C. High operational costs due to 60 crore daily transactions
D. Drop in merchant registrations
E. Lack of smartphone penetration
Answer: C. High operational costs due to 60 crore daily transactions
Explanation: The RBI flagged the need for a funding model to maintain the fast-growing UPI system, which has scaled to 60 crore transactions per day.
8. What is the key goal of the Bima Sakhi Yojana?
A. Train youth for insurance sales
B. Digitize all insurance policies
C. Empower rural women as insurance facilitators
D. Reduce insurance premiums for urban poor
E. Merge LIC and IRDAI services
Answer: C. Empower rural women as insurance facilitators
Explanation: Bima Sakhi Yojana appoints SHG women as facilitators to provide last-mile access to insurance in rural areas, promoting financial inclusion.
9. Which bank has introduced biometric authentication for online card payments in India?
A. ICICI Bank
B. HDFC Bank
C. Federal Bank
D. Axis Bank
E. Kotak Mahindra Bank
Answer: C. Federal Bank
Explanation: In collaboration with M2P and MinkasuPay, Federal Bank launched India’s first biometric authentication system for online card transactions.
10. What platform replaced e-Bikray for PSB property e-auctions?
A. LoanSathi
B. AuctionHub
C. DigiSell
D. BAANKNET
E. NPA-Market
Answer: D. BAANKNET
Explanation: BAANKNET is a centralized e-auction platform launched by PSBs and IBBI, offering higher transparency and better recovery than the earlier e-Bikray system.
