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Daily Current Affairs
22 November, 2025
1. Which of the following is not one of the four Labour Codes notified by the Central Government?
A. Code on Wages
B. Industrial Relations Code
C. Code on Social Security
D. Occupational Safety, Health & Working Conditions Code
E. Labour Welfare & Employment Code
Answer: E. Labour Welfare & Employment Code
Explanation: The four Labour Codes are: Code on Wages, Industrial Relations Code, Social Security Code, and OSHWC Code. There is no code named Labour Welfare & Employment Code.
2. ICDS, which completed 50 years, primarily focuses on which age group?
A. 0–3 years
B. 0–6 years
C. 2–10 years
D. 5–12 years
E. Only pregnant women
Answer: B. 0–6 years
Explanation: ICDS covers children aged 0–6 years along with pregnant and lactating mothers, focusing on nutrition and early childhood development.
3. Which of the following is not a core service provided under ICDS?
A. Supplementary Nutrition
B. Health Check-ups
C. Skill Development Loans
D. Pre-school Education
E. Immunisation
Answer: C. Skill Development Loans
Explanation: ICDS offers six services: nutrition, preschool education, immunisation, health check-ups, referral services, and health education. Skill development loans are not part of ICDS.
4. India’s UPI will be linked to the Eurozone’s TIPS system mainly to facilitate:
A. Rupee-to-crypto trading
B. Instant cross-border payments
C. Credit card settlements
D. ATM interoperability
E. Foreign merchant verification
Answer: B. Instant cross-border payments
Explanation: The UPI–TIPS linkage aims to enable fast, real-time international payments between India and the Eurozone.
5. Which organisation operates the TARGET Instant Payment Settlement (TIPS) system?
A. World Bank
B. European Central Bank
C. Bank of England
D. Federal Reserve
E. BRICS Development Bank
Answer: B. European Central Bank
Explanation: TIPS is operated by the Eurosystem, led by the European Central Bank and national central banks of the Euro Area.
6. Why has India’s Credit-Deposit (CD) ratio recently crossed 80%?
A. Deposits are growing faster than loans
B. Credit growth is slower
C. Credit growth outpaced deposit growth
D. RBI increased CRR
E. Government banned recurring deposits
Answer: C. Credit growth outpaced deposit growth
Explanation: Strong loan demand and slower deposit mobilisation pushed CD ratio above 80%, which is the upper comfort limit of RBI.
7. What is the RBI’s generally comfortable CD ratio range?
A. 20–40%
B. 40–60%
C. 60–75%
D. 75–90%
E. 10–20%
Answer: C. 60–75%
Explanation: RBI usually considers 60–75% as a healthy CD ratio, balancing liquidity and credit availability.
8. The Insurance Laws (Amendment) Bill 2025 proposes to raise FDI in insurance from 74% to what level?
A. 80%
B. 85%
C. 95%
D. 100%
E. No change proposed
Answer: D. 100%
Explanation: The new bill proposes raising the FDI limit in insurance to 100% to boost investment and sectoral growth.
9. e-NAM was launched to connect which of the following?
A. Fertilizer factories
B. APMC mandis across India
C. Banks and cooperative societies
D. Kisan Credit Card portals
E. Private companies with FPOs
Answer: B. APMC mandis across India
Explanation: e-NAM integrates APMC mandis nationwide into a unified digital market for agricultural commodities.
10. After expansion, how many total commodities are now tradable on e-NAM?
A. 100
B. 185
C. 200
D. 247
E. 310
Answer: D. 247
Explanation: With 9 new additions like green tea and mentha oil, e-NAM now supports 247 standardized tradable commodities.
